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Best Local Car Insurance Agencies in Stockton

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All Drivers Insurance logo
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All Drivers Insurance

825 E Yosemite Ave, Manteca, CA 95336
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Business Description

All Drivers Insurance has been providing auto insurance coverage to clients in Manteca, California, for over 20 years. With 50 insurance carrier options, All Drivers Insurance works to find the right choice for individuals and families during every phase of life. With options for young and experienced drivers, All Drivers Insurance advises clients on the appropriate liability, collision, and comprehensive coverages at a reasonable price. In addition to personal insurance, All Drivers Insurance offers commercial automobile coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bañuelos Insurance logo
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License Verified:

License: 0D31999

California Department of Insurance

Bañuelos Insurance

2300 Waterloo Rd, Stockton,, Stockton, CA 95205
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  • Motorcyle & ATV

Business Description

Bañuelos Insurance caters to individuals, families, and businesses within Stockton and the surrounding communities. It provides a wide selection of auto insurance plans from multiple carriers. Its team of professionals also helps clients protect their properties by customizing homeowners' and commercial insurance policies. The agency has partnered with several insurance companies and groups, such as National General, Foremost, Anchor General, Pacific Specialty, Dairyland, and Alliance United. Bañuelos Insurance can accommodate Spanish-speaking clients.

License Verified:

License: 0D31999

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (23)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Basi Insurance Services Inc logo
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Basi Insurance Services Inc

1000 W Center St, Manteca, CA 95337
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Business Description

Basi Insurance Services Inc, based in Manteca, California, is a local insurance company that's been serving clients throughout the Central Valley and the Stockton metro area for over 30 years. The company's standard insurance policies cover all basic necessities: comprehensive and collision coverage, liability, property damage, and medical payments. Aside from the essentials, agents offer additional protection options, such as rental reimbursement and roadside assistance. Basi Insurance also provides insurance plans for commercial and agricultural clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (48)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Berbower Insurance Agency logo
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License Verified:

License: 0D44529

California Department of Insurance

Berbower Insurance Agency

6333 Pacific Ave, Suite 110, Stockton, CA 95207
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Berbower Insurance Agency provides its services to individuals and families in Stockton and the surrounding areas. It helps compare auto insurance policies from various carriers, protecting clients from financial loss during car accidents. Its plans include coverage for property damage, medical expenses, personal liability, uninsured and underinsured motorists, and collisions. The agency offers other products, like homeowners', contractors', and business insurance. Berbower Insurance Agency has been serving clients since 2001, working with companies like Safeco Insurance, Travelers, and The Hartford.

License Verified:

License: 0D44529

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (15)
Facebook
4.3 / 5 (12)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
bigvalleyinsurance.com logo
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bigvalleyinsurance.com

310 S Crescent Ave Ste A, Lodi, CA 95240
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Business Description

Big Valley Insurance Agency Inc. serves drivers in Lodi, California and throughout the Stockton area. Agents provide service in English or Spanish and help customers to design an auto insurance policy that suits their needs and budget. Auto insurance plans meet California's state regulations and customers can choose to include options such as roadside assistance and additional expenses coverage. In addition to auto insurance, Big Valley Insurance Agency Inc. offers home, life, business, and farm insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bridge Bay Insurance logo
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License Verified:

License: 0825967

California Department of Insurance

Bridge Bay Insurance

4600 N Pershing Ave # A, Stockton, CA 95207
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  • Motorcyle & ATV

Business Description

Bridge Bay Insurance is a local family-owned and family-operated business that has been delivering auto insurance services to individuals and families in Stockton for more than 15 years. It offers insurance products that cover cars, recreational vehicles, boats, and motorcycles. Its agents assist clients in comparing auto insurance plans available in the market. They also provide homeowners' and renters' insurance products. Owner Wallace Towan has been an insurance agent since the 1990s.

License Verified:

License: 0825967

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (52)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Contigo Insurance logo
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License Verified:

License: 0M13003

California Department of Insurance

Contigo Insurance

969 Waterloo Rd, Stockton, CA 95205
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  • Motorcyle & ATV

Business Description

Contigo Insurance serves clients in the Stockton metro, providing them with the protection they need for their cars, homes, businesses, motorcycles, boats, and RVs. It offers different auto insurance coverage, such as property damage liability, bodily injury liability, and uninsured motorist coverage. The agency also helps clients with their DMV transactions, such as registration renewals, plate replacements, title transfers, out-of-state transfers, release of liability, and instant stickers. Its staff caters to English and Spanish-speaking clients.

