Best Homeowners Insurance Agencies in Ventura

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Hometown Insurance Services logo
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Hometown Insurance Services

2419 E Main St 100, Ventura, CA 93003
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  • Multiple Policy Types

Business Description

Hometown Insurance Services is a family-operated agency that has been providing financial protection to homeowners in Ventura since 1982. Its insurance advisors help clients understand the home insurance process, inform them of coverage options, and assess potential risks to create custom insurance solutions. Homeowners receive compensation for damages or losses due to liability claims, whether injuries are due to household pets or family members, natural disasters, vandalism, theft, and fire. They also receive guidance on the claims filing process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Hometown Insurance Services

Insurance Dude logo
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Insurance Dude

9452 Telephone Road, Ventura, CA 93004
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  • Flood
  • Multiple Policy Types

Business Description

Insurance Dude is led by Tim Blackwell, an independent insurance agent located in Ventura. Since 1987, he has been providing insurance services like auto, home, business, workers' compensation. Its home insurance policy covers the cost of rebuilding a home following disasters like fire, lightning, hail, explosions, and theft. Floods, earthquakes, or damage from maintenance are not covered. Clients also have the option to include an inflation guard, which will adjust the dwelling limit to reflect current construction costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
3.5 / 5 (12)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
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Insurance Dude

John E. Peakes Insurance Agency logo
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John E. Peakes Insurance Agency

1445 Donlon Street, Ventura, CA 93003
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  • Multiple Policy Types

Business Description

John E. Peakes Insurance Agency is a family-owned and operated insurance firm that has been serving Californians in Ventura since 1969. It specializes in homeowners' insurance, providing policies for traditional house owners, renters, condo dwellers, and landlords. Its homeowners' insurance plans cover physical structure damage, replacement costs, homeowners' liability, additional living expenses, and personal possessions. Supplementary policies for floods, earthquakes, personal umbrellas, vacant homes, and mold damage are also available. It also offers specialized insurances, such as restaurant insurance and wedding insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (27)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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John E. Peakes Insurance Agency

Kerry Rafferty - State Farm Insurance Agent logo
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Kerry Rafferty - State Farm Insurance Agent

456 Arneill Road, Camarillo, CA 93010
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  • Multiple Policy Types

Business Description

Serving clients in the Ventura area, Kerry Rafferty State Farm Insurance Agent sells homeowners insurance policies that cover clients in case of loss, theft, or damage that occurs within their home. Add-ons may include protection against floods and earthquakes, as well as medical liability. Other insurance products sold at this agency include auto, renters, and personal articles insurance. Agent Kerry Rafferty is licensed to sell insurance products throughout California and is a member of Business Network International.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Kerry Rafferty - State Farm Insurance Agent

Pacific Preferred Insurance logo
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Pacific Preferred Insurance

2775 North Ventura Road, Oxnard, CA 93036
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  • Multiple Policy Types

Business Description

Pacific Preferred Insurance is a state-sponsored insurance brokerage that enables residents of Ventura to access affordable insurance. Policies are available to protect clients against financial loss when their homes, autos, and other personal property are damaged or lost as a result of theft, vandalism, accidents, or disasters. Pacific Preferred Insurance Brokers is authorized to sell insurance products from a variety of top providers. That includes Berkshire Hathaway, Progressive, and Liberty Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (2554)
Facebook
5.0 / 5 (131)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Pacific Preferred Insurance

Rothstein Insurance Services, Inc. logo
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Rothstein Insurance Services, Inc.

88 North Oak Street, Ventura, CA 93001
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  • Multiple Policy Types

Business Description

Rothstein Insurance Services, Inc., secures the property and assets of homeowners in and around Ventura. It is a homeowners' insurance agency protecting client's homes from covered damages caused by accidents or natural calamities. It also offers policies that include personal belongings and other structures within the property, like garages or detached sheds. If clients are temporarily displaced from their homes due to house repair, the agency has provisions that cover temporary living expenses. Rothstein Insurance Services has been in the industry since 2005.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Helpfulness
Detail
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Rothstein Insurance Services, Inc.

Sather’s Insurance Service logo
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Sather’s Insurance Service

5725 Ralston Street, Ventura, CA 93003
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  • Earthquake
  • Multiple Policy Types

Business Description

Sather’s Insurance Service is a Californian insurance agency serving individuals, families, and businesses in Ventura County. The agency represents more than 50 insurance carriers to make sure clients find the best selections of homeowners' insurance coverages and policies for them. The agency also offers mobile home, condo, renters, auto, motorcycle, commercial general liability, and earthquake insurance in the entire state of California. Sather’s Insurance Service was founded in 1972 by Larry Sather and Judy Sather.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Sather’s Insurance Service

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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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