Best Mortgage Refinance Companies in Stockton

Central Valley Mortgage Group is a mortgage refinance company that provides services to clients in Stockton and its surrounding areas. The business guides individuals in choosing the right mortgage loans with the best interest rates. Its team is well-versed in handling various types of loans such as USDA, FHA, VA, and 15-year or 30-year fixed mortgage. This full-service firm offers helpful tools on the company's website for comparative purposes including the refinance rate checker and home purchase qualifier.

Elite Financial Lending caters to clients in the Stockton area. Its team serves property owners who want to get lower interest rates and smaller monthly payments by refinancing their mortgages. It also consolidates multiple property loans for easier repayments. In addition, the firm helps buyers in securing a new conventional or FHA mortgage, as well as clients who are at least 62 years old obtain reverse mortgages. Elite Financial Lending has more than 30 years of industry experience.

GEM Mortgage serves clients in Stockton and the surrounding areas. The full-service firm offers mortgage refinancing options to customers who want to lower their monthly mortgage payments and interest rates. Its mortgage specialists offers assistance to clients who own single-family residences, multi-family units, townhouses, condos, and high-rise residential properties. The team also offers standard mortgage loans such as fixed-rate, ARM, FHA, conventional, VA, and jumbo. The company has been in the mortgage industry for 30 years.

Established in 2006, Home Ownership Made Easy serves property investors, sellers, and buyers throughout the Stockton area. The firm offers various first-time homebuyer options, such as down payment assistance, FHA, and conventional financing. It provides other lending products, including reverse mortgage, jumbo, VA, USDA, and investment property loans. Mortgage broker Don Burns is also a loan officer who has been working in the industry since 2000. He performs mortgage analysis, loan advice, and credit counseling. Home Ownership Made Easy handles 24/7 underwriting services.

Investment Mortgage is a company that caters to property seekers and owners in Stockton. It offers mortgage refinancing which covers different types of real estate, including townhouses, manufactured homes, and condominiums, as well as single- or multi-family buildings. The company's loan officers deal with a variety of mortgage loan programs, such as VA Loan for military veterans, USDA Loan for homeowners living in suburban or rural areas, and Jumbo Loan for owners of properties with a loan of over $540,000.

Joshua Dobson is a mortgage refinancing professional that serves clients in the Stockton metro and its neighboring communities. His team has more than 48 years of combined experience in assisting clients throughout any home refinancing process, from comparing mortgage interest rates to selecting new loan types. He also provides other loan options, such as USDA, VA, 203K, and FHA loans. Joshua is currently affiliated with Change Home Mortgage, a CDFI-certified company working with Freddie Mac, Fannie Mae, and Ginnie Mae.

Majestic Mortgage Services, Inc. works with clients in the Stockton area. The company helps property owners with refinancing their loans for smaller monthly payments and lower interest rates. It also assists in consolidating multiple mortgages for people who are reorganizing their finances. First-time and veteran buyers are accommodated to get pre-approval for new conventional, jumbo, FHA, or VA loans. In addition, Majestic Mortgage Services offers adjustable-rate mortgages where interest rates are recalculated annually, depending on market values.

Mark Kinder works with Canopy Mortgage in the Stockton metro to assist clients who are looking to buy a home or refinance a mortgage. He and his team help clients find the right mortgage program and qualify for low mortgage rates. He works with various kinds of buyers, from first-time home buyers to move-up, second-home, and investment buyers. Kinder also helps homeowners save money with reduced interest rates or be able to take out some cash for different reasons.

Mission San Jose Mortgage Inc. is a mortgage refinancing company serving clients in the Stockton area. It offers conventional loan programs such as conforming, home path, and agency jumbo loans, in addition to USDA, FHA, and VA loans in its government home loans programs. The company provides personalized services by working around client schedules and addresses questions and concerns thoroughly and professionally. Its founder Omar Khamisa has overseen multiple mortgage loan transactions since 2001.

