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Best Homeowners Insurance Agencies in Visalia

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2023
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Carl Nelson Insurance Agency, Inc. logo
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Carl Nelson Insurance Agency, Inc.

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2336 West Sunnyside Avenue, Visalia, CA 93277
  • Renter's Insurance
  • Fire

Business Description

Carl Nelson Insurance Agency, Inc. is a full-service agency with an office in Visalia. The agency has been in the industry since 1977 and has on its roster over 25 employees who are well-trained and knowledgeable with various insurance products and services. Its insurance agents offer homeowners' insurance plans that protect properties from risks like theft, vandalism, accidental water damage, and personal liability. This coverage is available for vacation homes, residences, mobile homes, renters, and rental homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Central Sequoia Insurance & Financial Services LLC logo

Central Sequoia Insurance & Financial Services LLC

4142 South Demaree Street, Visalia, CA 93277
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Fire

Business Description

Central Sequoia Insurance & Financial Services LLC provides a wide range of insurance products from its Visalia location. Its agents assist clients in several areas, including homeowners' insurance. They insure various types of homes such as mobile homes on acreage, secondary homes, seasonal resident homes, and frame houses. The company also provides home insurance policies that cover storm, wind, and fire damage. The other personal insurance products of the agency include flood, renters', and classic car insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (33)
Facebook
5.0 / 5 (16)
Yelp
2.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chavez Insurance Services logo
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Chavez Insurance Services

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2530 South Mooney Boulevard, Visalia, CA 93277
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Business Description

Chavez Insurance Services is a multi-line agency that offers homeowners' coverage for clients in Visalia. Beyond covering damages sustained by homes, the company's insurance plans secure repair costs for dwelling and additional structures, select personal effects, and additional living expenses. Its offered policies also include liability protection and the medical expenses for parties injured on a client's premises. Chavez also counsels customers on the scope of home insurance and its recommended supplements, such as umbrella and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (232)
Google
4.9 / 5 (42)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Interstate Insurance Center logo

Interstate Insurance Center

1114 North Ben Maddox Way, Visalia, CA 93292
  • Multiple Policy Types

Business Description

Interstate Insurance Center provides a variety of insurance coverages for clients throughout Visalia and the surrounding areas. Its team of insurance agents provides homeowners' insurance solutions to protect the client's house, belongings, and furniture in case of disasters and unexpected events. The professionals are also knowledgeable in renters, auto, motorcycle, boat, and business insurance coverages. Interstate Insurance Center represents insurance companies, such as Bluefire Insurance, Aegis Security Agency Company, and Alliance United Insurance Company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.7 / 5 (14)
Facebook
3.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mitchell Insurance Services logo
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Mitchell Insurance Services

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1624 E Caldwell Ave, Visalia, CA 93292
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Mitchell Insurance Services provides financial coverage for homeowners in Visalia. The company offers policies to pay for any damages by fire, weather, and accidents to the house. Its agents speak with each client to identify additional coverage needs, such as for flooding and earthquakes. It also covers those who operate a business from their house, protecting them from any damages that would force income to stop or might result in the destruction of records. The company also offers farm and crop insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mota Insurance Agency logo
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Mota Insurance Agency

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1932 West Sunnyside Avenue, Visalia, CA 93277
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Mota Insurance Agency is a family-owned and -operated business servicing Visalia residents since 1995. It offers homeowners' insurance that covers damaged or destroyed homes with personalized coverage quality service. A checklist of cleaning projects, available on the website, can help maintain the value of a home and save money in the future. The independent insurance agency represents a number of different companies, including American Strategic Insurance, MAPFRE Insurance, Wright Flood, and Pacific Specialty. Mota Insurance Agency also offers umbrella insurance that provides additional liability protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (20)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Su Casa Valley Insurance Services logo
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Su Casa Valley Insurance Services

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1132 North Ben Maddox Way, Visalia, CA 93292
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

Business Description

Su Casa Valley Insurance Services is a family-oriented independent insurance agency that serves the entire state of California, including Visalia. The agency's insurance experts assist clients with finding the right homeowners' insurance policies that fit their needs. These policies provide protection to their properties and valuables against loss or damage caused by unexpected events. They cover repair costs, liabilities, medical, and living expenses. Su Casa Valley Insurance Services also offers vacation home, condo, renters, and motor home insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (224)
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.