License Verified:

License: 0M13003

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DiBuduo and DeFendis Insurance Agency, Inc logo
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DiBuduo and DeFendis Insurance Agency, Inc

1901 W Kettleman Ln Ste 101, Lodi, CA 95242
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Business Description

DiBuduo and DeFendis Insurance Agency Inc. is an independent provider of auto insurance and other policies based in Lodi, California. Founded in 1960, it provides personal and commercial insurance throughout the Stockton metro area. The agency represents a wide range of providers, giving it the scope to find various auto insurance policies for its personal clients. Typical coverage includes collision/comprehensive to reimburse the client in the event of damage or theft, and liability to reimburse others injured in an accident.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
kkwins.com logo
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License Verified:

License: 0D96639

California Department Of Insurance

kkwins.com

229 East Weber Avenue, Stockton, CA 95202
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  • Motorcyle & ATV
  • Home Insurance
  • Boat Insurance

Business Description

Kristyn K. Wilson Insurance Services is an insurance agency in Stockton that provides auto insurance services. The company was established in 2008 and has a team of insurance experts that is committed to providing personalized customer service in California and Texas. Kristyn K. Wilson Insurance Services also offers home, commercial, life, and flood insurance, as well as performance, contract, and court bonds. As an independent agency, it also works with several insurance companies, like Allied, Safeco, and Metlife.

License Verified:

License: 0D96639

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kristyn K Wilson Ins. Services logo
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License Verified:

License: 0D96639

California Department of Insurance

Kristyn K Wilson Ins. Services

229 E Weber Ave Ste 104, Stockton, CA 95202
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Business Description

Kristyn K Wilson Ins. Services handles the risk management needs of Stockton residents. Agent Kristyn K Wilson and her team, who are affiliated with Safeco Insurance, assist policy buyers in acquiring protection plans for themselves, their families, and their vehicles. The agency also guides clients in choosing from various add-on options and customizing plans for different vehicles, such as motorcycles, RVs, and watercraft. Wilson, like the rest of Safeco's agents, supports local communities through Independent Agent Giving.

License Verified:

License: 0D96639

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leavitt United Insurance Services logo
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Leavitt United Insurance Services

301 S Ham Ln Ste F, Lodi, CA 95242
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Business Description

Since 1952, Leavitt United Insurance Services has grown to a large team of agents in over a hundred offices and a dozen of states providing customized insurance solutions to clients throughout the Stockton metro area. The agency's auto insurance policies include coverages such as medical, property damage, liability, and comprehensive. As an independent agency, Leavitt United Insurance Services can insure all types of cars, trucks, and motorcycles through its partnerships with other national insurers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
M3 Monagan Miller McCreary Insurance Agency logo
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M3 Monagan Miller McCreary Insurance Agency

4115 Blackhawk Plaza Cir Ste 100, Danville, CA 94506
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Business Description

Founded in 1968, the M3 Monagan Miller McCreary Insurance Agency provides auto insurance coverage for drivers throughout Northern California with offices in Tracy and Danville, California. Insurance advisors work to get clients the protection they need at an affordable cost. Policies vary from basic coverage to coverage to repair or replace cars and trucks destroyed in fires, stolen, damaged in a single-vehicle accident, or by uninsured drivers. The agency also offers home and business insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (12)
Facebook
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Protection Providers Insurance Agency logo
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Protection Providers Insurance Agency

304 West Harding Way, Stockton, CA 95204
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  • Home & Auto Insurance
  • Home Insurance

Business Description

Protection Providers Insurance Agency offers a broad range of insurance products, including car insurance, to individuals, families, and businesses in Stockton. Established in 1990, it employs professional insurance associates who can design protection plans specific to the needs, requirements, and preferences of vehicle owners. They work with several carriers to source a selection of quotes to present to clients. In addition to standard auto, Protection Providers Insurance Agency also provides commercial auto, home, and business coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quality General Insurance Services logo
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Quality General Insurance Services

3008 E Hammer Ln, Stockton, CA 95212
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Business Description

Quality General Insurance Services offers auto insurance services to clients in the Stockton, California, metro area. It structures policies featuring liability, bodily injury, collision, and comprehensive coverage for clients seeking to insure cars, motorcycles, recreational vehicles, and watercraft. Services are also available to commercial clients with wide scale needs, and Quality General Insurance Services is willing to work with drivers who are new, young, or hold an international license. Home insurance services are provided as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (36)
Yelp
3.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quality General Insurance Services logo
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License Verified:

