Best Mortgage Refinance Companies in Longmont

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
20/20 Mortgage Solutions Team logo
Visit WebsiteWebsite

License Verified:

License: 2106787

Nationwide Multistate Licensing System and Registry

20/20 Mortgage Solutions Team

106 S Harrison Ave., Lafayette, CO 80026
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

20/20 Mortgage Solutions Team offers its services through Luminate Home Loans, catering to clients in Longmont. The team handles refinancing clients' home loans with proper planning and assessment. They offer refinancing solutions with different loan options including fixed-rate mortgage, VA, FHA, and USDA loans. The company offers both mortgage and real estate planning. Its officers assist its clients through the evaluation of current financial status, analyzing loan options, developing mortgage plans, and continuous monitoring through annual mortgage and housing reviews.

License Verified:

License: 2106787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (33)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BestRates Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 512382

Nationwide Multistate Licensing System and Registry

BestRates Mortgage

2081 E 129th Dr, Thornton, CO 80241
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

BestRates Mortgage is a broker of residential properties that offers refinancing assistance to homeowners in and around Longmont. Working with multiple lenders, its loan consultants deliver a variety of refinancing options suited to each borrower's goal. They walk clients through the whole refinancing process, from the first call and application to underwriting and closing. The professionals offer online educational resources, payment calculators, and decision-making tools. BestRates Mortgage carries financing programs from Freddie Mac and Fannie Mae.

License Verified:

License: 512382

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cedar Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 1660298

Nationwide Multistate Licensing System and Registry

Cedar Home Loans

730 Maxwell Ave, Boulder, CO 80304
Visit WebsiteWebsite
  • Home Purchase
  • Reverse Mortgages
  • New Construction

Business Description

Cedar Home Loans provides mortgage services throughout Longmont and its nearby areas. The company serves homeowners wanting to refinance their loans for various purposes, such as lowering their monthly payments, paying their debts, or obtaining funds for home improvement. It also assists clients in changing their 30-year mortgage into a 15-year loan, enabling them to achieve their financial objectives. The company's team guides individuals and families in home loan processes involving underwriting, closing, and processing.

License Verified:

License: 1660298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Crowder Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 982862

Nationwide Multistate Licensing System and Registry

Crowder Mortgage

1003 Signature Cir, Longmont, CO 80504
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Crowder Mortgage, Inc. handles the needs of residential and commercial property buyers and real estate investors in Longmont and the neighboring areas. The company specializes in various types of home loans, which include conventional, FHA, VA, and jumbo loans. Its team has been helping clients navigate the homebuying process since 1984. Jim Crowder, the founder and owner of Crowder Mortgage, used to serve as the chief financial officer for the Houston-Galveston Regional Council of Governments.

License Verified:

License: 982862

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrity Home Loans Inc. logo
Visit WebsiteWebsite

License Verified:

License: 2021878

Nationwide Multistate Licensing System and Registry

Integrity Home Loans Inc.

434 Grange Lane, Johnstown, CO 80534
Visit WebsiteWebsite
  • Reverse Mortgages
  • New Construction

Business Description

Integrity Home Loans Inc. lists the Longmont metro as one of its service areas. Its team of brokers assists homeowners in refinancing existing loans to reduce interest rates, change terms, or take cash out from equity. The team guides borrowers through property evaluation, refinance benefit analysis, and mortgage application. To help clients with decision-making, the company provides home search tools, insurance quotes, and payment calculators. Integrity Home Loans is a member of the Windsor Area Chamber of Commerce.

License Verified:

License: 2021878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (26)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kevin Teel Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 207117

Nationwide Multistate Licensing System and Registry

Kevin Teel Mortgage

3900 Oakwood Dr, Longmont, CO 80503
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Kevin Teel Mortgage caters to clients in Longmont and nearby locations. It helps individuals who want to apply for a refinancing program to fund their existing mortgages. Its broker and owner, Kevin Teel, offers various financing options to first-time or repeat homebuyers and investors. He also educates clients on the differences between the loan products and works to determine the most beneficial choice for their short and long-term interests. Teel has been in the industry since 2004.

License Verified:

License: 207117

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (154)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kimberlee Clancy logo
Visit WebsiteWebsite

License Verified:

License: 47572

Nationwide Multistate Licensing System and Registry

Kimberlee Clancy

1271 Banner Circle, Erie, CO 80516
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Kimberlee Clancy has been helping individuals and families with mortgage needs in Longmont since 2000. She offers various refinancing options for clients looking to renegotiate their mortgage terms, take out cash from home equity, and lower their monthly payments. She is the owner of Mindful Mortgage Group, a company that works with FHA, Fannie Mae, USDA, and CHFA to provide multiple loan programs. Kimberlee collaborates with Realtors, tax accountants, financial planners, and insurance agents in helping clients reach their financial and homeownership objectives.

