Expertise.com
2024

Last updated:

Best Financial Advisors in Tracy

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tracy Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37

Reviewed

29

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo
FEATUREDExpertise.com

SmartAdvisor by SmartAsset

Tracy, CA
  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

Tracy, CA

Why choose this provider?

Need help contacting a Financial Advisor in Tracy? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
1220 Oakland Boulevard, Suite 200, Walnut Creek, CA 94596
  • Tax Planning
  • Retirement Planning
  • Investment Management
  • Financial Planning

Why choose this provider?

CAVU Wealth Advisors is a wealth management firm that serves the residents of Tracy and the surrounding areas. It provides various financial planning and analysis services, including cash flow analysis, insurance and risk analysis, tax strategy and optimization, retirement planning, and estate planning. It also offers goal development and investment management solutions. Founding principal David Sylvester is a Certified Financial Planner and Chartered Financial Analyst. He has been working in the industry for over 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2105 South Bascom Ave Suite 110, Campbell, CA 95008
  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Management
  • Financial Planning
  • Wealth Management
  • Chartered Financial Analyst (CFA)

Why choose this provider?

Wade Financial Advisory guides clients with managing their wealth and finances in the metro of Tracy. It provides personalized financial advice based on each client's goals and needs. It assists with wealth management, tax planning, investment management, and liquidity planning. It also helps parents plan for their children's college expenses, retirement, and estate. Wade's advisors guide clients through life transitions such as buying a house, relocating, or changing jobs. The firm has been helping individuals and families for more than three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
1101 Standiford Avenue Suite C2, Modesto, CA 95350
  • Estate Planning
  • Tax Planning
  • Financial Planning
  • Investment Advisor

Why choose this provider?

Thorson Financial Estate Management, Inc., helps clients in Tracy understand and manage their finances through education, information, and experience. The firm works with retirees and those preparing to retire by creating personalized financial plans based on their needs. It assists with tax planning, investment management, long-term care risk management, and estate planning. Additionally, it offers Social Security benefits classes through the American Financial Education Alliance. Thorson Financial Estate Management is owned and operated by Thomas Thorson, who has over 30 years of industry expertise.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1452 N. Vasco Rd #172, Livermore, CA 94551
  • Certified Financial Planner (CFP)
  • Investment Management
  • Financial Planning

Why choose this provider?

Meritage Wealth Advisory serves Tracy and the surrounding areas. The firm provides financial solutions to pre-retirees and business owners. It offers services such as investment management, and exit and financial planning. Ken Perine, the founder, is a Certified Financial Planner. He assists clients in accomplishing their financial goals by giving advice, providing recommendations, and developing strategies that help minimize the impact of taxes. Perine is a member of the National Association of Personal Financial Advisors and the Financial Planning Association of the East Bay.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Website
612 W 11th St Ste 101, Tracy, CA 95376
  • Certified Financial Planner (CFP)
  • Financial Planning

Why choose this provider?

Willson & Company serves individuals and families in Tracy and the surrounding areas. Its team of professionals can help clients with retirement planning and short-term and long-term investing. The firm also assists individuals and small business groups with their life, long-term care, and disability needs. It also offers fixed annuities and 529 college savings plans. The company’s mission is to help clients determine their financial needs and promote success through client education. One of its associates, Jeremy Willson, is a Certified Financial Planner.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1981 North Broadway Suite 225, Walnut Creek, CA 94596
  • Investment Management
  • Financial Planning

Why choose this provider?

Napa Valley Wealth Management serves the financial advisory needs of communities throughout the Tracy metro. Its services are divided into three categories: retirement planning, which introduces clients to its Retirement RoadMap; business planning, which assists clients in preserving assets and managing taxes and expenses; and investment strategies, which educate individuals on financial and investment planning. Kelly Crane, its chief investment officer, has more than 35 years of industry experience. He and his team follow a tactical investment management strategy to help manage their clients' risks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
117 E Main St, Ripon, CA 95366
  • Tax Planning

Why choose this provider?

Way Financial is a firm that lists the Tracy metro as one of its service areas. It assists individuals and families through its multi-family office services, which include estate preservation, legacy planning, and investment banking. Its stewardship advisors, led by CEO Joseph Laswell, helps clients in planning life insurance and financially preparing for retirement. Laswell, who has been a financial advisor for more than 20 years, was given the "Above and Beyond" award by Assist International, a humanitarian organization.

Website
2603 Camino Ramon, Suite 416, San Ramon, CA 94583
  • Certified Financial Planner (CFP)

Why choose this provider?

Established in 2006, Cannon Beach Financial Advisors offers financial planning and portfolio management services in Tracy and its surrounding areas. It focuses on clients' long-term financial goals and guides them through investment market cycles. The firm is a Registered Investment Advisor with a team of experts having more than 20 years of industry experience. Gregory Rogers, one of the principal advisors, is a Certified Financial Planner. The firms' offices are located in San Jose, San Ramon, and Brookline.

Website
1811 Santa Rita Rd # 214, Pleasanton, CA 94566
  • Certified Financial Planner (CFP)
  • Investment Management
  • Financial Planning

Why choose this provider?

BlueSky Wealth Advisors provides families and individuals in Tracy with customized financial solutions. Part of its financial planning service is minimizing tax implications, reviewing existing insurance plans, and organizing wealth transfer. Its team also helps analyze the clients' investment portfolio, monitor its performance, and make recommendations for the investment to grow more. The independent registered investment advisory firm was founded in 1999. David L. Blain, its founder and CEO, is a NAPFA member who has been quoted in various publications, including The Wall Street Journal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3340 Tully Road Suite B5, Modesto, CA 95350
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Management
  • Financial Planning
  • Tax Planning

Why choose this provider?

