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Best Mortgage Refinance Companies in Stockton
2021

We scored 160 Mortgage Refinance Companies in Stockton, CA and Picked the Top 11

Here are the Picks:

Allied Realty Financial

CC Mortgage

Central Valley Mortgage Group

Fremont Bank

Golden State Mortgage, Inc.

Mission San Jose Mortgage

Mortgage Market, Inc.

Pacific Funding Group

Platinum Home Mortgage

Stearns

Welcome Home Funding

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Stockton Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 160 100 11

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Allied Realty Financial

Allied Realty Financial is a mortgage refinance company in Stockton. The firm consults with clients to determine which refinancing options are available to them based on the terms and conditions of their loan. It refinances qualified loans in programs including FHA, FHA 203(k), and VA. The company offers refinancing on conventional and jumbo mortgages for single-family homes, multi-family homes, townhouses, and condominiums. Additionally, Allied Realty Financial sells real estate and new construction properties.

Click to Call

4750 Quail Lakes Dr
Stockton, CA 95207

Website

(888) 719-7774 Website

CC Mortgage

CC Mortgage provides mortgage refinancing services to clients in the Stockton area. The firm advises clients on refinancing their home based on their current interest rate and their long-term plans. Its loan officers refinance VA, FHA, and jumbo loans for eligible homeowners. The company also refinances subprime and conventional mortgages. Additionally, CC Mortgage refinances mortgages for homeowners who possess an imperfect credit score. The company also offers reverse mortgages for homeowners age 62 or older.

Click to Call

Tracy, CA 95304

Website

(510) 774-5949 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Central Valley Mortgage Group

Central Valley Mortgage Group's mortgage refinance lenders in Stockton assist qualified homeowners with refinancing their mortgages. The firm refinances loans in programs including, VA Streamline, VA Cash Out, FHA Streamline, and FHA Cash Out. It refinances mortgages with no minimum credit requirements on all types of properties, such as single-family, condominiums, and manufactured homes. The company also refinances mortgages on investment and vacation properties. Additionally, Central Valley Mortgage Group offers home purchase loans.

Click to Call

5713 N. Pershing Avenue, Suite D2
Stockton, CA 95207

Website Instagram

(209) 800-7906 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

Fremont Bank

Fremont Bank provides mortgage refinancing to homeowners in the Stockton area. The company refinances adjustable and fixed-rate mortgages for clients seeking to reduce the term of their loan or access their home's equity. For single-family homes, vacation homes, and investment properties, it offers the Smart Rate Refinance program, which secures the lowest interest rates the bank has available. Additionally, Fremont Bank provides refinancing on home equity lines of credit. The company also services new construction home loans.

Click to Call

200 Sand Creek Rd,Suite-F ,
Brentwood, CA 94513

Website

(800) 359-2265 Website

Golden State Mortgage, Inc.

Golden State Mortgage Inc. is a veteran-owned company that provides mortgage refinancing for homeowners in the Stockton area. The firm refinances VA, FHA, USDA, and non-traditional loans, such as loans part of the Second Chance Mortgage program. Its also refinances conventional Fannie Mae/Freddie Mac home loans. Additionally, Golden State Mortgage assists eligible clients who have previously filed for foreclosure or bankruptcy refinance their home through the FHA and VA loan programs.

Click to Call

601 W Kettleman Ln Ste B
Lodi, CA 95240

Website

(800) 761-9890 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

Mission San Jose Mortgage

Mission San Jose Mortgage provides home mortgage refinance in Stockton. The firm specializes in refinancing home loans in the Home Affordable Refinance Program to secure a reduced interest rate without the need for an appraisal. Its loan officers also assists clients who are pursuing mortgage refinancing to lower their monthly payment on their FHA, VA or USDA loan. Additionally, Mission San Jose Mortgage also offers refinancing for adjustable and fixed-rate mortgages.

Click to Call

2111 W March Ln Ste B100
Stockton, CA 95207

Website

(209) 651-2000 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

Mortgage Market, Inc.

Mortgage Market Inc. provides mortgage refinance services to homeowners in the Stockton area. The firm refinances adjustable-rate, fixed-rate, and initial-fixed rate loans for terms ranging from three to 30 years. Its loan officers assist clients with the mortgage refinancing process, including determining their refinancing options based on their loan's conditions and ensuring they have the proper documentation and verification. Additionally, Mortgage Market offers services to homeowners seeking to leverage their home's equity.

Click to Call

1501 Discovery Bay Blvd
Discovery Bay, CA 94505

Website

(925) 634-6464 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Pacific Funding Group

Pacific Funding Group is a mortgage refinance company in Stockton. The firm offers refinancing for VA, FHA, and conventional mortgages. Its loan officers assist clients with refinancing their mortgages through the Home Affordable Refinance Program 2.0 for homes that have experienced significant devaluation. The company also refinances jumbo loans. Additionally, Pacific Funding Group refinances its in-house mortgages, including loans in its Mortgage 4 Frontlines programs, which offer loans to military personnel and first responders.

Click to Call

343 E Main St Ste 904
Stockton, CA 95202

Website

(925) 634-6700 Website

Platinum Home Mortgage

Founded in 1993, Platinum Home Mortgage is a mortgage refinancing company serving the Stockton area. The firm helps clients refinance their mortgages to lower their interest rate or payment amount, switch to a fixed-rate mortgage, or access their home's equity. It refinances loans through programs including VA Streamline, VAIRRRL, and FHA 203(k). Additionally, Platinum Home Mortgage offers standard refinancing for conventional and non-conforming mortgages. The company also provides refinancing services for home renovation loans.

Click to Call

1776 W March Ln Ste 300
Stockton, CA 95207

Website Instagram

(800) 953-6337 Website

Stearns

Stearns provides home mortgage refinance in Stockton to homeowners. The company assists clients refinancing their mortgage to lower their monthly payment, reduce their interest rate, or reduce the term of their loan. It refinances qualified loans through the FHA Streamline, VA Streamline, VA Cash Out programs. The firm also refinances mortgages with FHA 203(k) loans. Additionally, Stearns refinances jumbo loans for clients seeking to access cash for home renovations or tap into their home's equity.

Click to Call

4643 Quail Lakes Dr, Suite 100 & 200
Stockton, CA 95207

Website

(209) 888-1422 Website

Welcome Home Funding

Welcome Home Funding provides mortgage refinancing services to clients in the Stockton area. The company refinances mortgages for homeowners seeking to secure a lower interest rate, access cash from their home's equity, or eliminate their private mortgage insurance. It refinances VA, FHA, and USDA loans, as well as conventional and jumbo home loans. Additionally, Welcome Home Funding offers an online mortgage refinancing handbook with information for clients exploring their refinancing options.

Click to Call

141 Sand Creek Rd Ste E
Brentwood, CA 94513

Website

(925) 565-1146 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

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