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2024

Last updated:

Best Local Car Insurance Agencies in Stockton

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Stockton Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

179

Reviewed

114

Curated

17

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
301 S Ham Ln Ste F, Lodi, CA 95242

Why choose this provider?

Since 1952, Leavitt United Insurance Services has grown to a large team of agents in over a hundred offices and a dozen of states providing customized insurance solutions to clients throughout the Stockton metro area. The agency's auto insurance policies include coverages such as medical, property damage, liability, and comprehensive. As an independent agency, Leavitt United Insurance Services can insure all types of cars, trucks, and motorcycles through its partnerships with other national insurers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Website
304 West Harding Way, Stockton, CA 95204
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Protection Providers Insurance Agency offers a broad range of insurance products, including car insurance, to individuals, families, and businesses in Stockton. Established in 1990, it employs professional insurance associates who can design protection plans specific to the needs, requirements, and preferences of vehicle owners. They work with several carriers to source a selection of quotes to present to clients. In addition to standard auto, Protection Providers Insurance Agency also provides commercial auto, home, and business coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.9 / 5 (7)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
310 S Crescent Ave Ste A, Lodi, CA 95240

Why choose this provider?

Big Valley Insurance Agency Inc. serves drivers in Lodi, California and throughout the Stockton area. Agents provide service in English or Spanish and help customers to design an auto insurance policy that suits their needs and budget. Auto insurance plans meet California's state regulations and customers can choose to include options such as roadside assistance and additional expenses coverage. In addition to auto insurance, Big Valley Insurance Agency Inc. offers home, life, business, and farm insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3008 East Hammer Lane, Stockton, CA 95212
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

Quality General Insurance Services is a full-service insurance broker serving individuals, families, and businesses in Stockton. Specializing in various lines of insurance products, it has professional agents who can help vehicle owners secure car insurance policies sourced from multiple carriers. Among the factors they consider when shopping for quotes are the clients’ needs, backgrounds, and expectations. In addition to standard auto, Quality General Insurance Services also insures motorcycles and a variety of recreational vehicles, including boats.

License Verified:

License: 0F41711

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (28)
Yelp
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 W Center St, Manteca, CA 95337

Why choose this provider?

HUB International Oakdale serves clients throughout Stockton. It writes policies under personal lines, including coverage for local cars. Its brokers assess clients' requirements, aiding them in discovering suitable insurance products and comprehending the choices at their disposal. As part of the auto insurance package, they provide liability replacement cost options for automobiles, electronic equipment, full glass installation, towing, and labor protection. The auto policy also includes coverage for agreed value, global liability, limits, deductibles, and uninsured and underinsured motorists. HUB International Limited was established through the merger of eleven Canadian brokerage companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (48)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1108 Waterloo Road, Stockton, CA 95205
  • Multiple Carriers

Why choose this provider?

Yeye's Auto Insurance & Tax Agency is an insurance provider answering the car insurance needs of vehicle owners in Stockton. The company has access to multiple financially sound carriers, which allows them to help motorists obtain protection plans tailored to their individual needs, expectations, and priorities. It provides coverage for preferred or non-preferred clientele, as well as those without driver’s licenses, drivers with DUIs, accident records, and tickets. Its bilingual agents can also offer services in Spanish.

License Verified:

License: 0M98196

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (22)
Facebook
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4600 N Pershing Ave # A, Stockton, CA 95207
  • Motorcyle & ATV

Why choose this provider?

Bridge Bay Insurance is a local family-owned and family-operated business that has been delivering auto insurance services to individuals and families in Stockton for more than 15 years. It offers insurance products that cover cars, recreational vehicles, boats, and motorcycles. Its agents assist clients in comparing auto insurance plans available in the market. They also provide homeowners' and renters' insurance products. Owner Wallace Towan has been an insurance agent since the 1990s.

License Verified:

License: 0825967

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (59)
Facebook
5.0 / 5 (35)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1901 W Kettleman Ln Ste 101, Lodi, CA 95242

Why choose this provider?

DiBuduo and DeFendis Insurance Agency Inc. is an independent provider of auto insurance and other policies based in Lodi, California. Founded in 1960, it provides personal and commercial insurance throughout the Stockton metro area. The agency represents a wide range of providers, giving it the scope to find various auto insurance policies for its personal clients. Typical coverage includes collision/comprehensive to reimburse the client in the event of damage or theft, and liability to reimburse others injured in an accident.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
4115 Blackhawk Plaza Cir Ste 100, Danville, CA 94506

Why choose this provider?

Founded in 1968, the M3 Monagan Miller McCreary Insurance Agency provides auto insurance coverage for drivers throughout Northern California with offices in Tracy and Danville, California. Insurance advisors work to get clients the protection they need at an affordable cost. Policies vary from basic coverage to coverage to repair or replace cars and trucks destroyed in fires, stolen, damaged in a single-vehicle accident, or by uninsured drivers. The agency also offers home and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (12)
Facebook
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
474 W Grant Line Rd Ste 200C, Tracy, CA 95376

Why choose this provider?

The Insurance Store is a family-owned and operated insurance agency based in Tracy, California, that serves clients throughout the Stockton, California, metro area. Founded in 1973, the agency provides coverage for bodily injury, property damage, and uninsured motorists. Extended coverage options include medical payments and towing reimbursement. Insurance policies are available for commercial vehicles, as well as motorcycles, RVs, and watercraft. The Insurance Store also handles general liability and home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2300 Waterloo Rd, Stockton,, Stockton, CA 95205
  • Motorcyle & ATV

Why choose this provider?