Pinedo Financial Services Inc. serves clients in the Tracy area. The firm helps individuals prepare for their future by giving advice on budgeting and investments, which covers creating a portfolio that suits a client's goals and risk tolerance. Its team also helps people plan for retirement with stable and sufficient income, along with offering tax management, insurance, and estate planning services. Founder Steven Pinedo is a Certified Financial Planner who also works with small business owners.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 Ygnacio Valley Road Suite 200, Walnut Creek, CA 94596
  • Financial Planning
  • Wealth Management

Why choose this provider?

Serving Tracy and the surrounding regions, Enhance assists clients in making wise decisions through financial planning. This comprises a client’s goals, constraints, what-if scenarios, and cost-benefit analyses. Enhance also provides wealth management services, including customized portfolios, to help individuals build their wealth. The service also determines a client’s risk tolerance and psychological capacity to handle market fluctuations. One of the firm’s professionals, Terry Allen, is a Certified Financial Planner (CFP) and Accredited Wealth Management Advisor (AWMASM).

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
2160 The Alameda, Suite A, San Jose, CA 95126
  • Financial Planning

Why choose this provider?

Clarity Wealth Advisors serves individuals and families in Tracy and the surrounding areas. It offers financial advising services to help clients achieve and maintain financial independence. It covers various aspects of financial planning, such as investment management, insurance analysis, education funding, and charitable strategies. It assists clients in identifying investment objectives, risk tolerance, and tax implications. Its managing partner, Parvin Manuchehri, is a registered investment advisor (RIA) and has taught courses for the College of Financial Planning, focusing on retirement, and income tax planning.

Attorney Information

Attorney NamesExperience
Parvin Manuchehri - Managing Partner5 yrs

Website
218 Ray Street, Pleasanton, CA 94566
  • Certified Financial Planner (CFP)

Why choose this provider?

Pleasanton Wealth Advisors is a financial advisory firm serving clients in Tracy, offering financial and retirement planning services. The firm begins its process by helping clients understand their financial needs and priorities before building plans that adapt to the changes in the clients' circumstances and goals. This approach allows the firm to deliver customized strategies. Pleasanton Wealth Advisors was founded by Samah Naguib in 2018. She has over 20 years of investment experience and master's degrees in Finance and Economics.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
3340 Tully Rd., Ste. B4, Modesto, CA 95350
  • Certified Financial Planner (CFP)

Why choose this provider?

Blom & Howell is a Modesto-based firm that serves clients throughout Tracy and the surrounding areas. It offers financial planning, retirement and Social Security planning, insurance and college planning, and investment management services. It assists clients in developing spending plans to manage cash flow. It also creates estate plans—including wills, trusts, and powers of attorney—for legacy planning. The firm believes that a refined financial planning process will help clients in making more informed financial decisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3190 South Bascom Avenue #210, San Jose, CA 95124
  • Certified Financial Planner (CFP)
  • Financial Planning

Why choose this provider?

Silicon Valley Wealth Advisors is a company that assists individuals and families in Tracy with their financial planning needs. It offers a variety of services to help clients reach their financial goals, including retirement advice and planning, investment advice and analysis, estate planning, and long-term care, health, and property insurance review. Its team of professionals also specializes in cash flow management, savings plans, and insurance analysis. The financial planning firm has been serving clients for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4695 Chabot Dr. Suite 200, Pleasanton, CA 94588
  • Finance Planning

Why choose this provider?

Smart Path Wealth Management is a firm that assists clients in Tracy with strategic financial planning and investment management. It develops single stock concentration and diversification strategies to minimize tax. Its advisors offer goal-based retirement planning, equity compensation planning, and college and tax planning solutions. The firm helps people ensure financial freedom and leave a legacy for future generations. Smart Path Wealth Management was founded in 2015 by Palbir Nijjar, who was a research analyst and investment writer for The Motley Fool.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • How much do you need in your retirement years in Tracy?

    The amount of money that you will have to save for your retirement years in Tracy will depend on your projected lifestyle. Generally, according to the Fidelity Retiree Health Care Cost Estimate, a retiree needs to have at least $157,500 in savings after taxes. For a retired couple, the amount needed to be saved is about $315,000.

  • What is the difference between short-term goal and long-term goal investments in Tracy?

    There are several differences between short-term and long-term investment goals in Tracy. Short-term investments have lower risk and usually run only for up to three years. Long-term investments, on the other hand, involve investing for future financial needs such as college education and stocks. These can pose significant risks due to market fluctuations.

  • In Tracy, how do you open a Roth IRA account?

    For you to open a Roth IRA account in Tracy, you need to check your eligibility first. There are no age restrictions regarding Roth IRAs, and it is free to open an account. You can choose the financial institution for your account, which can be a credit union, bank, or brokerage firm. Fill out the application form with your basic information. Then, deposit an amount to begin your investment.

  • Can you let your financial advisor in Tracy manage your investment portfolio?

    Yes, it is possible for your financial advisor to manage your investment portfolio in Tracy. A qualified financial advisor can be a fiduciary on your behalf, as they have the needed skills and expertise to provide sound financial advice. You may receive assistance in planning your taxes, estate, retirement, or budget.

  • How do financial advisors get paid in Tracy?

    Financial advisors in Tracy and throughout California get paid in several ways. Some advisors charge for a fee-based service according to how large the asset they are managing. Another way of earning is through the products they sell you, such as life insurance or from trades they do on your behalf.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.