Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Ventura

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Ventura Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

45Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1591 Spinnaker Drive, Suite 205, Ventura, CA 93001
WebsiteLicense: 0I78932

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (4)

Why choose this provider?

Based in Ventura, Rothstein Insurance Services Inc. has been providing auto insurance products to drivers since 2005. The agency collaborates with its partners to deliver smart and simple insurance solutions for clients. It offers a broad range of auto coverage options that meets the clients' needs and budgets from carriers such as The Hartford and Progressive. In addition, the company has personal consultants that are committed to staying informed on coverage options. Rothstein Insurance Services also provides insurance for marine, technology, and construction businesses.

  • Bundling Option

1629 East Main Street, Ventura, CA 93001
WebsiteLicense: 0D70322

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
3.5 (3)

Why choose this provider?

Direct Service Insurance is a locally owned and operated independent agency specializing in several insurance lines, including car insurance solutions. Utilizing over three decades of collective experience to serve clients in Ventura and the surrounding communities, the agency researches and shops in larger markets to design suitable premiums and coverages for the client's specific needs and preferences. Maintaining a customer-oriented service, Direct Service Insurance has a renewal rate of 92%.

  • Multiple Carriers

360 Mobil Avenue, Camarillo, CA 93010
WebsiteLicense: 0M18133

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (2)

Why choose this provider?

Timothy Ross is a car insurance agent for Goosehead Insurance. Ross offers a wide array of insurance services and products to customers near Ventura. He provides auto insurance solutions to financially protect families and individuals from damages and losses due to car accidents. Ross carefully reviews various insurance options and customizes a policy based on clients' needs and budgets. He also deals with other insurance options, such as life, condo, renters', workers' compensation, and business insurance plans.

  • Multiple Carriers
  • Bundling Option

1445 Donlon Street, Ventura, CA 93003
WebsiteLicense: 0619917

Expertise.com Rating

Review Sources

Google
4.9 (94)
Yelp
4.0 (18)
Facebook
4.9 (5)

Why choose this provider?

John E. Peakes Insurance Agency is an independent and family-owned car insurance agency in Ventura that started in 1969. It serves individual, family, and business clients by representing over 30 different insurance companies to provide the best match based on the client's service, pricing, and coverage requirements. The agency's car policies provide coverage for collision, bodily injury liability, property damage liability, personal injury protection, and uninsured or underinsured motorists. It also provides insurance for RVs and off-road vehicles.

  • Multiple Carriers

970 South Petit Avenue, Ventura, CA 93004
WebsiteLicense: 0804331

Expertise.com Rating

Review Sources

Google
5.0 (38)
Facebook
5.0 (21)
Yelp
5.0 (14)

Why choose this provider?

Dena Rogers is a State Farm Insurance agent who operates in Ventura. She started in 1991 and helps automobile owners with policy plans for unexpected expenses. This includes paying for property damage, collisions, and medical fees of those affected. She meets with a client and evaluates their car to find the best plan, whether for used or newly bought vehicles. Dena also reviews policy plans and helps clients file for any changes. Her other services include life and home insurance.

  • Multiple Carriers

5725 Ralston Street, Ventura, CA 93003
WebsiteLicense: 0557554

Expertise.com Rating

Review Sources

Google
4.9 (23)
Yelp
4.0 (10)

Why choose this provider?

Sather's Insurance Service is a Ventura-based company founded in 1972. Its team of agents specializes in crafting policies for car owners, recreational vehicles, and motorcycles. Through its mobile van service, there are selected auto insurance policy transactions that can be done by new and existing policyholders in the Ventura, Oxnard, and Camarillo areas. It includes quoting and writing policies, updating existing policies, making payments, and inquiring about insurance products. The company also handles homeowners' insurance, commercial general liability, workers' compensation, and insurance against earthquakes.

  • Multiple Carriers

515 East Main Street, Santa Paula, CA 93060
WebsiteLicense: 0C29975

Expertise.com Rating

Why choose this provider?

TWFG Insurance is a company that provides insurance products in Ventura. Founded and operated by Richard "Gordy" Bunch III, the insurance agency offers individual and family as well as small business and commercial insurance products. Some of its individual and family insurance coverage include auto, home, life, flood, renters, and health. The company's small business and commercial insurance coverage include property, business auto, professional liability, and workers compensation. Aside from providing insurance, TWFG Insurance is very much active in providing community service.

