Best Homeowners Insurance Agencies in Ventura

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2419 E Main St 100, Ventura, CA 93003
Ventura, CA 93003
  • Multiple Policy Types

Hometown Insurance Services is a family-operated agency that has been providing financial protection to homeowners in Ventura since 1982. Its insurance advisors help clients understand the home insurance process, inform them of coverage options, and assess potential risks to create custom insurance solutions. Homeowners receive compensation for damages or losses due to liability claims, whether injuries are due to household pets or family members, natural disasters, vandalism, theft, and fire. They also receive guidance on the claims filing process.

2419 E Main St 100, Ventura, CA 93003
Ventura, CA 93003

Website(800) 282-1446

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9452 Telephone Road, Ventura, CA 93004
Ventura, CA 93004
  • Flood
  • Multiple Policy Types

Insurance Dude is led by Tim Blackwell, an independent insurance agent located in Ventura. Since 1987, he has been providing insurance services like auto, home, business, workers' compensation. Its home insurance policy covers the cost of rebuilding a home following disasters like fire, lightning, hail, explosions, and theft. Floods, earthquakes, or damage from maintenance are not covered. Clients also have the option to include an inflation guard, which will adjust the dwelling limit to reflect current construction costs.

9452 Telephone Road, Ventura, CA 93004
Ventura, CA 93004

Website(866) 273-3551

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1445 Donlon Street, Ventura, CA 93003
Ventura, CA 93003
  • Multiple Policy Types

John E. Peakes Insurance Agency is a family-owned and operated insurance firm that has been serving Californians in Ventura since 1969. It specializes in homeowners' insurance, providing policies for traditional house owners, renters, condo dwellers, and landlords. Its homeowners' insurance plans cover physical structure damage, replacement costs, homeowners' liability, additional living expenses, and personal possessions. Supplementary policies for floods, earthquakes, personal umbrellas, vacant homes, and mold damage are also available. It also offers specialized insurances, such as restaurant insurance and wedding insurance.

1445 Donlon Street, Ventura, CA 93003
Ventura, CA 93003

Website(866) 690-4787

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

456 Arneill Road, Camarillo, CA 93010
Camarillo, CA 93010
  • Multiple Policy Types

Serving clients in the Ventura area, Kerry Rafferty State Farm Insurance Agent sells homeowners insurance policies that cover clients in case of loss, theft, or damage that occurs within their home. Add-ons may include protection against floods and earthquakes, as well as medical liability. Other insurance products sold at this agency include auto, renters, and personal articles insurance. Agent Kerry Rafferty is licensed to sell insurance products throughout California and is a member of Business Network International.

456 Arneill Road, Camarillo, CA 93010
Camarillo, CA 93010

Website(800) 334-9200

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

27 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2775 North Ventura Road, Oxnard, CA 93036
Oxnard, CA 93036
  • Multiple Policy Types

Pacific Preferred Insurance is a state-sponsored insurance brokerage that enables residents of Ventura to access affordable insurance. Policies are available to protect clients against financial loss when their homes, autos, and other personal property are damaged or lost as a result of theft, vandalism, accidents, or disasters. Pacific Preferred Insurance Brokers is authorized to sell insurance products from a variety of top providers. That includes Berkshire Hathaway, Progressive, and Liberty Mutual.

2775 North Ventura Road, Oxnard, CA 93036
Oxnard, CA 93036

Website(800) 913-1844

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

2697 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

88 North Oak Street, Ventura, CA 93001
Ventura, CA 93001
  • Multiple Policy Types

Rothstein Insurance Services, Inc., secures the property and assets of homeowners in and around Ventura. It is a homeowners' insurance agency protecting client's homes from covered damages caused by accidents or natural calamities. It also offers policies that include personal belongings and other structures within the property, like garages or detached sheds. If clients are temporarily displaced from their homes due to house repair, the agency has provisions that cover temporary living expenses. Rothstein Insurance Services has been in the industry since 2005.

88 North Oak Street, Ventura, CA 93001
Ventura, CA 93001

Website(805) 648-6595

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5725 Ralston Street, Ventura, CA 93003
Ventura, CA 93003
  • Earthquake
  • Multiple Policy Types

Sather’s Insurance Service is a Californian insurance agency serving individuals, families, and businesses in Ventura County. The agency represents more than 50 insurance carriers to make sure clients find the best selections of homeowners' insurance coverages and policies for them. The agency also offers mobile home, condo, renters, auto, motorcycle, commercial general liability, and earthquake insurance in the entire state of California. Sather’s Insurance Service was founded in 1972 by Larry Sather and Judy Sather.

5725 Ralston Street, Ventura, CA 93003
Ventura, CA 93003

Website(800) 472-8437

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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