Expertise.com

Best Financial Advisors in Loveland

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Financial Advisors FAQs

Learn more
SmartAdvisor by SmartAsset logo
FEATURED
Free consultation

SmartAdvisor by SmartAsset

Loveland, CO
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.2 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Price: Free consultation

Indelible Wealth Group logo
Visit WebsiteWebsite

Indelible Wealth Group

440 Mountain Ave, Berthoud, CO 80513
Visit WebsiteWebsite
  • Estate Planning
  • Wealth Management

Business Description

Indelible Wealth Group is a company that offers wealth management and financial planning solutions to clients in the Loveland metro and nearby areas. It is composed of Certified Financial Planners (CFP) that provide services such as investment management, retirement planning, social security planning, estate planning, and personal financial planning. The company is headed by Jason Brooks, a CFP and Accredited Investment Fiduciary (AIF). Indelible Wealth Group is a registered investment adviser (RIA) in both Colorado and California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Investment Center Advisor Group logo
Visit WebsiteWebsite

Investment Center Advisor Group

290 East 25th Street, Suite 100, Loveland, CO 80538
Visit WebsiteWebsite
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Financial Planning

Business Description

Located in Loveland, Investment Center Advisor Group serves clients throughout the metro. It suggests financial strategies to help individuals reach retirement, insurance, and tax-related goals. The company advises clients through the process of estate planning. It also deals with various types of investments, including stocks, bonds, variable annuities, and treasury bills. Kevin Dunnigan, one of the company's financial advisors, has over three decades of industry experience. He holds a master's degree in Finance and Investments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JBA Wealth Management Group logo
Visit WebsiteWebsite

JBA Wealth Management Group

1136 East Stuart Street Bldg 2, Suite 2-100, Fort Collins, CO 80525
Visit WebsiteWebsite
  • Certified Financial Planner (CFP)

Business Description

JBA Wealth Management Group has over 30 years of experience providing financial advice to clients in Loveland and the surrounding communities. With over nine decades of experience among its team, the agency is able to design personalized plans in fields such as estate conservation, insurance, investment, and wealth preservation. It also handles matters like disability income insurance, money purchasing plans, traditional IRA, and government securities. JBA Wealth Management Group is in partnership with LPL Financial, a company that has ranked on the Fortune 500 list.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keystone Financial Services logo
Visit WebsiteWebsite

Keystone Financial Services

4090 Clydesdale Parkway, Loveland, CO 80538
Visit WebsiteWebsite
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Financial Planning

Business Description

Located in Loveland, Keystone Financial Services assists affluent families, executives, business owners, and institutions in preparing for their futures. It helps with matters involving investments, insurance policies, taxes, and cash flow and budgeting. The firm also offers retirement, legacy, and estate planning solutions. Founder Josh Nelson has been working in the financial services industry for over two decades. He has a Master's degree in Personal Financial Planning. Nelson also holds several designations including, CFP and Accredited Wealth Management Advisor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
OakTree Financial Planning logo
Visit WebsiteWebsite

OakTree Financial Planning

155 E. Boardwalk, Suite 300, Fort Collins, CO 80525
Visit WebsiteWebsite
  • Financial Planning

Business Description

OakTree Financial Planning serves engineers and technology professionals in Loveland regarding their wealth management concerns. It assists in creating a diversified, risk-appropriate portfolio for investments and helps secure proper amounts for life, health, and disability insurance plans. It has served individuals from high-tech companies such as Hewlett-Packard, Amazon, and Google. CEO Sunit Bhalla is a Certified Financial Planner. He has presented to financial advisors at national conferences. He is also frequently quoted in publications such as The Wall Street Journal and Reuters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Old Town Wealth Advisors logo
Visit WebsiteWebsite