  • Multiple Carriers

303 East Port Hueneme Road, Port Hueneme, CA 93041
WebsiteLicense: 0M90693

Expertise.com Rating

Review Sources

Google
4.8 (43)
Yelp
5.0 (12)
Facebook
5.0 (5)

Why choose this provider?

Tony Suleiman is a State Farm insurance agent serving the Port Hueneme and Ventura areas. He is focused on walking clients through their decision-making process regarding the auto insurance and other policies they want to get. His auto insurance offering has several coverage options, including collision, comprehensive, and rental coverage. His team of professionals has a combined insurance experience of over 50 years. Members of Tony Suleiman's team can speak English, Arabic, and Spanish, thus allowing them to accommodate a more diverse clientele.

2775 North Ventura Road, Oxnard, CA 93036
WebsiteLicense: 0H55899

Expertise.com Rating

Review Sources

Google
4.9 (2561)
Facebook
5.0 (131)
Yelp
4.5 (11)

Why choose this provider?

Pacific Preferred Insurance helps the vehicle owners of Ventura manage financial risks through its partner carrier network. The agency represents a variety of insurance companies, including Kemper, Mercury Insurance Group, and Progressive. It offers insurance solutions for classic cars, boats, automobiles, ATVs, motorcycles, and recreational vehicles. Auto insurance policyholders can mitigate financial losses due to collisions, uninsured motorists, natural disasters, and medical payments. Pacific Preferred Insurance also carries home, earthquake, flood, and renters' insurance. Moreover, it offers performance bonds.

  • Boats
  • Motorcyle & ATV

2047 East Thompson Boulevard, Ventura, CA 93001
WebsiteLicense: 0D75453

Expertise.com Rating

Review Sources

Google
4.4 (16)

Why choose this provider?

Kenton Insurance is an insurance agency operating in Ventura. It provides a wide range of auto insurance coverage options for different types of vehicles that can protect drivers against financial losses from covered circumstances. Additional protections, like towing and rental reimbursement, are also provided. Clients can view their coverage and make their payments through the online policy access provided. Through the DMV services on offer, the agency can issue license plates, stickers, and transfer titles for cars, motorcycles, ATVs, and watercraft.

  • Multiple Carriers

1000 Town Center Drive, Oxnard, CA 93036
WebsiteLicense: 0I66851

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
4.0 (4)

Why choose this provider?

Vista West Insurance Services is an independent insurance company catering to clients living in Ventura. Its agents believe in educating customers about potential risks and the possible insurance plans—from carriers like John Hancock, CNA, and Safeway Insurance—that can protect clients. The company reviews these options to help customers find a fitting solution for car repairs and medical liability expenses. It also offers additional plans for roadside service, towing, and antique cars. Its other products include insurance for flooding, earthquakes, and manufactured homes, as well as SR-22 certifications.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is Ventura's minimum monthly cost for car insurance?

    Auto insurance in Ventura typically costs $148 per month for full coverage and $94 per month for liability insurance with minimal coverage. A minimum liability coverage of $15,000 for bodily injury liability per person, $5,000 for property damage, and $30,000 per accident could be claimed as a result of this. This is commonly referred to as the 15-30-5 coverage.

  • What rating factors do Ventura insurance companies use when calculating premiums?

    Ventura insurance companies will usually charge you a higher premium if you have been in accidents or received tickets. In addition, because of their inexperience behind the wheel, drivers under the age of 25 face higher insurance premiums. The cost of insurance is also determined by the type of vehicle owned and the location where the vehicle is typically parked.

  • When should you file a Ventura car insurance claim for scratches and dents?

    When the repair costs significantly exceed your deductible, it is cost-effective to file a Ventura car insurance claim for scratches and dents. However, if the repair costs are close to or less than your deductible, it is usually more cost-effective to pay for the repairs yourself to avoid potential premium increases. Additionally, if another driver is at fault for the damage, it is best to file a claim so that their insurance will cover the costs.

  • How long does a car insurance claim take in Ventura?

    Insurance companies in Ventura are required by state law to settle auto insurance claims within 85 days of filing. However, various factors, such as communication with claimants and completion of necessary steps, can affect the timeline. Engaging the services of an attorney can help you expedite the process and obtain your settlement more quickly.

  • Is there a time limit for how long your child can stay on your Ventura car insurance policy?

    No, there is usually no time limit on how long your child can remain on your Ventura auto insurance policy. They can stay on your policy as long as they meet certain criteria, such as living at home with you or occasionally driving a family vehicle. The duration of their inclusion on your policy is usually not time-limited, but is dependent on meeting the insurance company's eligibility criteria.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.