License Verified:

License: 47572

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (72)
Legacy Home Lending, LLC logo
Visit WebsiteWebsite

License Verified:

License: 1366705

Nationwide Multistate Licensing System and Registry

Legacy Home Lending, LLC

15301 Singletree Dr., Mead, CO 80542
Visit WebsiteWebsite
  • New Construction

Business Description

Legacy Home Lending, LLC, provides mortgage solutions to individuals in Longmont. It offers services to homeowners that are considering refinancing to cash out or change the rate and term of their current mortgage. It provides several loan refinancing programs, including FHA, FHA 203k, FHA cash-out, VA, and VA cash-out. The company offers interest-only, adjustable-rate, and fixed-rate mortgage rate options. It also guides clients through the loan process, from pre-qualification to loan closing. Legacy Home Lending has been helping clients since 2015.

License Verified:

License: 1366705

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Mutual Security Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 475605

Nationwide Multistate Licensing System and Registry

Mutual Security Mortgage

1900 9th Street Ste 310, Boulder, CO 80302
Visit WebsiteWebsite
  • New Construction

Business Description

Mutual Security Mortgage caters to the residents of Longmont and nearby communities. It helps families and individuals, including first-time homebuyers, secure residential properties by providing refinancing services that modify mortgage payment rates and durations. It also carries a variety of funding options, like FHA, VA, conventional, conforming, jumbo, and fixed rate loans. The company, which focuses on providing personalized services, was founded in 2000 by David Wein, a mortgage professional with over 15 years of experience.

License Verified:

License: 475605

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (313)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Noel Bennett Team logo
Visit WebsiteWebsite

License Verified:

License: 290197

Nationwide Multistate Licensing System and Registry

Noel Bennett Team

1844 Folsom St, Boulder, CO 80302
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Noel Bennett Team is a Boulder-based business that deals with clients across Longmont. It advises homeowners seeking to refinance their mortgages and helps them obtain cash to fund home improvement projects or college tuition costs. The company has experience assisting clients in switching from an FHA loan to a conventional mortgage program. It also provides loans backed by a range of federal agencies, from the USDA to the VA. Noel Bennett, its senior loan officer, has more than 20 years of industry experience.

License Verified:

License: 290197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Option 1 Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 24801

Nationwide Multistate Licensing System and Registry

Option 1 Mortgage

2274 Tyrrhenian Cir, Longmont, CO 80504
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Option 1 Mortgage caters to clients in the Longmont metro and the surrounding areas. It helps individuals apply for mortgage refinancing services to change their loan rates or programs, allowing them to reach their financial goals or needs. It also provides mortgage loan options for clients needing assistance purchasing single and multi-family homes, condominium units, and townhouses suitable for their budgets. Eddie Stephen, the company's lending manager, brings more than 24 years of industry experience.

License Verified:

License: 24801

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (101)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peak Mortgage Consultants logo
Visit WebsiteWebsite

License Verified:

License: 1859742

Nationwide Multistate Licensing System and Registry

Peak Mortgage Consultants

11990 Grant Street, Suite 550 Office 9, Northglenn, CO 80233
Visit WebsiteWebsite
  • New Construction

Business Description

Peak Mortgage Consultants is a family-owned company serving the Longmont area. Its staff utilizes over 30 years of combined industry experience when assisting clients with applying for mortgages, such as jumbo or FHA loans, and when helping them refinance existing mortgages for financial benefits like reduced monthly payments. Its staff talks with clients to find out what their mortgage goals are and then helps them find solutions on the market, such as one of the lending or refinancing options it offers or help from a network of Realtors with whom it works. 

License Verified:

License: 1859742

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peter Rosato logo
Visit WebsiteWebsite

License Verified:

License: 1373214

Nationwide Multistate Licensing System and Registry

Peter Rosato

1637 Pearl Street, #203, Boulder, CO 80302
Visit WebsiteWebsite
  • New Construction

Business Description

Peter Rosato helps Longmont residents purchase their first homes. He assists borrowers seeking to cash out home equity, consolidate debts, lower monthly payments, pay off loans faster, or switch to a fixed-rate option by providing different mortgage refinancing programs, such as cash-in, cash-out, and rate-and-term options. The senior loan officer also offers conventional, FHA, FRM, jumbo, USDA, and VA loans. He communicates with clients throughout the loan approval process and strives to answer questions they may have. Rosato is affiliated with the lender, Change Home Mortgage.

License Verified:

License: 1373214

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Someday Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2158635

Nationwide Multistate Licensing System and Registry

Someday Mortgage

Longmont, CO
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Someday Mortgage offers various home loan and refinancing options to families in Longmont. It handles rate and term refinancing for clients looking to change their current loan rate, as well as cash-out refinancing for those looking to access the equity in their homes. Someday Mortgage is an independent brokerage with a processing team that has over 25 years of experience in the industry. Michel, the company's founding partner, currently manages more than $3 billion in real estate assets spread across multiple states.

License Verified:

License: 2158635

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (3)
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS