Laurels

Best Mortgage Refinance Companies in Bakersfield
2022

Accelerated Lending Group

Accelerated Lending Group

  • Reverse Mortgages
  • NMLS #: 39166

Located in Bakersfield, Accelerated Lending Group is a full-service mortgage company that services the state of California. It provides home refinancing options for different properties, such as single-family homes, multi-family homes, manufactured homes, condominiums, and townhouses. Refinancing programs that it offers include FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, and USDA Streamline loans. It also offers private or hard money loans and down payment assistance. Accelerated Lending Group promises to close on clients' loans in as fast as 15 days.

5100 California Avenue
Bakersfield, CA 93309

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Agape Mortgage

Agape Mortgage

  • Reverse Mortgages

Agape Mortgage is a locally owned and operated company that serves the residents of Bakersfield and the surrounding areas. Its team of professionals helps clients cash out, consolidate debt, or pay off their mortgages faster through a variety of loan refinancing options. It provides refinancing solutions for both adjustable-rate mortgages and fixed mortgages. The company also offers conventional, FHA, VA, and HomePath loan programs for home buyers. Agape Mortgage has been in operation for almost two decades.

5001 California Avenue, Suite 200
Bakersfield, CA 93309

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

78 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Ampak Real Estate & Loans

Ampak Real Estate & Loans

  • Reverse Mortgages
  • NMLS #: 39166

Ampak Real Estate & Loans is a mortgage refinance company servicing homeowners in Bakersfield and the greater California area. It caters to several kinds of borrowers including those with disadvantageous credit reports, low FICO scores, and low debt-to-income ratios, as well as those seeking to grow a family in a newly refurbished home. The company's loan services consist of conventional VA, FHA, and jumbo loans. For qualified applicants, a pre-qualification letter is forwarded within two hours after sufficient briefing. The company has been operating since 1995.

1430 Truxtun Avenue
Bakersfield, CA 93301

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Arturo Esparza

Arturo Esparza

  • Reverse Mortgages

Arturo Esparza is a producing branch manager affiliated with Golden Empire Mortgage, Inc., who offers his professional services to clients in Bakersfield and nearby communities. He helps clients choose a loan financing solution that works best for their needs. He offers a number of mortgage options, such as FHA loans and fixed and adjustable rate mortgages. GEM loan programs are also available, such as the Platinum Program that allows clients to combine a 30-year FHA loan with a 3 percent grant.

5055 California Ave Ste 100
Bakersfield, CA 93309

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

C2 Financial Corporation

C2 Financial Corporation

  • Reverse Mortgages

C2 Financial Corporation is a full-service mortgage company serving homebuyers in Bakersfield. Its loan experts help clients with their real estate financing needs by offering a range of refinancing options, including FHA streamline, VA cash-out, FHA cash-out, conventional, and jumbo. They also perform loan pre-qualifying services and assist in the loan process for clients interested in cashing out or looking for a better rate. These professionals have been serving the community for more than 30 years.

5401 Business Park So Suite122
Bakersfield, CA 93309

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

Clarity Home Loans

Clarity Home Loans

  • New Construction

Clarity Home Loans is a finance company in Bakersfield that caters to the needs of individuals in and around the metro. It assists clients in refinancing mortgages for their properties by structuring them to have a lower interest rate and potentially receive some cash from it in return. Branch manager, Chasity Young helps navigate mortgage processes and cut through the red tape for clients, such as first-time, second-time, and move-up homebuyers. It also aids investment buyers in securing low-rate financing to maximize their ROI.

5060 California Ave Suite 1090
Bakersfield, CA 93309

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Cornerstone Mortgage

Cornerstone Mortgage

  • New Construction

Cornerstone Mortgage offers various financial solutions for the mortgages of Bakersfield’s residents, such as first-time homebuyers and individuals settling into retirement. Its loan programs include mortgage refinancing, where its financial consultants help clients lower their payments. Cornerstone Mortgage also considers customers’ financial situations to help them plan and reach their long and short-term financial goals. An equal housing lender, the company has been operating for over 25 years and is knowledgeable about policies surrounding FHA and VA loans.

4560 California Ave #300
Bakersfield, CA 93309

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

85 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Dan Ardis

Dan Ardis

  • Reverse Mortgages
  • NMLS #: 39166

Dan Ardis is a Bakersfield-based mortgage lender who has been leading his own mortgage refinance company, San Joaquin Valley Mortgage, for over 15 years. Ardis offers borrowers access to the financial services of various refinance leaders in the area. He provides several lending options, including refinancing, home purchase, and reverse mortgage. He also handles conventional, FHA, VA, hard money, and commercial loans. Veterans, first-time homebuyers, investors, credit-challenged buyers, and commercial investors can benefit from Ardis' refinancing options and programs.

8501 Camino Media
Bakersfield, CA 93311

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Karpe Real Estate Center

Karpe Real Estate Center

  • Reverse Mortgages
  • NMLS #: 39166

Karpe Real Estate Center has specialized in home mortgage refinance in Bakersfield since 1926. It offers various traditional refinancing loan options, including conventional, FHA, and VA loans, through its partner company, San Joaquin Valley Mortgage. Its user-friendly mobile app enables potential clients to obtain instant quotes, calculate their monthly mortgage payments and closing costs, complete an online loan application, and directly contact one of its experienced loan officers. Karpe Real Estate Center also handles residential and commercial real estate.