Old Town Wealth Advisors

227 S Howes Street, Fort Collins, Co 80521
Visit WebsiteWebsite
  • Finance Planning
  • Financial Planning

Business Description

Old Town Wealth Advisors delivers financial solutions to individuals and families in Loveland and the surrounding communities. The company assists clients in financial aspects such as income, insurance, investment, budget, tax, and retirement. It helps clients find the balance between work and respite by guiding them in lifestyle matters that impact their finances. It counsels individuals in evaluating recruitment offers and consolidating accounts coming from inheritance. Old Town Wealth Advisors employs the expertise of financial advisors with market proficiency and CFP and AIF designations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Summit View Advisors logo
Visit WebsiteWebsite

Summit View Advisors

231 S Howes St., Fort Collins, CO 80521
Visit WebsiteWebsite
  • Retirement Planning

Business Description

The financial advisors at SummitView Advisors serve clients in Loveland. A female-owned and female-operated firm, SVA offers comprehensive financial planning advice on areas such as retirement, tax-advantaged investments, and wealth transfer strategies. The company also provides financial planning, income strategies, estate and inheritance planning, and divorce solutions. SummitView Advisors has experience dealing with different asset types, from bonds and stocks to real estate investment trusts and alternative investments. The company's advisors include Holly Stewart, AAMS; Kristina Paz; Jessica Beck, CFP; and Ann Neal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tarantino Wealth Management logo
Visit WebsiteWebsite

Tarantino Wealth Management

419 Canyon Ave. Ste 320, Fort Collins, CO 80521
Visit WebsiteWebsite
  • Retirement Planning
  • Financial Planning

Business Description

Tarantino Wealth Management assists individuals, families, and businesses in Loveland in pursuing their financial planning goals. Its team helps create personalized strategies with a wide range of financial services. It handles investment portfolio management and analysis and risk-return assessments for stocks, bonds, and mutual funds. The firm also partners with clients in retirement planning and Social Security planning. Additionally, it has solutions for long-term care and life and disability insurance. Tarantino Wealth Management is headed by Michael Tarantino, a Certified Financial Planner.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Journey Financial Group logo
Visit WebsiteWebsite

The Journey Financial Group

5245 Ronald Reagan Blvd Ste 2, Johnstown, CO 80534
Visit WebsiteWebsite
  • Certified Financial Planner (CFP)

Business Description

The Journey Financial Group gives financial and insurance solutions advice to customers in Loveland, Atlanta, and Northern Colorado. Its services include debt and tax management, retirement planning, investment management, social security maximization, and insurance planning. A fiduciary company, it looks at the clients’ overall financial picture and offers to review their wills, trusts, estate preservation plans, and present and future expenses. Its insurance products are written through Reddekopp Insurance. It is also allied with various investment advisory firms, one of which is Gradient Investments, LLC.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wealth Management Associates Colorado logo
Visit WebsiteWebsite

Wealth Management Associates Colorado

14143 Denver West Parkway, Golden, CO 80401
Visit WebsiteWebsite
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Wealth Management

Business Description

Wealth Management Associates Colorado is an independent financial services company serving Loveland. Schuyler Cayton founded the company, which assists individuals and families in analyzing their financial needs, calculating net worth and cash flow, and planning for retirement. It offers investment products like stocks, bonds, mutual funds, and annuities. The company, which began by providing insurance policies, carries whole, term, variable, and universal insurance. Cayton has been a Certified Financial Planner since 2011.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wealth Management Group, LLC logo
Visit WebsiteWebsite

Wealth Management Group, LLC

409 Mason Court Suite 129, Fort Collins, CO 80524
Visit WebsiteWebsite
  • Certified Financial Planner (CFP)

Business Description

Wealth Management Group, LLC, is a team of financial advisors that serves Loveland. The team provides a web-based wealth planning tool that assists clients in monitoring their finances and checking insurance policies. They also investors in digital investing using guided wealth portfolios that allow them to invest online according to their risk preferences and savings goals. Founder Brian Niemann established Wealth Management Group in 2002. He served on the board of the Cumberland Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

Read all FAQs