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Best Mortgage Refinance Companies in Stockton
2021

We scored 159 Mortgage Refinance Companies in Stockton, CA and Picked the Top 10

Here are the Picks:

Allied Realty Financial

Central Valley Mortgage Group

Fremont Bank

Golden State Mortgage, Inc.

Mission San Jose Mortgage Inc.

Mortgage Market, Inc.

Pacific Funding Group

Platinum Home Mortgage - Stockton

Stearns

Welcome Home Funding

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Stockton Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 159 99 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Allied Realty Financial

  • Multi-Family Loans

Allied Realty Financial is a mortgage refinance company that has been operating in Stockton and surrounding areas. The company uses its 25 years of experience in the industry to determine which options are available to homeowners and homebuyers. It refinances loans in programs that include FHA, VA, jumbo, and conventional loans. These are available for purchases of single-family homes, multi-family houses, townhouses, and condominiums. Allied Realty Financial also sells real estate and new construction homes.

Click to Call

Quail Lakes Plaza
Stockton, CA 95207

Website

(888) 719-7774 Website

Central Valley Mortgage Group

  • Multi-Family Loans
  • New Construction

Central Valley Mortgage Group is a mortgage refinance company that provides services to clients in Stockton and its surrounding areas. The business guides individuals in choosing the right mortgage loans with the best interest rates. Its team is well-versed in handling various types of loans such as USDA, FHA, VA, and 15-year or 30-year fixed mortgage. This full-service firm offers helpful tools on the company's website for comparative purposes including the refinance rate checker and home purchase qualifier.

Click to Call

5713 North Pershing Avenue
Stockton, CA 95207

Website Instagram

(209) 800-7906 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

90 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Fremont Bank

Fremont Bank provides mortgage refinancing to homeowners in the Stockton area. The company refinances adjustable and fixed-rate mortgages for clients seeking to reduce the term of their loan or access their home's equity. For single-family homes, vacation homes, and investment properties, it offers the Smart Rate Refinance program, which secures the lowest interest rates the bank has available. Additionally, Fremont Bank provides refinancing on home equity lines of credit. The company also services new construction home loans.

Click to Call

200 Sand Creek Rd,Suite-F ,
Brentwood, CA 94513

Website

(800) 359-2265 Website

Golden State Mortgage, Inc.

  • New Construction

Golden State Mortgage Inc. is a veteran-owned company that provides mortgage refinancing for homeowners in the Stockton area. The firm refinances VA, FHA, USDA, and non-traditional loans, such as loans part of the Second Chance Mortgage program. Its also refinances conventional Fannie Mae/Freddie Mac home loans. Additionally, Golden State Mortgage assists eligible clients who have previously filed for foreclosure or bankruptcy refinance their home through the FHA and VA loan programs.

Click to Call

601 West Kettleman Lane
Lodi, CA 95240

Website

(916) 716-6100 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Mission San Jose Mortgage Inc.

  • Reverse Mortgages

Mission San Jose Mortgage Inc. is a mortgage refinancing company serving clients in the Stockton area. It offers conventional loan programs such as conforming, home path, and agency jumbo loans, in addition to USDA, FHA, and VA loans in its government home loans programs. The company provides personalized services by working around client schedules and addresses questions and concerns thoroughly and professionally. Its founder Omar Khamisa has overseen multiple mortgage loan transactions since 2001.

Click to Call

2111 West March Lane
Stockton, CA 95207

Website

(209) 651-2000 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

99 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Mortgage Market, Inc.

  • Reverse Mortgages

Mortgage Market Inc. is a mortgage refinance company that services homeowners in the Stockton area. The firm refinances adjustable-rate, fixed-rate, and initial-fixed rate loans for terms ranging from three to 30 years. Its loan officers assist clients with their mortgage refinancing process that determines their refinancing options based on their loan conditions. They also ensure that proper documentation and verification are employed. Additionally, Mortgage Market offers services to homeowners seeking to leverage their home's equity.

Click to Call

1501 Discovery Bay Boulevard
Discovery Bay, CA 94505

Website

(925) 634-6464 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Pacific Funding Group

  • Reverse Mortgages
  • New Construction

Pacific Funding Group is a mortgage refinance company in Stockton. The firm offers refinancing for VA, FHA, and conventional mortgages. Its loan officers assist clients with refinancing their mortgages through the Home Affordable Refinance Program 2.0 for homes that have experienced significant devaluation. The company also refinances jumbo loans. Additionally, Pacific Funding Group refinances its in-house mortgages, including loans in its Mortgage 4 Frontlines programs, which offer loans to military personnel and first responders.

Click to Call

343 E Main St Ste 904
Stockton, CA 95202

Website

(925) 634-6700 Website

Platinum Home Mortgage - Stockton

  • New Construction

Platinum Home Mortgage is a mortgage refinancing firm in Stockton that has been helping clients choose the best mortgage options and home loan programs since 1993. The firm guides clients in the complex process of acquiring new mortgages and changing existing mortgage terms. It helps clients reduce their interest rates, monthly payments, and mortgage terms. Some of its loan programs include government loans such as VA Streamline and FHA 203K. Platinum Home Mortage's employees receive continuous training to keep up with industry standards.

Click to Call

1776 West March Lane
Stockton, CA 95207

Website Instagram

(209) 762-1780 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Stearns

Stearns provides home mortgage refinance in Stockton to homeowners. The company assists clients refinancing their mortgage to lower their monthly payment, reduce their interest rate, or reduce the term of their loan. It refinances qualified loans through the FHA Streamline, VA Streamline, VA Cash Out programs. The firm also refinances mortgages with FHA 203(k) loans. Additionally, Stearns refinances jumbo loans for clients seeking to access cash for home renovations or tap into their home's equity.

Click to Call

4643 Quail Lakes Dr, Suite 100 & 200
Stockton, CA 95207

Website

(209) 888-1422 Website

Welcome Home Funding

  • Reverse Mortgages

Welcome Home Funding provides mortgage refinancing services to clients in the Stockton area. The company refinances mortgages for homeowners seeking to secure a lower interest rate, access cash from their home's equity, or eliminate their private mortgage insurance. It refinances VA, FHA, and USDA loans, as well as conventional and jumbo home loans. Additionally, Welcome Home Funding offers an online mortgage refinancing handbook with information for clients exploring their refinancing options.

Click to Call

141 Sand Creek Rd Ste E
Brentwood, CA 94513

Website

(925) 565-1146 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

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