Bañuelos Insurance caters to individuals, families, and businesses within Stockton and the surrounding communities. It provides a wide selection of auto insurance plans from multiple carriers. Its team of professionals also helps clients protect their properties by customizing homeowners' and commercial insurance policies. The agency has partnered with several insurance companies and groups, such as National General, Foremost, Anchor General, Pacific Specialty, Dairyland, and Alliance United. Bañuelos Insurance can accommodate Spanish-speaking clients.

License Verified:

License: 0D31999

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (26)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1341 W. Robinhood Drive, Suite A, Stockton, CA 95207
  • Multiple Carriers

Why choose this provider?

RVA Insurance Agency, Inc. is a family-owned and family-operated company that serves individual and commercial clients throughout Stockton and the neighboring areas. The firm protects drivers and motorists against accidents, liabilities, and uninsured drivers with an auto insurance policy with the right coverage that suits their needs and resources. Its agents can also arrange for additional coverage for situations usually not covered by the insurance, such as paying for legal representation in case of a lawsuit and reimbursement for damages suffered because of vandalism.

License Verified:

License: 0I38028

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 Tully Rd Ste G, Modesto, CA 95350

Why choose this provider?

Founded in 2015, SaveDirect Insurance Agency is based in Modesto, California. The firm provides automobile, recreational vehicle, and motorcycle insurance to clients in its area. Additionally, it also offers commercial auto insurance. With a network of over 100 carriers, SaveDirect Insurance Agency shops for the best policies and rates for its clients. The agency provides SR-22 insurance along with business and homeowners insurance. SaveDirect Insurance Agency emphasizes an attentive approach that seeks to understand clients' exact needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (190)
Facebook
5.0 / 5 (81)
Yelp
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
229 East Weber Avenue, Stockton, CA 95202
  • Motorcyle & ATV
  • Home Insurance
  • Boat Insurance

Why choose this provider?

Kristyn K. Wilson Insurance Services is an insurance agency in Stockton that provides auto insurance services. The company was established in 2008 and has a team of insurance experts that is committed to providing personalized customer service in California and Texas. Kristyn K. Wilson Insurance Services also offers home, commercial, life, and flood insurance, as well as performance, contract, and court bonds. As an independent agency, it also works with several insurance companies, like Allied, Safeco, and Metlife.

License Verified:

License: 0D96639

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (5)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3008 E Hammer Ln, Stockton, CA 95212

Why choose this provider?

Quality General Insurance Services offers auto insurance services to clients in the Stockton, California, metro area. It structures policies featuring liability, bodily injury, collision, and comprehensive coverage for clients seeking to insure cars, motorcycles, recreational vehicles, and watercraft. Services are also available to commercial clients with wide scale needs, and Quality General Insurance Services is willing to work with drivers who are new, young, or hold an international license. Home insurance services are provided as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (37)
Yelp
3.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10330 Twin Cities Road, Galt, CA 95632
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Rachelle Herendeen is an insurance agent from State Farm serving Stockton and nearby areas. She has been with the company since 2014 and helps her clients with auto insurance. It features collision and comprehensive coverage for damages like vandalism, theft, overturning, fires, explosions, hurricanes, or hitting another vehicle or animal. It also has bodily injury liability, which covers another person's lost wages and medical expenses if the insured is at fault. Rachelle's team is bilingual, catering to English and Spanish-speaking clients.

License Verified:

License: 0F77363

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (18)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
825 E Yosemite Ave, Manteca, CA 95336

Why choose this provider?

All Drivers Insurance has been providing auto insurance coverage to clients in Manteca, California, for over 20 years. With 50 insurance carrier options, All Drivers Insurance works to find the right choice for individuals and families during every phase of life. With options for young and experienced drivers, All Drivers Insurance advises clients on the appropriate liability, collision, and comprehensive coverages at a reasonable price. In addition to personal insurance, All Drivers Insurance offers commercial automobile coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is causing the increase in auto insurance rates in Stockton?

    Inflation has led to an increase in auto insurance rates in Stockton. The rising cost of car repairs and prices for used cars have driven up replacement values. Consequently, the car insurance industry's loss ratio is at its highest in 30 years, at 81%. This implies the cost of every premium dollar collected is allocated to expenses and claims at the rate of 81 cents. According to the Department of Insurance, an acceptable loss ratio is 70% or lower.

  • What discounts are available for drivers in Stockton with a good driving record?

    In Stockton, drivers who maintain a clean driving record, accumulating zero or just one point over three years, are eligible for a 20% reduction in their insurance premiums. Furthermore, low-income motorists in Stockton have access to specialized, cost-effective car insurance programs that enable them to procure coverage slightly below the state's mandated minimum, ensuring affordability for individuals facing financial constraints.

  • What are the minimum insurance coverage requirements for drivers in Stockton?

    The minimum insurance coverage requirements for drivers in Stockton encompass bodily harm, with a limit of $15,000 per individual and $30,000 per accident, extending to passengers and designated drivers. Property damage coverage for third-party-owned property, like other vehicles, must be at least $5,000. Uninsured motorist bodily injury coverage mandates $15,000 per person and $30,000 per accident unless explicitly declined in writing.

  • What optional coverages should Stockton drivers consider for vehicle protection?

    Stockton motorists are advised to extend their coverage beyond the basic liability insurance and explore comprehensive and collision insurance options. Theft, fire, and damage from earthquakes or falling debris are all covered by comprehensive insurance. Meanwhile, collision insurance covers the cost of repairs when an automobile collides with another.

  • How can Stockton residents find affordable auto insurance?

    Stockton residents searching for cost-effective auto insurance should explore options diligently, as the area experiences higher-than-average rates compared to other locations in the state. The recommended strategy involves comparing quotes from various insurance carriers. It's crucial to remember that individual variables, such as one's driving history and age, may result in varying rate proposals. Individuals ought to evaluate how their personalized rates correspond to the local averages to arrive at an informed choice.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.