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Best Credit Repair Companies in Longmont

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720 S. Colorado Blvd Penthouse North, Denver, CO 80246
Denver, CO 80246
  • Credit Monitoring

Peak Credit Solutions LLC serves clients in Longmont. It provides credit repair services that help clients save money over the duration of their credit card debts and mortgage and auto loans. The company also works with creditors and credit bureaus to eliminate inaccurate information from credit reports, such as late payments, charge-offs, and bankruptcy notices. Peak Credit Solutions partners with professionals and businesses that depend on clients with good credit, including attorneys, real estate agents, and auto dealers.

720 S. Colorado Blvd Penthouse North, Denver, CO 80246
Denver, CO 80246

Website(720) 615-0688

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

390 Interlocken Crescent, Suite 350, Broomfield, CO 80021
Broomfield, CO 80021
Instagram
  • Credit Dispute

Proven Credit helps Longmont residents improve credit scores through repair. It uses ethical and legal strategies facilitating the removal of unfair and inaccurate items on clients' credit files and leaving valid debt as is. Its proprietary AI technology streamlines the process, so clients get results in a shorter timeframe. It is also partnered with IdentityIQ to protect clients' data from identity theft. The company has disputed over 13,000 items and improved scores for over 1,000 clients.

390 Interlocken Crescent, Suite 350, Broomfield, CO 80021
Broomfield, CO 80021

InstagramWebsite(917) 503-9760

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Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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