Expertise.com

2024

Last updated:

Best Financial Advisors in Longmont

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Longmont Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

30Reviewed

21Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Longmont, CO
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Retirement Planning
  • Financial Planning
  • Investment Management

Longmont, CO

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Why choose this provider?

Need help contacting a Financial Advisor in Longmont? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

2919 Valmont rd. Suite 109, Boulder, CO 80301

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Review Sources

Facebook
5.0 (25)

Why choose this provider?

Ambient Financial Advisors serves individuals and families in the Longmont area. It uses the program, WealthVision, as a central hub for clients' financial data, allowing the company and clients to set financial goals according to the data and stress test them using hypothetical situations. It also offers investment management, offering socially responsible investments through environmental, social, and governance portfolios. Founder Jeffrey D. Hill holds the Certified Financial Planner designation. He is a member of the Colorado Financial Planning Association.

  • Finance Planning

2187 Steppe Dr., Longmont, CO 80504

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Review Sources

Google
5.0 (1)

Why choose this provider?

Funderburk Financial is an independent firm in Longmont that provides insurance needs assessments, develops estate planning and business succession strategies, helps manage investments, and assists with college funding. It also creates plans for retirement incomes and Social Security benefits. Through its network of banking, insurance, investment, law, and tax experts, the firm formulates solutions to aid individuals in pursuing their financial objectives. Founder Billy Funderburk holds an MBA and a CFP designation. He is a member of the Financial Planning Association.

  • Financial Planning

402 Main Street, Longmont, CO 80501

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Review Sources

Google
5.0 (12)

Why choose this provider?

My Wealth Planners is a financial advisory firm that caters to clients in Longmont. It offers wealth and investment management advice, business benefits consulting, and divorce financial analysis from Certified Financial Planners and Accredited Investment Fiduciaries. The firm has model-driven portfolios for clients based on their financial goals, risk tolerances, and time horizons. Daniel Yerger, president, has received several recognitions in financial planning, such as the Building Bridges Award by Longmont Area Chamber of Commerce in 2020 and the Ambassador of the Year Award in 2018.

  • Financial Planning
  • Wealth Management

4551 13th Street, Unit C, Boulder, CO 80304

Why choose this provider?

Gold Medal Waters is a financial advisory firm that caters to the residents of Longmont. The firm offers comprehensive or ad hoc financial plans and implementation strategies for medical professionals and high-income individuals. Its professional advisors help develop spending and budgeting policies, Social Security maximization strategies, and investment portfolios. These advisors hold designations such as Certified Financial Planners and Certified Investment Management Analysts. Gold Medal Waters is a member of the National Association of Personal Financial Advisors.

  • Finance Planning
  • Certified Financial Planner (CFP)

2595 Canyon Blvd Suite 220, Boulder, CO 80302

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Why choose this provider?

Boulder Wealth Advisors caters to individuals, families, and businesses in Longmont and the neighboring communities. It helps clients preserve their wealth and achieve their financial goals by assisting them in managing their investments, reducing their taxes, coordinating their estate plans, and planning their retirement. Its team of professionals analyzes customers' specific situations and objectives and creates a financial plan that suits their needs. Gary Shirman, one of the managing partners of the company, has earned the ChFC designation.

940 Kimbark St, Longmont, CO 80501

Why choose this provider?

Vivant Financial Services offers investment guidance and financial planning services to families, retirees, and business owners in Longmont. Its scope of work ranges from helping individuals and businesses use tax-reduction strategies in their financial dealings to assisting senior citizens in incorporating assets like pension and real estate into their retirement plans. Estate planning services are also available. Company president Ryan L. Mason holds the Accredited Asset Management Specialist designation from the College for Financial Planning.

  • Wealth Management

2907 17th Ave., Suite A, Longmont, CO 80503

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Why choose this provider?

Lifetime Investment Planning, Inc., is an independent financial services and consulting firm that serves Longmont. It educates clients on the products available for them and provides customized wealth planning solutions to help them achieve their financial goals. It handles college, estate, retirement, and legacy planning. It also guides customers on various investment vehicles, such as bonds, mutual funds, and stocks. In addition, the company deals with disability income, life, and long-term care insurance.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What are the upsides to hiring fee-only fiduciary finance professionals in Longmont?

    Hiring a fee-only fiduciary finance professional in Longmont protects the client because these advisors and planners have a duty of trust. They need to prioritize the needs and interests of customers before those of the providers of financial products. Only consumers of services give compensation, not corporations that offer funds.

  • What factors should an investor in Longmont look at when deciding how much to save for retirement?

    An investor in Longmont who wants to save for retirement should match the desired lifestyle with the expected retirement age and length of life. Check out factors like family histories of health issues to determine the odds of a forcible early retirement because of disease. Inflation is also a factor, and investments need to outpace the rate at which money devalues.

  • What is the tax implication in Longmont if the owner of an annuity withdraws from the fund at age 58?

    If the owner of an annuity in Longmont withdraws from it at the age of 58, there is a 10% federal tax penalty on the withdrawal on top of the tax on the appreciation of the fund. The policy of the law is to discourage early withdrawals by imposing a penalty if money is taken out at the 59-and-a-half-year point or sooner.

  • Should a person in Longmont upsize or downsize after retirement?

    A person in Longmont should upsize or downsize after retirement, depending on their goals and needs. Downsizing brings with it greater financial freedom due to the lowered costs of living a simpler way of life, but often entails living in a smaller home that offers fewer amenities and privacy. Upsizing to a new home also reduces maintenance costs at first but is still costly over time.

  • What are the triggers of an IRS audit in Longmont?

    The IRS is likely to conduct an audit in Longmont if the taxpayer or investor makes a lot of money. Even if the amounts paid are correct, the taxing authority will prioritize high earners and look for incorrect entries in one's returns because there's more money to extract from the prosperous. Claiming large deductions and charitable donations also sets off alarms, making record-keeping very important to justify each.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.