License: 0F41711

California Department Of Insurance

Quality General Insurance Services

3008 East Hammer Lane, Stockton, CA 95212
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  • Home & Auto Insurance
  • Home Insurance

Business Description

Quality General Insurance Services is a full-service insurance broker serving individuals, families, and businesses in Stockton. Specializing in various lines of insurance products, it has professional agents who can help vehicle owners secure car insurance policies sourced from multiple carriers. Among the factors they consider when shopping for quotes are the clients’ needs, backgrounds, and expectations. In addition to standard auto, Quality General Insurance Services also insures motorcycles and a variety of recreational vehicles, including boats.

License Verified:

License: 0F41711

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rachelle Herendeen logo
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License Verified:

License: 0F77363

California Department Of Insurance

Rachelle Herendeen

10330 Twin Cities Road, Galt, CA 95632
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  • Boats
  • Motorcyle & ATV

Business Description

Rachelle Herendeen is an insurance agent from State Farm serving Stockton and nearby areas. She has been with the company since 2014 and helps her clients with auto insurance. It features collision and comprehensive coverage for damages like vandalism, theft, overturning, fires, explosions, hurricanes, or hitting another vehicle or animal. It also has bodily injury liability, which covers another person's lost wages and medical expenses if the insured is at fault. Rachelle's team is bilingual, catering to English and Spanish-speaking clients.

License Verified:

License: 0F77363

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (18)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RVA Insurance Agency, Inc. logo
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License Verified:

License: 0I38028

California Department of Insurance

RVA Insurance Agency, Inc.

1341 W. Robinhood Drive, Suite A, Stockton, CA 95207
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  • Multiple Carriers

Business Description

RVA Insurance Agency, Inc. is a family-owned and family-operated company that serves individual and commercial clients throughout Stockton and the neighboring areas. The firm protects drivers and motorists against accidents, liabilities, and uninsured drivers with an auto insurance policy with the right coverage that suits their needs and resources. Its agents can also arrange for additional coverage for situations usually not covered by the insurance, such as paying for legal representation in case of a lawsuit and reimbursement for damages suffered because of vandalism.

License Verified:

License: 0I38028

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SaveDirect Insurance Agency logo
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SaveDirect Insurance Agency

1800 Tully Rd Ste G, Modesto, CA 95350
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Business Description

Founded in 2015, SaveDirect Insurance Agency is based in Modesto, California. The firm provides automobile, recreational vehicle, and motorcycle insurance to clients in its area. Additionally, it also offers commercial auto insurance. With a network of over 100 carriers, SaveDirect Insurance Agency shops for the best policies and rates for its clients. The agency provides SR-22 insurance along with business and homeowners insurance. SaveDirect Insurance Agency emphasizes an attentive approach that seeks to understand clients' exact needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (190)
Facebook
5.0 / 5 (81)
Yelp
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Store logo
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The Insurance Store

474 W Grant Line Rd Ste 200C, Tracy, CA 95376
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Business Description

The Insurance Store is a family-owned and operated insurance agency based in Tracy, California, that serves clients throughout the Stockton, California, metro area. Founded in 1973, the agency provides coverage for bodily injury, property damage, and uninsured motorists. Extended coverage options include medical payments and towing reimbursement. Insurance policies are available for commercial vehicles, as well as motorcycles, RVs, and watercraft. The Insurance Store also handles general liability and home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (197)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Yeye's Auto Insurance & Tax Agency logo
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License Verified:

License: 0M98196

California Department Of Insurance

Yeye's Auto Insurance & Tax Agency

1108 Waterloo Road, Stockton, CA 95205
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  • Multiple Carriers

Business Description

Yeye's Auto Insurance & Tax Agency is an insurance provider answering the car insurance needs of vehicle owners in Stockton. The company has access to multiple financially sound carriers, which allows them to help motorists obtain protection plans tailored to their individual needs, expectations, and priorities. It provides coverage for preferred or non-preferred clientele, as well as those without driver’s licenses, drivers with DUIs, accident records, and tickets. Its bilingual agents can also offer services in Spanish.

License Verified:

License: 0M98196

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (22)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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