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Best Mortgage Refinance Companies in Bakersfield
2020

10 Best Bakersfield Mortgage Refinance Companies

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We scored 177 Mortgage Refinance Companies in Bakersfield, CA and Picked the Top 10

Accelerated Lending Group is a purchase and refinance mortgage company in the Bakersfield area. It helps homeowners refinance their mortgages to obtain better rates and terms. The company specializes in private hard money loans but also offers traditional loan options such as conventional, jumbo, VA, FHA, and USDA loans. Loan officers help clients determine which loans and terms are right for them, guiding homeowners through the entire refinancing process from start to finish.

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Founded in 1995, Ampak Real Estate & Loans is a mortgage refinance company in Bakersfield. It assists homeowners with unfavorable credit reports, including low FICO scores and low debt-to-income ratios, as well as those with nontaxable income such as revenue from in-home adult foster care. The company's loan options include conventional, jumbo, VA, and FHA loans. Interested parties can complete the entire application process online and receive a prequalification letter in as little as two hours.

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Dan Ardis-San Joaquin Valley Mortgage offers borrowers access to the financial services of mortgage refinance lenders in Bakersfield. His mortgage firm has been in operation for over 15 years. It provides several lending options, including refinance, home purchase, and reverse mortgage. Mr. Ardis also handles conventional, FHA, VA, hard money, and commercial loans. His goal in each transaction is to provide lending service that meets the needs of each unique borrower.

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Greg Desm – C2 Financial Corporation provides residential mortgage refinance solutions in Bakersfield and the surrounding areas. The professionals on staff help in refinancing VA, jumbo, FHA, 203(k) rehab, and HELOC mortgage loans for private residences, second homes, or investment properties. They assist with cash-out refinancing to help clients make property improvements without using their savings accounts. Greg Desm – C2 Financial Corporation provides additional loan programs, such as conventional home and reverse mortgages for seniors.

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Karpe Real Estate Center has specialized in home mortgage refinance in Bakersfield since 1926. It offers various traditional refinancing loan options, including conventional, FHA, and VA loans, through its partner company, San Joaquin Valley Mortgage. Its user-friendly mobile app enables potential clients to obtain instant quotes, calculate their monthly mortgage payments and closing costs, complete an online loan application, and directly contact one of its experienced loan officers. Karpe Real Estate Center also handles residential and commercial real estate.

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Marcus C. Harris - HomeTown Lenders assists homeowners in the Bakersfield metro area with the mortgage refinancing process. Mr. Harris starts the process with personalized consultations to help clients determine if refinancing is right for them. He then explains the various loan options, including conventional, jumbo, FHA, VA, and USDA loans. The mortgage refinancing company handles everything from paperwork and document processing to underwriting and closing. Homeowners can apply in person, by phone, or online.

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Mechanics Bank in Bakersfield offers numerous home purchase and mortgage refinance options to clients in every income bracket. The institution underwrites Home Ready mortgages for clients who can't afford big down payments. It also handles VA, USDA, and FHA loans with lower down payments and easier credit requirements. For clients wishing to purchase luxury homes, the bank provides jumbo loans, and it offers specialty mortgages and investment property loans for commercial developers.

Founded in 1995, The Mortgage House is a full-service mortgage refinance company with an office in Bakersfield. Its knowledgeable loan officers assist homeowners who want to reduce their monthly mortgage payments, improve interest rates, consolidate debt, and fund home renovations by refinancing their home mortgages. They work directly with homeowners to offer loan options that best meet their needs. The Mortgage House has provided over $10 billion in loans to California residents. It has also received The Bakersfield Californian Reader's Choice award.

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The Windes Team - Local Lenders Group is a mortgage refinance company in Bakersfield founded in 2004. It offers homeowners a variety of mortgage refinance options, including FHA, VA, USDA, conventional, and jumbo loans. Loan officers work directly with homeowners to decide which loan factors, such as fixed-rate or variable-rate and 15- or 30-year terms, are best for their situation. They assist clients with everything from prequalification applications and document filing to home appraisal and closing.

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Serving homeowners and buyers in the Bakersfield metro area, the lenders at Bakersfield Mortgage Loans have over six decades of collective experience providing assistance with mortgage refinancing and other financial services. FHA, conventional, and VA loans are offered. Buyers of luxury homes can seek jumbo financing, and senior homeowners can obtain reverse mortgage loans. Other specialty loans offered by Bakersfield Mortgage Loans include sub-prime financing, FHA loans, and one-time close loans.

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