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2024

Last updated:

Best Life Insurance Companies in Longmont, CO

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Longmont Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4086Reviewed

2454Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2362 Eagleview Circle, Longmont, CO 80504
WebsiteLicense: 311772

Expertise.com Rating

Review Sources

Google
4.0 (57)

Why choose this provider?

Mountain Insurance is an independent brokerage that specializes in insurance products and serves clients in Longmont. It offers term, universal, and whole life insurance policies that provide financial security to the policyholders' beneficiaries in the event of an unexpected death. The agency also works with several insurance carriers, such as EMC Insurance, MetLife, Prudential, and Zurich, to provide insurance products for homes, automobiles, and workers' compensation. Mountain Insurance has 19 years of experience in the industry.

  • Life Insurance
  • Health Insurance

500 Briggs Street, Erie, CO 80516
WebsiteLicense: 343434

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Pure Risk Advisors is a company in Longmont that offers a wide array of insurance options for individuals and businesses. This agency gives different options of employee benefits, which include life and accidental death, disability, health, vision, and dental insurance plans. It also helps clients safeguard their prized possessions through its comprehensive home and business insurance products. These cover excess liability, flood, fire, contents, and property damage. Pure Risk Advisors has been in the insurance business for a decade.

  • Life Insurance

735 Main Street, Longmont, CO 80501
WebsiteLicense: 533269

Expertise.com Rating

Review Sources

Google
4.0 (44)
Facebook
5.0 (6)

Why choose this provider?

A Colorado native, Morgan Parker works as an insurance agent for State Farm. She provides different types of insurance products and solutions to her clients in Longmont. These include life, health, auto, property, home, and pet insurance. She also offers policy coverage for businesses and handles annuities and banking services. Morgan has been with the company for more than 18 years. She enjoys camping, traveling, and trips to Scheels with her family during her free time.

  • Life Insurance
  • Health Insurance

255 Weaver Park Rd 203, Longmont, CO 80501
WebsiteLicense: 119643

Expertise.com Rating

Review Sources

Google
4.0 (10)

Why choose this provider?

Mary Lou Agency Inc Insurance Services is an independent brokerage that assists residents and businesses in Longmont. The business offers home, boat, motorcycle, automobile, and life insurance solutions. Workers' compensation and commercial auto policies are also available. Its insurance professionals strive to help clients sort through various insurance programs and find the policies that fit their needs. The brokerage is led by Colorado native Mary Lou Vasquez, who has been a licensed insurance agent since 1999.

  • Life Insurance

7728 Vance Drive, Arvada, CO 80003
WebsiteLicense: 102293

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Yelp
4.0 (3)

Why choose this provider?

Founded in 1962, Lakeside Insurance is a full-service independent agency that serves customers in and around Longmont. It specializes in providing clients with term life insurance, whole life insurance, and universal life insurance policies. It also offers personal home insurance, commercial property insurance, motorsport and ATV vehicle insurance, and classic car insurance. Lakeside Insurance is a member of the Professional Independent Insurance Agents of Colorado, Westminster Chamber of Commerce, and the Arvada Chamber Summit Club.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

695 Pierce Street, Erie, CO 80516

Expertise.com Rating

Review Sources

Google
4.0 (27)
Yelp
5.0 (3)

Why choose this provider?

Advantage Service Insurance is a risk management specialist that serves Longmont. Included in its product range is life insurance which provides financial assistance and benefits for beneficiaries in the event of a loss. The independent agents work with multiple carriers such as Bristol West Insurance Group in order to find policy options that will cover clients' unique needs. Established in 1996, Advantage Service Insurance is headed by Ivan Gerrity, a second-generation agent with more than 15 years of experience.

  • Life Insurance

10 Ken Pratt Boulevard, Longmont, CO 80501

Expertise.com Rating

Review Sources

Google
4.4 (8)

Why choose this provider?

Adams Insurance Advisors is an independent firm that provides services to individuals and business owners in the Longmont metro. It assists clients in obtaining life insurance plans, which may include universal, whole, and term coverages. Moreover, the company helps clients acquire other personal policies, including homeowners', umbrella, flood, long-term care, and Medicare Supplement coverages. It also offers workers' compensation, contractors', and farm insurance. Adams Insurance Advisors is a fourth-generation family-owned business that has been in the industry for over 100 years.

  • Whole Life Insurance
  • Life Insurance
  • Term Life Insurance

1110 Neon Forest Circle, Longmont, CO 80504
WebsiteLicense: 187382

Expertise.com Rating

Review Sources

Google
4.0 (6)

Why choose this provider?

Mountain States Insurance Group is an insurance agency that serves individuals and business owners in Longmont. It offers term, whole, and universal life insurance policies from several insurance providers, such as Chubb, Safeco, and Travelers. The agency also covers insurance products for recreational vehicles, professional liability, and automobiles. After working for 10 years in the insurance industry, Jennifer Stimeling established the agency in 2011. She has also been an independent broker for eight years, and she specializes in commercial insurance.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Mountain Insurance
2362 Eagleview Circle, Longmont, CO 80504
Pure Risk Advisors
500 Briggs Street, Erie, CO 80516
Morgan Parker
735 Main Street, Longmont, CO 80501
Mary Lou Agency Inc
255 Weaver Park Rd 203, Longmont, CO 80501
Lakeside Insurance
7728 Vance Drive, Arvada, CO 80003
Advantage Service Insurance
695 Pierce Street, Erie, CO 80516
Adams Insurance Advisors
10 Ken Pratt Boulevard, Longmont, CO 80501
Mountain States Insurance Group
1110 Neon Forest Circle, Longmont, CO 80504

FAQs

  • What type of term life insurance can individuals acquire in Longmont?

    Individuals in Longmont can apply for yearly renewable or level premium term life insurance. Yearly renewable term life insurance can be purchased by individuals who want financial protection at the lowest initial cost. Level premium term life insurance, on the other hand, can be acquired by people who want predictable payments.

  • How do policyholders choose life insurance beneficiaries in Longmont?

    Most of the time, policyholders in Longmont make their loved ones as life insurance beneficiaries. They choose beneficiaries who depend on them and need financial support in the event of their death. However, if the policyholder fails to name their beneficiaries, the state will determine who will get their death benefits.

  • When should you purchase juvenile whole life insurance in Longmont?

    You must purchase juvenile whole life insurance in Longmont if you want to provide permanent protection to your minor children or grandchildren. This insurance policy is applicable to children or young adults aged 0 to 16. Its cash value can be obtained through policy loans. Juvenile whole life insurance helps minors prepare for financial stability.

  • Is it worth it to purchase life insurance in Longmont?

    Purchasing life insurance in Longmont might be worth it if individuals have several family members who depend on them. Life insurance can also be a good tool if they want to provide financial security to their loved ones in case of their death. However, if they have lots of savings and no dependents, having life insurance may not make sense.

  • What are the uses of permanent life insurance in Longmont if you are still alive?

    If you are still alive, you may use the accumulated cash value of your life insurance in Longmont to pay several expenses. You can withdraw funds for business expansion or transition expenses and education costs. It can also supplement retirement income and pay for unexpected major purchases or repairs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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