8501 Camino Media Ste 400
Bakersfield, CA 93311

Website

Website
Level One Financial

Level One Financial

  • New Construction

Level One Financial is a mortgage broker that serves clients in Bakersfield and its nearby areas. The broker, which partners with more than 30 lending institutions, has over 40 years of combined experience specializing in home refinancing, conventional loans, FHA loans, and VA loans. Its professionals help clients with home refinancing to lower their payments, get cash out, and consolidate debts. Scott Hanson, the company's CEO, has been in the real estate industry since 1996.

1620 Mill Rock Way #100
Bakersfield, CA 93311

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

111 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Marcus C. Harris

Marcus C. Harris

  • New Construction
  • Reverse Mortgages
  • NMLS #: 39166

Marcus C. Harris is a mortgage professional who serves clients in Bakersfield. He assists first-time homebuyers, existing homeowners, and veterans who are looking to cash out on equity and refinance. He guides them through the application and approval process of the Accelerate Program. He helps borrowers in finding the loan product that fits their needs. Harris and his team have handled millions of home loan transactions. He has received awards for service and financial excellence.

10800 Stockdale Highway Suite 202
Bakersfield, CA 93311

Website

Website

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Mariner Finance Bakersfield

Mariner Finance Bakersfield

  • New Construction

Mariner Finance Bakersfield caters to clients in the metro. Its mortgage refinancing service helps homeowners get better terms on their property loans. The company works to consolidate several mortgages, get lower interest rates, and decrease monthly payments. It also offers new loans for first-time homebuyers, such as conventional, FHA, and VA mortgages. In addition, clients can get the firm's help with securing loans for renovations, weddings, cars, and vacations. Mariner Finance Bakersfield is one of 480 branches nationwide.

3603 Coffee Rd. Suite 200
Bakersfield, CA 93308

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Paramount Residential Mortgage Group Inc. Bakersfield

Paramount Residential Mortgage Group Inc. Bakersfield

  • New Construction

Paramount Residential Mortgage Group, Inc. Bakersfield provides property financing options. It helps homeowners acquire and refinance their living spaces by offering in-house documenting, funding, processing, and underwriting services. It guides clients in applying for loan programs such as FHA, VA, and USDA. Borrowers with credit scores as low as 550 qualify for FHA and VA loans. It issues renovation loans such as FHA 23K limited and standard mortgages. Fannie Mae and Freddie Mac are available. The business has been serving the metro for over a decade.

4900 California Avenue Offices 20 & 27
Bakersfield, CA 93309

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

Signature Home Lending

Signature Home Lending

  • Reverse Mortgages

Signature Home Lending offers solutions to customers that are looking to buy, sell, or refinance homes in the Bakersfield metro. It helps clients find a refinancing program that will lower their payments, consolidate debt, and build equity. The company provides conventional, VA, and FHA loan programs. Its team assists customers in choosing a product based on their employment and credit history. Kraig Gradowitz, the branch owner of Signature Home Lending, has more than 25 years of experience in the lending and real estate industry.

4200 Truxtun Ave., Ste 104
Bakersfield, CA 93309

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

183 (Best)

Score Consistency:

Consistent (Best)

Team Windes

Team Windes

  • Reverse Mortgages
  • NMLS #: 39166

Team Windes is a mortgage refinance company serving clients in Bakersfield and the surrounding areas since 2004. The company is headed by the husband-and-wife team of Todd and Sasha Windes and offers a range of options to homeowners, such as FHA, VA, and first-time homebuyer programs. It also offers mortgage refinancing options like FHA streamline and cash out, as well as VA streamlines and cash out. Fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages are also available.

4801 Calloway Drive
Bakersfield, CA 93312

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

The Estrada Team

The Estrada Team

  • New Construction

The Estrada Team offers mortgage refinancing solutions to clients in Bakersfield and the surrounding areas. The company is a division of CrossCountry Mortgage, serving customers looking to refinance their mortgage loans or purchase a home. It offers a wide selection of refinancing programs, including FHA, VA, USDA, and cash-out refinance. These options offer various features, such as lower monthly payments and short repayment terms. The Estrada Team also provides conventional and jumbo loans and fixed- and adjustable-rate mortgages.

4900 California Avenue
Bakersfield, CA 93309

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

40 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

The Mortgage House - Bakersfield

The Mortgage House - Bakersfield

  • Reverse Mortgages
  • NMLS #: 39166

The Mortgage House offers mortgage services for clients located in Bakersfield and the surrounding areas. The company has a full range of options for individuals who want to lower their monthly mortgage, or buy a new home, or make home renovations. It has helped out California residents by providing them a total of around $10 billion in loans. The company features a refinance calculator that helps clients analyze amortization, determine a prepayment amount, estimate tax savings, and consider debt consolidation.

8500 Stockdale Highway
Bakersfield, CA 93311

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

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