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Best Local Car Insurance Agencies in Torrance

2024

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Providers

Last updated:

Website
2356 Torrance Boulevard, Torrance, CA 90501
  • Bundling Option

Why choose this provider?

Post Insurance Services, Inc., offers auto insurance to residents in Torrance. Its agents create insurance policies for car owners that include medical, liability, and property coverage, which compensates for losses in the event that the policyholder's vehicle is stolen or damaged. They have access to policies from more than 50 insurance carriers. In business since 1954, the company started as a one-man agency that developed to become a large team selling personal and business insurance products.

License Verified:

License: 0551220

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (33)
Yelp
4.5 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3868 West Carson Street, Torrance, CA 90503
  • Multiple Carriers

Why choose this provider?

Started in 1996 and located in the city of Torrance in South Bay, Scherer & McMullen Insurance Agency, LLC has pledged to provide the best insurance plans for its clients at the lowest possible price. It offers various insurance products like auto, flood, home, condo, health, life, and renters coverage. The insurance agency has professional insurance agents that will work one on one with clients to make sure that they get an insurance plan that is specific to their needs.

License Verified:

License: 0D28710

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21707 Hawthorne Boulevard, Torrance, CA 90503
  • Motorcyle & ATV

Why choose this provider?

QIS Insurance Services LLC is a full-service and multi-line insurance management company that serves the Torrance metro area and nearby localities. The firm assists individuals, families, and commercial customers in finding the right auto insurance policy that best fits their situation and resources. Its independent insurance agents work with more than 20 providers that can offer a variety of coverage options, including bodily injury liability, property damage liability, medical payments, comprehensive, collision, as well as uninsured motorist protection. The company takes pride in its quality products and superior customer service.

License Verified:

License: 0F30776

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.0 / 5 (4)
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
21150 Hawthorne Boulevard, Torrance, CA 90503
  • Multiple Carriers

Why choose this provider?

CarryMe Insurance Services is an insurance agency in Torrance that offers auto insurance products and services to individuals, families, and businesses. The company can accommodate drivers regardless of the state of their driving records. It also helps young drivers and elderly clients in finding the right coverage. Its insurance plans—which may include comprehensive and collision coverage—can protect policyholders against damage and financial losses following an accident. Its team of agents aims for the immediate processing of clients' insurance policies.

License Verified:

License: 0H08199

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2340 Plaza del Amo, Torrance, CA 90501
  • Multiple Carriers

Why choose this provider?

For the past three decades, MCD Insurance Agency has been helping individuals, families, and businesses in Torrance and surrounding areas fulfill their insurance needs. Established in 1987, the independent insurance company assists car owners, motorists, and commercial operators to protect themselves and their vehicles against unwanted losses with a car insurance policy. Its agents specialize in auto insurance policies for family drivers, teenage drivers, and high-risk drivers. They also help customers throughout the application process as well as in filing for claims. Other offerings include motorhome, motorcycle, scooter, boat, and jet ski insurance.

License Verified:

License: 0D80801

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How can residents of Torrance minimize the cost of their car insurance?

    Torrance residents can reduce car insurance costs by assessing their needs and what they can afford for their coverage. They can also adjust how much they pay when they have a claim (called a deductible) and how much protection they have to find the right balance between safety and cost. Cars that are safer and cheaper to fix usually have lower insurance costs.

  • Which vehicle types are the most affordable to insure in Torrance?

    Vehicles that are affordable to insure in Torrance include cars, trucks, and vans, averaging around $57 per month. These vehicles are considered less risky to insure due to their usage patterns and lower likelihood of accidents. On the other hand, sport-utility vehicle owners face slightly higher monthly premiums, paying approximately $62 for their insurance coverage.

  • How much can a DUI violation in Torrance potentially increase a motorist’s insurance rate?

    A DUI violation in Torrance can lead to a potential insurance rate hike of up to 22%. Car insurance premiums for motorists with DUI convictions vary across different insurance providers. Local laws also determine the impact of DUI on rates. Following a DUI, drivers can compare rates from several carriers to secure more affordable solutions.

  • What additional coverage will Torrance drivers who lease or finance new vehicles be required to purchase?

    Torrance drivers who leased or financed their new vehicles must obtain additional insurance coverage, including uninsured or underinsured motorist coverage. It protects policyholders involved in accidents with inadequately insured drivers. Motorists must also consider collision coverage, which aids in covering vehicle damages resulting from accidents, regardless of fault. Conversely, comprehensive coverage protects against non-collision incidents like theft, vandalism, or damage caused by natural disasters.

  • Do Torrance residents who own an older car with a low current market value need auto insurance?

    Yes. Car insurance serves several purposes beyond just covering the cost of repairing or replacing a vehicle. There is a possibility that the expense of repairing an older vehicle can surpass its market value. In such situations, Torrance insurers should declare the total loss and compensate policyholders with a payment equal to the car's market value minus the deductible. Consequently, owners of older cars opt not to purchase physical damage coverage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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