Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Stockton

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Stockton Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5394Reviewed

3239Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5250 Claremont Avenue, Stockton, CA 95207
WebsiteLicense: 0B87858

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Cheryl Bentley is an independent health insurance agent serving clients in Stockton and the surrounding areas. She has been serving the community since 1984, guiding clients with their insurance and financial needs. Bentley offers a wide range of products, including health, life, home, auto, and business insurance policies. She provides banking services as well. Additionally, Bentley and her team carry over 50 years of combined industry experience. One of her staff, Angelica Ruiz, can communicate in Spanish.

  • Life Insurance

7337 Pacific Avenue, Stockton, CA 95207
WebsiteLicense: 0552394

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (3)

Why choose this provider?

Mark Twain Insurance Services is a locally owned and operated insurance agency that serves individuals and businesses in Stockton. It provides several health care packages that include individual and family health insurance, dental and vision coverage, supplemental insurance, and disability insurance. The agency also offers other types of insurance products, such as car, home, flood, and identity theft insurance. To offer a wide range of insurance coverage options for clients, it has formed partnerships with several insurance companies, including Aegis, Aetna, and AIG.

  • Individual Plans
  • Life Insurance

3792 Bridlewood Circle, Stockton, CA 95219
WebsiteLicense: 0605494

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Jeff Bergman - River Valley Insurance Services is an insurance firm in Stockton. Jeff Bergman, who has three decades of experience up his sleeves in property and casualty insurance, leads the company. It offers auto insurance, home insurance, life insurance, health insurance, and business insurance that meet the budget specifications of clients. The agents from this firm also carry insurance for boats, earthquakes, renters, mobile homes, farms and ranches, and SR22.

  • Individual Plans
  • Group Plans
  • Life Insurance

7337 Pacific Avenue, Stockton, CA 95207
WebsiteLicense: 0552394

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Sanguinetti & Co. Insurance Brokers is a locally owned and operated insurance agency that caters to clients in Stockton and the surrounding communities. It offers fee-for-service and managed care health insurance policies, including surgical, medical, dental, and prescription drug coverages. Its team of agents also handles short- and long-term disability insurance that can be supplemented with return or waiver of premium provisions. In addition, the agency provides surety bonds, farm insurance plans, and business insurance programs.

  • Individual Plans
  • Group Plans

1743 Grand Canal Boulevard, Stockton, CA 95207
WebsiteLicense: 0F95119

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
5.0 (25)
Yelp
5.0 (1)

Why choose this provider?

Raj Insurance is a local and independent insurance agency that has been protecting its clients' health with its comprehensive health coverage programs since 2003. This firm serves clients in Stockton and the surrounding cities. It also has other types of products, such as life, business, property, and vehicle insurance policies. Owner Manjinder “MJ” Jhamat has been in the industry since 2002. He has gained knowledge and experience by working with various insurance companies before forming his own.

  • Individual Plans
  • Life Insurance

3415 Brookside Road, Stockton, CA 95219
WebsiteLicense: 0G78239

Expertise.com Rating

Review Sources

Facebook
3.0 (5)
Google
5.0 (4)

Why choose this provider?

Dohrmann Insurance is a Stockton-based insurance agency providing for the insurance needs of individuals and businesses. It offers health insurance products such as individual health insurance, income replacement insurance, cancer insurance, and accident insurance. It also offers Blue Cross and Blue Shield products as well as Medicare products. Greg Dohrmann, the company CEO, joined the agency in 2003. He has more than 15 years of experience working in the risk management industry. Dohrmann Insurance is staffed with over 23 insurance professionals.

  • Individual Plans
  • Life Insurance

1024 West Robinhood Drive, Stockton, CA 95207
WebsiteLicense: 0613344

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Sachs Insurance Services delivers health coverage plans to individuals, families, and employer groups in Stockton. It provides an array of products such as traditional health insurance, dental and vision plans, life insurance, and policies for seniors. The company also offers other services including health and wellness programs, consulting, employee communications, and administrative services. Sachs Insurance Services has worked with hundreds of clients. It has more than 35 years of professional experience in the employee benefits industry.

  • Individual Plans
  • Group Plans

2522 Grand Canal Boulevard, Stockton, CA 95207
WebsiteLicense: 0700055

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
3.0 (3)

Why choose this provider?

Bertilacchi Insurance Agency offers its services to residents of Stockton and the surrounding areas. It provides health insurance solutions, including individual health, group health, dental and vision, and Medicare. The company also offers auto, home, and life insurance policies. Commercial clients can take advantage of available business insurance policies such as property insurance, business owner's policy (BOP), employment practices liability insurance (EPLI), and workers' compensation. Bertilacchi Insurance Agency is partnered with several carriers like Anthem Blue Cross, Mercury Insurance, and Kaiser Permanente.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is health insurance necessary in Stockton?

    Getting health insurance in Stockton is necessary for you and your family, ensuring you're not burdened with the entire medical cost in case of an accident or illness. Purchasing health insurance, even a high-deductible plan like bronze, transfers some financial responsibility for medical expenses to the insurer, potentially lowering your annual out-of-pocket costs.

  • Is it possible for a health insurance company to cancel your individual health insurance policy in Stockton?

    An insurance company in Stockton can only cancel your health insurance policy if you don't pay the premium within the 30-day grace period. If you miss premium payments, your coverage is canceled and can only be reinstated during the next open enrollment unless special enrollment conditions are met. If you fail to submit the required documentation within 90 days for a marketplace plan, your plan won't be canceled, but you will lose subsidy eligibility.

  • What are the key components of your out-of-pocket health insurance expenses in Stockton?

    The key cost components of your out-of-pocket health insurance expenses in Stockton include the following:

    • The monthly payment to the insurance company or premium
    • Copays which involve a set fee and coinsurance which is a percentage of the expenses
    • A fixed sum or deductible you're responsible for before your insurance company contributes.
  • Is it possible to secure health insurance in Stockton even if you smoke or have pre-existing conditions?

    Unlike many other states, California doesn't permit health insurance companies to charge higher premiums for tobacco users or individuals with pre-existing conditions. This means that if you're a resident of Stockton who uses tobacco products, like cigarettes or cigars, your health insurance premiums won't be affected.

  • What private health insurance options are offered in Stockton?

    Private health insurance options in Stockton include the following:

    • PPO plans allow direct access to specialists without a primary care physician referral.
    • HMO plans that limit care to a designated network and require a primary care physician and specialist referrals.
    • POS plans blend HMO and PPO features, offering an approved network of hospitals and doctors.
  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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