Best Mortgage Refinance Companies in Visalia

Andrey Dimitrashchuk is a loaning officer who serves people in Visalia. He works with those who wish to pay off their outstanding debts, lower their monthly payments, and refinance their mortgages to fund personal and domestic endeavors. He assists clients in filing requirements, analyzing their credit scores, assessing market trends, and appraising each loan option according to their long-term financial goals and needs. He also offers comprehensive information on the rates and periods of both adjustable and fixed-rate mortgages.

Brendan J. Farrell is a mortgage brokerage team for American Pacific Mortgage serving Visalia. The professionals provide refinancing solutions for homebuyers who want to replace their current loans for various reasons. Advisory services are conducted to decide if refinancing is the best option for clients. The team also offers other mortgage loans, such as conventional, FHA, VA, and jumbo loan options. Loan advisor Brendan Farrell has over two and a half decades worth of mortgage industry experience.

Buwalda Mortgage Services, Inc. is a family-owned financial institution that offers refinance services to residents of Visalia. The company is owned by John and Sarah Buwalda, who together have a combined 28 years of experience in mortgage lending, finance, and retail banking. Buwalda offers a range of loan products, including FHA, conventional, VIA, and privately funded loans for individuals who want to purchase houses or refinance their loans. It also uses an online tool to help clients apply for loans in the comfort of their homes.

Country Club Mortgage offers lending services to clients across the Visalia metro. The firm works with residential property owners looking to secure mortgage financing and refinancing solutions to lower monthly costs and interest payments. Its team guides clients in every step of the loan process, from pre-qualification to funding, and addresses their concerns involving their credit score report, current employment, and home appraisal value. Its loan programs include ARM, FRM, VA, FHA, jumbo, and conventional options.

Ernesto Padilla Home Loans is a mortgage brokerage company that serves clients in Visalia. It provides mortgage refinancing services for clients looking to reduce interest rates, lower monthly payments, get cash-out from equity, and change payment length and terms. It handles conventional, fixed-rate and adjustable-rate, jumbo, FHA, VA, and USDA loans. The company also assists first-time and investment home buyers with pre-approvals and loan program options. Its mortgage broker, Ernesto Padilla, has been in the industry since 2014.

Gold Standard Mortgage in Visalia is a brokerage providing home loan and refinancing solutions to homeowners and homebuyers. The company has six offices in California and Texas, with the Visalia branch headed by NMLS-licensed loan originator Bianca Barrientos. It offers rate/term refinancing solutions that help secure lower interest rates, reduce monthly payments, and improve the payment schedule. It also provides cash-out refinancing solutions which convert home equity into a lump sum with relatively small closing costs.

Maciel Mortgage provides refinancing opportunities to borrowers with financial problems, serving the Visalia metro. It guides clients in accessing mortgage programs where they may be entitled to customize rates and payment duration to ease their financial burden. It also offers conventional, no down payment, jumbo, construction, FHA, and high-debt ratio loan types. Additionally, the company assists non-conventional customers who are not willing to disclose employment and asset information. This process involves understanding their situation and recommending options that serve their interests.

Maciel Mortgage provides lending services to the people of Visalia and the surrounding cities. It assists clients looking for mortgage programs to refinance their existing loans, purchase new houses, or invest in new properties. Some of the programs it provides are conventional, FHA and FHA 203K, USDA, VA, and jumbo-home loans. The mortgage rate options available to borrowers include fixed-rate, adjustable-rate, and hybrid loans. The agency's mortgage professionals guide clients through the entire borrowing process.

MAV Mortgage is an independently owned and operated brokerage firm that serves individuals and families in Visalia and the surrounding areas. It offers refinance mortgage loans, which help reduce clients' loan terms or decrease their interest rates. These loans also assist clients with switching from adjustable-rate mortgages to fixed-rate mortgages. MAV Mortgage also offers various home purchase loans, including FHA, VA, and jumbo loans. Owner John Vartanian has more than a decade of industry experience.

New Era Services, Inc, is a full-service mortgage company catering to the mortgage refinancing needs of individuals in the Visalia metro and nearby cities. It offers refinancing programs on conventional loans for borrowers looking to cash out their home equity or get better interest rates and terms. They also help homebuyers find the best type of home loan for their specific needs and offer loan programs such as FHA, VA, USDA, conventional, and jumbo loans.

One Ray offers its services to clients in Visalia and its neighboring areas. It offers home purchasing, reverse mortgage, and refinance services. The staff handles refinance matters such as underwater refinance, revisions of inclusion of people from the mortgage, name changes on the loan, and cash-out refinance. The company employs the aid of American Sign Language interpreters by appointment. Its owner and loan officer, Ray Jones, has accumulated more than 25 years of mortgage industry experience.

Rickelle Stockton is a mortgage advisor who works with clients in the Visalia metro and the surrounding areas. She guides individuals into achieving their homeownership goals by offering mortgage refinancing options. She provides conventional and FHA loans, first-time homebuyer programs, and local and statewide down payment assistance programs. In addition, Stockton works as a VA home loan specialist, allowing her to serve military veterans and help them use their BAH as an investment in their future.