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Best Local Car Insurance Agencies in Tracy

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Big Valley Insurance Agency, Inc. - Tracy logo
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License Verified:

License: 0E22532

California Department Of Insurance

Big Valley Insurance Agency, Inc. - Tracy

1550 North Tracy Boulevard, Tracy, CA 95376
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  • Multiple Carriers

Business Description

Located in Tracy, Big Valley Insurance Agency, Inc., is an independent insurance agency that provides auto insurance to local drivers. The agency takes into consideration its clients' needs before offering any options. With its access to multiple insurance carriers, it shops for the policy that comes with suitable coverages and rates for its clients. Big Valley Insurance Agency hopes to establish a strong relationship with its clients. It also works with business, farm, health, home, and life insurance products.

License Verified:

License: 0E22532

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cumbre Insurance Services - Tracy logo
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License Verified:

License: 0K07568

California Department Of Insurance

Cumbre Insurance Services - Tracy

2880 North Tracy Boulevard, Tracy, CA 95376
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  • Multiple Carriers

Business Description

Cumbre Insurance Services is an independent insurance brokerage that provides insurance services and products to residents of the Tracy metro and nearby areas. The company writes auto insurance policies for clients that provide liability coverage, comprehensive coverage, injury liability coverage, and medical payment coverage. Add-ons for rental reimbursements and protection from uninsured/underinsured motorists are also available. The firm was established in 1984 and has since served individuals and businesses in California.

License Verified:

License: 0K07568

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dennis Alegre Insurance Agency Inc logo
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License Verified:

License: 0E44203

California Department Of Insurance

Dennis Alegre Insurance Agency Inc

1138 Parker Avenue, Tracy, CA 95376
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  • Bundling Option

Business Description

Dennis Alegre Insurance Agency Inc is a family-owned and operated agency that has been offering auto insurance since 1985. It protects drivers in Tracy and the San Joaquin area by writing policies that pay for covered expenses when auto accidents or other unexpected perils happen. There are coverages for personal and commercial vehicles. Dennis Alegre Insurance Agency Inc delivers personalized service and does not use an automated system when providing clients with assistance in purchasing auto policies and filing a claim.

License Verified:

License: 0E44203

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hashimi Insurance Agency logo
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License Verified:

License: 0I27801

California Department Of Insurance

Hashimi Insurance Agency

2219 North Tracy Boulevard, Tracy, CA 95376
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  • Multiple Carriers

Business Description

Hashimi Insurance Agency is an independent insurance company that is located in Tracy. Its agents research and evaluate each client's driving history and household to tailor a coverage plan, protecting them from unexpected car expenses. This includes repairs forced by vehicular collisions, liability for medical injuries, and sanctions for property damage. The company also allows clients to view their policies online and print insurance ID cards. Additionally, it guides and provides policies for life and health insurance for families.

License Verified:

License: 0I27801

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Uhlenhop logo
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License Verified:

License: 0C86729

California Department Of Insurance

Jim Uhlenhop

229 East 11th Street, Tracy, CA 95376
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  • Bundling Option

Business Description

Jim Uhlenhop is a State Farm insurance agent that provides various insurance products in Tracy. Some of the insurance products he offers include auto, life, home and property, and small business coverage. Jim Uhlenhop has been serving the Tracy community for more than 19 years. He provides professional, prompt, and friendly service to his clients. His State Farm insurance office aims to offer personalized service, making sure to exert every effort to communicate with its clients.

License Verified:

License: 0C86729

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TCS Insurance Brokers logo
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License Verified:

License: 0593028

California Department Of Insurance

TCS Insurance Brokers

2680 North Tracy Boulevard, Tracy, CA 95376
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  • Multiple Carriers

Business Description

TCS Insurance Brokers is a full-service, independent insurance agency in Tracy that provides car insurance, home insurance, business insurance, and DMV services. It has a team of experienced car insurance brokers that informs its customers about affordable liability car insurance plans. This ensures that customers purchase the most beneficial insurance plan for their vehicle. The company's full coverage policy plans include general auto insurance, comprehensive insurance, collision insurance, rental reimbursement, and responsibility insurance.

License Verified:

License: 0593028

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (101)
Yelp
4.5 / 5 (25)
Facebook
4.3 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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