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Best Local Car Insurance Agencies in Simi Valley

2024

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Providers

Last updated:

Website
2315 Kuehner Drive, Simi Valley, CA 93063
  • Multiple Carriers
  • RV & Motorhome
  • Boats

Why choose this provider?

Hayes offers insurance solutions to individuals, families, and businesses in Simi Valley. This insurance firm provides consultations and works with over 30 insurance carriers to help clients choose appropriate coverage packages. Its insurance agents assist car owners in getting auto insurance plans to ensure adequate protection against collision-related bodily injuries and vehicle damage. They also offer life, health, and home insurance products. Moreover, they walk clients through the claims process. Hayes has an insurance quote request tool on its website.

License Verified:

License: 0750660

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
27200 Tourney Road, Valencia, CA 91355
  • Multiple Carriers

Why choose this provider?

Sunny Day Insurance Agency, Inc., provides financial protection assistance for Simi Valley residents and the rest of the state. The agency offers a wide range of products, including auto insurance. Its team creates insurance plans for clients, including liability protection and coverage for collision damage, roadside assistance, and uninsured motorists. The agents work with multiple carriers such as Travelers, Progressive, Chubb, and The Hartford. Sunny Day Insurance Agency, Inc., has been in service since 1994.

License Verified:

License: 6001378

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1409 Kuehner Drive, Simi Valley, CA 93063
  • Bundling Option

Why choose this provider?

Neiens Insurance Services is an insurance management company that has been serving Simi Valley and its surrounding communities for more than 10 years. Established in 2009, the locally owned agency assists individuals, families, and small business owners in protecting themselves and their vehicles from potential losses with an auto insurance policy. Its independent insurance agents shop for coverage options like property, liability, and medical coverage among multiple carriers, helping customers determine deductibles and premiums.. Other offerings include home, recreational, life and health, and business insurance.

License Verified:

License: 0G69459

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1611 East Los Angeles Avenue, Simi Valley, CA 93065
  • Multiple Carriers

Why choose this provider?

Rancho Simi Insurance has been helping vehicle owners in Simi Valley and the surrounding areas throughout California with their auto insurance needs since 1980. Family-owned and operated, it works with multiple insurance providers, with Mercury insurance as its primary carrier. The company offers a variety of coverages, and also provides repairs and flexible payment options for the convenience of clients. In addition to these services, Rancho Simi Insurance also helps insure other vehicles, including motorcycles, watercraft, and classic cars.

License Verified:

License: 0L82054

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (162)
Facebook
5.0 / 5 (88)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22943 Soledad Canyon Road, Santa Clarita, CA 91350
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Reliable Insurance Services is an insurance company serving clients in the Santa Clarita and Simi Valley areas. The company's auto insurance offerings have several coverage options depending on the needs of its clients. Aside from the required liability auto coverage, the coverage options include full coverage auto insurance, physical damage auto insurance, and California young drivers' insurance. The trained agents of Reliable Insurance Services have a strong focus on putting its customers first while providing professional service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (16)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2355 Tapo Street, Simi Valley, CA 93063
  • Bundling Option

Why choose this provider?

Founded by Raul Lopez, Lopez Insurance Agency is a full-service insurance agency that serves residential and commercial clients in Simi Valley, Ventura County, and nearby areas. It offers a variety of insurance coverage such as auto insurance, homeowners insurance as well as commercial insurance coverage for various individuals or businesses. Lopez Insurance has access to various insurance brands and carriers and works with each client providing them with a variety of insurance packages to satisfy needs and requirements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28212 Kelly Johnson Parkway, Santa Clarita, CA 91355
  • Bundling Option

Why choose this provider?

Kirk Baker is an auto insurance agent for State Farm, serving clients in and around Simi Valley. Active since 1989, Kirk meets with clients to discuss their driving history and background. He looks at factors that affect coverage like the number of cars, the number of drivers, and the vehicle model. Kirk provides comprehensive protection plans for both collision damage, weather, and theft. He and his staff can file claims, make coverage changes, and conduct yearly reviews of each policy.

License Verified:

License: 0754521

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (43)
Yelp
4.5 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21032 Devonshire Street, Los Angeles, CA 91311
  • Multiple Carriers

Why choose this provider?

Best Rate Insurance Services is an independent insurance agency serving clients in Simi Valley. Established in 1997, the agency offers auto insurance that enables clients to quickly get back on the road after their car has been damaged in an accident, fire, theft, or any other covered event. It also specializes in homeowners, renters, business, and commercial insurance. The agency strives to connect with clients on an interpersonal level to ensure that the service it provides is best for its clients.

