Expertise.com

Best Renter's Insurance Companies in Longmont

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Renter's Insurance Companies FAQs 〉

Providers

Last updated:

Website
436 Terry St, Longmont, CO 80501

Why choose this provider?

Jordan Martin is an insurance professional with over 14 years of experience in the industry. He currently operates his State Farm-affiliated agency in Longmont that offers various insurance products. These include insurance coverage for people who are renting a house or apartment. The renters' policy may cover clients' stuff, such as electronic appliances or gadgets, bicycles, furniture, and clothing, whether inside or outside of the property. Jordan and his team of licensed professionals are committed to helping customers understand insurance coverage and the services they require.

License Verified:

License: 287899

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (93)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2204 18th Avenue Suite 211, Longmont, CO 80501
  • Home and Auto Insurance

Why choose this provider?

Rick Murphy is an insurance agent that caters to clients in Longmont. He works for State Farm to provide various insurance solutions to his clients, including renter's insurance. Murphy advises tenants looking to protect their personal belongings on coverage options, like personal property coverage. He also offers other insurance services, including pet, life, auto, and health insurance. Murphy has been in the insurance industry since 2015 and worked as a former account manager for the financial services firm GEICO.

License Verified:

License: 600881

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (48)
Facebook
4.4 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
710 Tenacity Dr, Longmont, CO 80504
  • Home and Auto Insurance

Why choose this provider?

Cover Your Assets Insurance is an independent agency that provides personal and business insurance solutions for customers in Longmont and the surrounding areas. Its personal insurance products include auto, homeowners', renters', and personal umbrella packages. The company's renters' insurance combines property and liability insurance in a single policy, covering medical expenses and recovery of lost or damaged personal belongings in a rental property after fire damage or robbery incident. In addition, general liability, workers' compensation, and business auto insurance policies are available.

License Verified:

License: 361499

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
429 3rd Street, Berthoud, CO 80513
  • Multiple Carriers

Why choose this provider?

The Mountain States Insurance Group is a company that serves clients in Longmont and the surrounding areas. It is independently owned and operated and strives to offer tailored financial protection to its clients, such as renters', homeowners', boat, and auto insurance plans. It also offers business, commercial auto and property, and workers' compensation insurance. The carriers that the Mountain States Insurance Group works with include Liberty Mutual, the Lincoln Financial Group, Progressive, and Prudential.

License Verified:

License: 377844

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1079 S. Hover St, Suite 200,, Longmont, CO 80501
  • Multiple Carriers

Why choose this provider?

Bassett Insurance Group provides coverage for clients in the Longmont area. It offers renter's insurance, which protects tenants in rental properties for incidents outside the property owner's policy. This insurance includes coverage for bodily injury and for personal property that was stolen or damaged. Clients also have the option of getting the full replacement cost of personal items for an additional premium. The firm offers policies for homes and businesses, along with vehicles like cars, motorcycles, boats, and RVs.

License Verified:

License: 472088

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1325 Dry Creek Drive, Suite 102, Longmont, CO 80503

Why choose this provider?

Jennifer Paris is a State Farm agent serving Longmont. She started her career in the industry in 2000, providing a wide selection of insurance products, such as business, auto, home, life, and health insurance. She also specializes in renters' insurance, providing liability coverage to the client's belongings while renting. Paris holds several designations, including CASL, ChFC, and CLU. She is a member of the Longmont Chamber of Commerce. Paris has also qualified for various State Farm awards, including Chairman's Circle and Ambassador for Life.

License Verified:

License: 66329

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (152)
Facebook
5.0 / 5 (14)
Yelp
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8089 South Lincoln St., Suite 300, Littleton, CO 80122
  • Multiple Policy Types

Why choose this provider?

Premier Group Insurance is a company serving the Longmont area. The company offers a wide variety of products, including renter's insurance for condos, apartments, or rental homes. It also provides liability protection and medical coverage. The firm also provides medical coverage and liability protection. Auto, business, and life insurance are among the additional services offered by the company. Premier Group Insurance has been in business for more than 20 years, with licenses in more than 40 states and over 500 agents nationally.

License Verified:

License: 127586

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (11)
Google
4.9 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • How much will your Longmont renters' insurance coverage pay out if the personal items within the rented house get damaged by mold?

    Your renters' insurance policy in Longmont will pay you up to your personal property coverage limit if mold damage occurs to your personal possessions while residing in rented property. For instance, your mold-related claim may be eligible for up to $10,000 in reimbursement if your renters' insurance policy includes $10,000 in personal property coverage. Remember that for your renters' insurance policy to pay up, the cause of the mold must be a covered danger.

  • What other costs, besides your hotel stay, might your Longmont renters' insurance policy pay for?

    Your Longmont renters' insurance policy will pay for additional living expenses if a covered risk renders your rental unit temporarily uninhabitable, in addition to covering your hotel stay. Increased meal expenditures, laundry bills, parking fees, pet accommodations, storage units, and moving prices are some of these extra living expenses.

  • Which hurricane-related losses are not covered by Longmont renters' insurance?

    No. Renters' insurance does not cover possessions damaged by floodwaters during a hurricane in Longmont. This is because this type of policy does not include flood as a covered peril. Thus, if you live in a flood-prone area, you must purchase a separate flood insurance policy to acquire protection against flood-related losses.

  • Are injuries sustained in the rental home covered by Longmont renters' insurance?

    Yes. The personal liability coverage of your renters' insurance in Longmont will pay for the injured party's medical costs, as well as the third party's legal costs if they are hurt in your rental property, and you are found legally responsible. You can get supplementary medical payment coverage for extended coverage, no matter who is at fault. An umbrella coverage is always an option if you feel your liability limits are too low.

  • Is storm damage to the property you rent covered by your Longmont renters' insurance policy?

    Your Longmont renters' insurance coverage does not cover storm damage to your rental home. It is the obligation of your landlord to repair this kind of damage. Landlord insurance may assist with the cost of repairs if hail destroys the siding or lightning starts a fire. However, your renters' insurance coverage will pay to replace any damaged personal belongings in the event of a storm.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...