Expertise.com

2024

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Best Local Car Insurance Agencies in Tracy

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tracy Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

55Reviewed

35Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1138 Parker Avenue, Tracy, CA 95376
WebsiteLicense: 0E44203

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Dennis Alegre Insurance Agency Inc is a family-owned and operated agency that has been offering auto insurance since 1985. It protects drivers in Tracy and the San Joaquin area by writing policies that pay for covered expenses when auto accidents or other unexpected perils happen. There are coverages for personal and commercial vehicles. Dennis Alegre Insurance Agency Inc delivers personalized service and does not use an automated system when providing clients with assistance in purchasing auto policies and filing a claim.

  • Bundling Option

2680 North Tracy Boulevard, Tracy, CA 95376
WebsiteLicense: 0593028

Expertise.com Rating

Review Sources

Google
5.0 (101)
Yelp
4.5 (25)
Facebook
4.3 (9)

Why choose this provider?

TCS Insurance Brokers is a full-service, independent insurance agency in Tracy that provides car insurance, home insurance, business insurance, and DMV services. It has a team of experienced car insurance brokers that informs its customers about affordable liability car insurance plans. This ensures that customers purchase the most beneficial insurance plan for their vehicle. The company's full coverage policy plans include general auto insurance, comprehensive insurance, collision insurance, rental reimbursement, and responsibility insurance.

  • Multiple Carriers

229 East 11th Street, Tracy, CA 95376
WebsiteLicense: 0C86729

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Jim Uhlenhop is a State Farm insurance agent that provides various insurance products in Tracy. Some of the insurance products he offers include auto, life, home and property, and small business coverage. Jim Uhlenhop has been serving the Tracy community for more than 19 years. He provides professional, prompt, and friendly service to his clients. His State Farm insurance office aims to offer personalized service, making sure to exert every effort to communicate with its clients.

  • Bundling Option

2219 North Tracy Boulevard, Tracy, CA 95376
WebsiteLicense: 0I27801

Expertise.com Rating

Review Sources

Yelp
4.5 (13)
Facebook
5.0 (7)

Why choose this provider?

Hashimi Insurance Agency is an independent insurance company that is located in Tracy. Its agents research and evaluate each client's driving history and household to tailor a coverage plan, protecting them from unexpected car expenses. This includes repairs forced by vehicular collisions, liability for medical injuries, and sanctions for property damage. The company also allows clients to view their policies online and print insurance ID cards. Additionally, it guides and provides policies for life and health insurance for families.

  • Multiple Carriers

2880 North Tracy Boulevard, Tracy, CA 95376
WebsiteLicense: 0K07568

Expertise.com Rating

Review Sources

Yelp
4.0 (14)
Google
4.0 (9)

Why choose this provider?

Cumbre Insurance Services is an independent insurance brokerage that provides insurance services and products to residents of the Tracy metro and nearby areas. The company writes auto insurance policies for clients that provide liability coverage, comprehensive coverage, injury liability coverage, and medical payment coverage. Add-ons for rental reimbursements and protection from uninsured/underinsured motorists are also available. The firm was established in 1984 and has since served individuals and businesses in California.

  • Multiple Carriers

1550 North Tracy Boulevard, Tracy, CA 95376
WebsiteLicense: 0E22532

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Located in Tracy, Big Valley Insurance Agency, Inc., is an independent insurance agency that provides auto insurance to local drivers. The agency takes into consideration its clients' needs before offering any options. With its access to multiple insurance carriers, it shops for the policy that comes with suitable coverages and rates for its clients. Big Valley Insurance Agency hopes to establish a strong relationship with its clients. It also works with business, farm, health, home, and life insurance products.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If you are moving out of state, when should you cancel your current auto insurance in Tracy?

    In order to avoid having a coverage gap after relocating out of state, you should only cancel your existing vehicle insurance in Tracy if you have already arranged for a new policy. When terminating your current insurance, you must give written notice to your insurer, stating your reason for the cancellation and the date you desire the coverage cancelled.

  • Do you require flood insurance in Tracy to pay for flood damage to your car?

    No. Flood insurance in Tracy is designed to protect your home and belongings, but it does not cover damage to cars. If your car is damaged or destroyed by a flood, comprehensive car insurance can help pay for repairs or replacement, minus your deductible.

  • Will a DUI conviction cause your Tracy car insurance rates to increase?

    Yes. Your Tracy car insurance premium may increase if you have a DUI conviction. This is because insurance companies view DUI drivers as high-risk clients. The length of time after the DUI, as well as your age and driving record, will all determine how much your premium will rise. For instance, your premium won't likely increase as much if you've never received traffic infractions and your DUI is the sole mark against you.

  • On an auto insurance policy in Tracy, who is the policyholder?

    In Tracy, the buyer and owner of an auto insurance policy is the policyholder. Policyholders are in charge of paying premiums and updating the policy, such as modifying the extent of coverage or including another driver. You can find the policyholder's name on the declaration page of the policy.

  • If your car is totaled, how much will Tracy auto insurance reimburse you?

    If your automobile is determined to be a total loss, your Tracy car insurance company will award you with a payout equating to the actual selling price of the vehicle just before the accident. If you decide to keep your car, the salvage value will be deducted from your settlement. In addition, if you still owe money on your auto loan, the insurance provider will send a portion of your settlement to your lender and give you the balance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.