License Verified:

License: 0E81394

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (69)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28005 Smyth Drive, Santa Clarita, CA 91355
  • Multiple Carriers
  • RV & Motorhome
  • Bundling Option

Why choose this provider?

Shepard Insurance Agency - Santa Clarita Valley offers vehicle protection plans to safeguard Simi Valley drivers' cars from theft, vandalism, and collision. The family-owned business partners with multiple insurance carriers to help clients obtain coverages that match their needs and risks. These insurance plans also shield policyholders from possible lawsuits, medical bills, lost wages, and funeral expenses caused by car accidents. The company was founded in 1945 following the three ideals of service, integrity, and expertise.

License Verified:

License: 0716376

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (1)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4210 East Los Angeles Avenue, Simi Valley, CA 93063
  • Motorcyle & ATV

Why choose this provider?

Boggs & Whitener Insurance Agency is an auto insurance solutions provider that has been helping individuals, families, and businesses in Simi Valley since 1996. Its agents write auto policies that financially take care of vehicle damages due to accidents. In the event of a single-car accident, the company will assist clients in weighing their options on whether to file a claim or not. Liability coverages are also available to protect policyholders if they cause property damage or bodily injury to others when driving.

License Verified:

License: 0B86535

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9620 Topanga Canyon Place, Chatsworth, CA 91311
  • Boats

Why choose this provider?

Gary E. Krouse Insurance Services is an independent and local insurance agency that caters to the needs of individuals and families near Simi Valley. Since 1978, it has been providing a variety of insurance products and services, including car insurance. Its coverage pays policyholders for financial losses in case of collision and other problems, such as flood, fire, vandalism, and theft. With a focus on customer service, the agents from this company also handle after-hours services, housecalls, and weekend consultations.

License Verified:

License: 0C08441

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (56)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
737 East Los Angeles Avenue, Simi Valley, CA 93065
  • Bundling Option

Why choose this provider?

Simi Valley Insurance Services has been providing different types of insurance services to the residents of Simi Valley since 1967. The family-owned company offers policies for its client's vehicles. The independent agency compares quotes from multiple companies on behalf of policy buyers and assists them in choosing a coverage that suits their lifestyle and needs. In addition to cars, Simi Valley Insurance Services also provides protection for boats, motorcycles, and RVs.

License Verified:

License: 0K09678

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (22)
Facebook
4.3 / 5 (6)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average annual car insurance premium in Simi Valley?

    As of October 2022, the average annual car insurance premium in Simi Valley is around $1,352. This rate is approximately $35 lower than the state average but approximately $87 higher than the national average. Keep in mind that these figures are for a full coverage policy with specific liability limits, and the actual cost of insurance may vary depending on individual circumstances.

  • How can one qualify for the mandated car insurance discount for good drivers in Simi Valley?

    A driver must meet specific criteria outlined in the California Insurance Code to qualify for the mandated 20% good driver discount in Simi Valley. This includes holding a valid driver's license for the past three years with few violations or attendance at traffic school, as well as not being principally at fault in any accidents. Foreign nationals who have been licensed to drive in the United States or Canada for at least the previous 18 months and meet the criteria may also qualify.

  • How much can individuals be fined for driving without Simi Valley car insurance?

    Driving without insurance in Simi Valley is an infraction that can result in fines ranging from $100 to $200, as well as state assessments and fees. Fines for subsequent violations within three years can range between $200 and $500. The court also has the authority to impound the driver's vehicle, with the driver responsible for all towing and storage fees, potentially resulting in significant costs.

  • Who covers the costs if you are not responsible for a car accident and lack insurance in Simi Valley?

    If you are not at fault in a Simi Valley car accident and do not have insurance, the other driver's insurance will typically cover the costs of medical bills and car repairs, as long as they are found to be at fault. According to California law, you have the right to file a claim with the other driver's insurance company to cover these costs. You can also choose to have your vehicle repaired at a body shop.

  • How does your driving history impact your car insurance rates in Simi Valley?

    Having a history of accidents or speeding tickets can result in higher Simi Valley insurance premiums. These incidents typically result in increased rates for three years. A speeding ticket, for example, can result in a 43% increase in rates, whereas being at fault in an accident can result in an 80% increase. A DUI or DWI, on the other hand, can result in a 170% increase in insurance rates.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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