Best Mortgage Refinance Companies in Stockton

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Stockton Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 158 98 9

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Fremont Bank

Fremont Bank provides mortgage refinancing to homeowners in the Stockton area. The company refinances adjustable and fixed-rate mortgages for clients seeking to reduce the term of their loan or access their home's equity. For single-family homes, vacation homes, and investment properties, it offers the Smart Rate Refinance program, which secures the lowest interest rates the bank has available. Additionally, Fremont Bank provides refinancing on home equity lines of credit. The company also services new construction home loans.

200 Sand Creek Rd,Suite-F ,
Brentwood, CA 94513


Pacific Funding Group

  • Reverse Mortgages
  • New Construction

Pacific Funding Group is a mortgage refinance company in Stockton. The firm offers refinancing for VA, FHA, and conventional mortgages. Its loan officers assist clients with refinancing their mortgages through the Home Affordable Refinance Program 2.0 for homes that have experienced significant devaluation. The company also refinances jumbo loans. Additionally, Pacific Funding Group refinances its in-house mortgages, including loans in its Mortgage 4 Frontlines programs, which offer loans to military personnel and first responders.

343 E Main St Ste 904
Stockton, CA 95202


Allied Realty Financial

  • Multi-Family Loans

Allied Realty Financial is a mortgage refinance company that has been operating in Stockton and surrounding areas. The company uses its 25 years of experience in the industry to determine which options are available to homeowners and homebuyers. It refinances loans in programs that include FHA, VA, jumbo, and conventional loans. These are available for purchases of single-family homes, multi-family houses, townhouses, and condominiums. Allied Realty Financial also sells real estate and new construction homes.

Quail Lakes Plaza
Stockton, CA 95207



Stearns provides home mortgage refinance in Stockton to homeowners. The company assists clients refinancing their mortgage to lower their monthly payment, reduce their interest rate, or reduce the term of their loan. It refinances qualified loans through the FHA Streamline, VA Streamline, VA Cash Out programs. The firm also refinances mortgages with FHA 203(k) loans. Additionally, Stearns refinances jumbo loans for clients seeking to access cash for home renovations or tap into their home's equity.

4643 Quail Lakes Dr, Suite 100 & 200
Stockton, CA 95207