Mortgage Market Inc. is a mortgage refinance company that services homeowners in the Stockton area. The firm refinances adjustable-rate, fixed-rate, and initial-fixed rate loans for terms ranging from three to 30 years. Its loan officers assist clients with their mortgage refinancing process that determines their refinancing options based on their loan conditions. They also ensure that proper documentation and verification are employed. Additionally, Mortgage Market offers services to homeowners seeking to leverage their home's equity.

Nicholas Financial Declarations, LLC, has been providing mortgage solutions for clients in Stockton and its neighboring areas since 2019. Its staff offers refinancing and purchase options for first-time homebuyers and property owners who wish to lower their monthly payments and interest rates. Through its partnership with wholesale lending channels such as Sterns, Rocket Pro, and UWM, it strives to meet demands for residential loans in the region's current market. It has different mortgage options involving manufacturing, median income, and bank statement-only loans.

Platinum Home Mortgage is a mortgage refinancing firm in Stockton that has been helping clients choose the best mortgage options and home loan programs since 1993. The firm guides clients in the complex process of acquiring new mortgages and changing existing mortgage terms. It helps clients reduce their interest rates, monthly payments, and mortgage terms. Some of its loan programs include government loans such as VA Streamline and FHA 203K. Platinum Home Mortage's employees receive continuous training to keep up with industry standards.

ReeseSquared Mortgage caters to Stockton residents, providing them with a wide selection of mortgage options and refinancing services. These options range from adjustable and fixed-rate mortgages to government lending options like VA Lending and FHA loans. Its mortgage refinancing process starts with clients filing an online refinance analysis request. Afterward, they receive options tailored to their criteria and circumstances, and the company's staff assists them in comparing the available options. ReeseSquared Mortgage is expert n Reverse Mortgages along with having special certifications in working with divorcing homeowners. Liz Reese, one of its mortgage brokers, has over 18 years of industry experience.

Scenic Oaks Funding is a mortgage banker that serves home buyers and sellers in the Stockton metro and the rest of Central California. For more than 20 years, the firm has been providing a wide selection of lending products for purchase, such as VA, 30-year fixed rate mortgage, FHA, investment property loans, USDA, and a conventional mortgage. Its team of loan officers handles various properties, including vacation houses, rental homes, and investment properties. They also assist customers throughout the process of home refinancing.

Stockton Mortgage Real Estate Loan Servicing Corporation aids borrowers in acquiring the optimum mortgage for single- and multi-family residences, condos, and apartments. Its private home loan plan, which accommodates self-employed individuals and retirees, is available for construction finance and has refinancing and term options. It also carries loan products that support the development of large-acreage estates, agricultural properties, open lots, and commercial spaces. The company has been financing real estate ventures in Stockton and the surrounding communities for 40 years.

Tri-Valley Lending of Stockton serves homebuyers and homeowners in the metro. The company offers a wide range of loan products for different situations, including USDA, FHA, VA, conventional, home equity, and reverse mortgage loans. Its loan officer helps homeowners find loans to refinance their mortgage or have the cash to invest in another property. The company provides clients with interactive calculators and investment tools so they can easily compare their product options. It also has loans for purchasing condominiums, townhouses, and manufactured homes.

Union Strong Homeowners delivers loan and financing options to customers in Stockton. The firm is partnered with multiple banks nationwide to broker loans for prospective property purchasers. It also refinances existing debts to obtain less burdensome arrangements with creditors. Union Strong Homeowners was founded by Donell Snyder who has a background in supporting organized labor. Her clientele includes military service personnel and members of workers' unions like the Laborers International Union of North America and United Steelworkers.

Zoom Loans is a business that caters to the mortgage refinancing needs of customers in Stockton and its neighboring communities. It guides clients through the process of buying and refinancing homes at lower rates. It helps buyers select, apply for, and compare home loans and assists in lowering monthly mortgage payments and loan interests. It offers cash-out refinancing. Zoom Loans has been helping hundreds of clients for many years acquire veterans, military, hard-to-do, and jumbo loans.