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Best Homeowners Insurance Agencies in Loveland

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2023
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Advantage Insurance, LLC - Barry G. Gustafson Agency logo
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Advantage Insurance, LLC - Barry G. Gustafson Agency

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4308 North Garfield Avenue, Loveland, CO 80538
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Business Description

Advantage Insurance, LLC - Barry G. Gustafson Agency is a local, independent insurance agency that has been delivering custom policies for the homeowners of Loveland and Northern Colorado since 1981. Homeowners' insurance policies generally provide protection for the home and personal belongings in case of fire, hail, vandalism, or theft. The firm also offers condominium and renters' insurance policies. Advantage Insurance works with respected insurance carriers such as Safeco, The Hartford, Metlife, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (27)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All About Insurance logo
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All About Insurance

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4007 South Lincoln, Loveland, CO 80537
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

All About Insurance is a Loveland insurance broker that provides homeowners and property insurance policies. The company's homeowners plans provide coverage for personal property, adjacent structures, loss of use, medical expenses for individuals injured on-site, and personal liability. All About insurance offers separate policies for renters, and it provides umbrella policies to prevent gaps. In addition to homeowners insurance, the company's products include home-based business insurance, auto insurance, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cowest Insurance Providers logo
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Cowest Insurance Providers

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1401 South Taft Avenue, Loveland, CO 80537
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

CoWest Insurance Providers caters to homeowners living in and nearby Loveland. The company covers its clients' homes for any damages caused by fire or natural disasters. It handles the cost of repairs or replacements and guides customers in filing a claim or making changes to existing their policies. The primary agent, Sheryl Dryer, has worked in insurance for over two decades. Dryer and the rest of the team are part of the CoWest Insurance Group, a nationwide group of independent insurance offices.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dave Orr - State Farm Insurance Agent logo
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Dave Orr - State Farm Insurance Agent

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2187 East 11th Street, Loveland, CO 80537
  • Multiple Policy Types

Business Description

Based in Loveland, Dave Orr - State Farm Insurance Agent assists newly relocated and long-term residents with obtaining homeowners insurance policies. Mr. Orr is fully licensed, and he and his team provide guidance on policy specifics and areas of coverage such as fire, water, and vandalism damage. The business offers both home and property insurance, and clients can file claims and make payments directly on the company website. Additionally, the agency sells auto and business insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (22)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ewing-Leavitt Insurance Agency, Inc. logo
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Ewing-Leavitt Insurance Agency, Inc.

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4090 Clydesdale Parkway, Loveland, CO 80538
  • Earthquake
  • Flood

Business Description

Located in Loveland, Ewing-Leavitt Insurance Agency Inc. is an independent advisor that provides homeowners insurance plans. The business offers home and condo insurance policies that cover matters such as fire damage, property loss due to theft, personal liability, and damage caused by severe weather, and it provides separate plans for earthquakes and floods. Founded in 1952, Ewing-Leavitt is the nation's 12th largest private insurance broker. Its additional insurance products include umbrella coverage, health insurance, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (80)
Yelp
2.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fort Collins Insurance logo
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Fort Collins Insurance

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2427 South College Avenue, Fort Collins, CO 80525
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Fort Collins Insurance is an independent firm that caters to residents in and around Loveland. It works with different carriers to help individuals and families obtain personalized homeowners' insurance coverage. The agency creates policies that can cover damage from disasters, such as bad weather and fires, floods, and earthquakes. Its team also offers auto, umbrella, rental property, general liability, and workers' compensation insurance. Owner Ryan Jackson has been an insurance broker for over eight years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.6 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Harmony Insurance Advisors, Inc. logo
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Harmony Insurance Advisors, Inc.

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343 West Drake Road, Fort Collins, CO 80526
  • Condos
  • Multiple Policy Types
  • Fire

Business Description

Harmony Insurance Advisors Inc. is a Loveland insurance agency that offers homeowners policies. The company's homeowner plan combines liability and property insurance coverage to prevent gaps and provide protection for damages caused by severe weather, property damage due to fires, and personal liability if someone is injured on the homeowner's property. The company is completely independent, and its additional insurance products include workers compensation, general liability, life insurance, and auto policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jackson Insurance logo
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Jackson Insurance

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1021 North Lincoln Avenue, Loveland, CO 80537
  • Multiple Policy Types

Business Description

Jackson Insurance is a family-owned and operated homeowners' insurance agency that services the residents of Loveland and the surrounding communities. Since 1991, experienced insurance specialists Dave and Dennise Jackson have been helping homeowners in getting the right kind of policy for their residential homes. Together with their team of agents, they compare quotes from different home insurance companies and offer the best options to their clients. Jackson Insurance also assists business owners who are looking for commercial insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (51)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kristin Riley - Farmers Insurance Agent logo
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Kristin Riley - Farmers Insurance Agent

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1528 North Lincoln Avenue, Loveland, CO 80538
  • Multiple Policy Types

Business Description

Kristin Riley is a Farmers Insurance Agent who serves Loveland with various insurance products, including homeowners' insurance. The homeowners' policy includes dwelling and contents coverages that pay for damages to the house or the personal belongings inside because of certain natural disasters, theft, or vandalism. Also included in the insurance is liability coverage, which acts as financial protection if the policyholder's property causes an injury to other people or if the policyholder damages another's property. Riley customizes homeowners' insurance packages to meet her clients' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Renaissance Insurance logo
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Renaissance Insurance

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1349 Water Valley Parkway, Windsor, CO 80550
  • Multiple Policy Types

Business Description

Renaissance Insurance is a full-service insurance agency based in Loveland that helps new and current homeowners with securing policies. The company's website features a secure portal for clients to file claims and obtain quotes, and all plans come with full disclosure guarantees. Homeowners insurance policy specifics can vary based on client needs. Each policy may include protection for home structures and home contents, personal liability coverage, and separate flood insurance. In addition to homeowners insurance, the business offers plans for renters and mobile home owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.3 / 5 (11)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
U.S. Insurance Quotes logo

U.S. Insurance Quotes

155 E Broadway Dr, Fort Collins, CO 80525
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Business Description

U.S. Insurance Agency is a full-service insurance broker based in Loveland that assists homeowners with obtaining coverage policies. The business offers an online tool for customers to receive instant quotes, and its homeowners insurance plans include coverage for damage due to severe weather, vandalism, fires, and other catastrophic incidents. U.S. Insurance Agency networks with a wide range of carriers to ensure its customers receive cost-effective rates and reliable home and property coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Welsh Insurance Agency, Inc logo
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Welsh Insurance Agency, Inc

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633 N Denver Ave, Loveland, CO 80537
  • Multiple Policy Types

Business Description

Welsh Insurance Agency, Inc has been offering insurance services to individuals and families since 1987. This full-service insurance agency serves Loveland and the surrounding communities. The team of professionals from this business offers homeowners' insurance solutions that provide liability and financial protection from unexpected and unfortunate events. The home insurance policy covers living expenses, personal belongings, health care costs, and the home's structure. Welsh Insurance Agency also has other insurance options, such as cyber liability and workers' compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (36)
Facebook
5.0 / 5 (9)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.