Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Modesto

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Modesto Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3816Reviewed

2292Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1031 McHenry Avenue, Modesto, CA 95350
WebsiteLicense: 0L45469

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Pauls Insurance Agency offers health insurance solutions in Modesto. It provides personalized insurance coverage designed according to the clients' needs and objectives. Its owner, Alexander Pauls, offers a wide range of Medicare options, including Part A, B, C, and D plans. He and his team also serve commercial clients, providing general liability and business owners' policies. Pauls has completed various training and continuing education for different areas, including Medicare + Fraud, long-term care, and annuity.

  • Individual Plans
  • Life Insurance

1214 11th Street Suite 2, Modesto, CA 95354
WebsiteLicense: 0M37133

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Lumix Insurance Agency is an insurance agency that offers individual health insurance and group health insurance in Modesto. It also provides personal insurance products such as life insurance, auto insurance, and home insurance. Additionally, Lumix Insurance Agency assists in finding business insurance for various industries like trucking, construction, restaurants, and real estate. Its business insurance includes workers' compensation insurance, commercial property insurance, cyber liability insurance, and general liability insurance. Moreover, it caters to risk analysis, HR services, and payroll services.

  • Individual Plans
  • Life Insurance
  • Employee Group Benefits

4317 North Star Way, Modesto, CA 95356
WebsiteLicense: 0579194

Expertise.com Rating

Review Sources

Google
4.0 (4)
Facebook
4.3 (3)

Why choose this provider?

Bohannon Insurance Group is an independent insurance firm serving individuals and businesses in Modesto and nearby areas. Its health insurance products include individual and group medical, long-term care, disability, dental, and Medicare insurance. It also offers life insurance policies. Bohannon Insurance Group has been in business for more than 50 years and partners with insurance carriers such as Aetna, Sutter Health Plus, and UnitedHealthcare to provide its customers with products and benefit packages that would suit their financial and medical needs.

  • Group Plans
  • Life Insurance

1133 North Carpenter Road, Modesto, CA 95358
WebsiteLicense: 0E95308

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
5.0 (3)

Why choose this provider?

Got It All is a family-owned and locally operated insurance agency that serves clients in Modesto. It offers various health and life insurance coverage options from several insurance carriers, including National General, Progressive, and MetLife. The agency also covers other types of insurance products and services for businesses, homes, cars, recreational vehicles, and bonds. In a span of 16 years, the agency has insured more than 1,000 people. Owner Johnny Garcia has more than 12 years of experience in the insurance industry.

  • Individual Plans
  • Life Insurance

4213 Dale Road, Modesto, CA 95356
WebsiteLicense: 0B91282

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Debra Webb is a State Farm insurance agent that serves individuals, families, and business owners in and around the Modesto metro. Her goal is to help her clients understand and acquire health insurance plans. She also offers life insurance policies and assists clients who are turning 65 years old with their Medicare enrollment. In addition, she helps small business owners protect their investments and businesses through commercial plans. She can likewise accommodate those looking for coverage for their automobiles, properties, and pets.

  • Life Insurance
  • Individual Plans

1317 Oakdale Road, Modesto, CA 95355
WebsiteLicense: 0288149

Expertise.com Rating

Review Sources

Facebook
4.0 (13)
Yelp
4.5 (7)

Why choose this provider?

TSM Insurance Services is a health insurance agency that serves clients in Modesto. It offers various healthcare, vision, and dental insurance plans for children and older people, including traditional, consumer-driven, group health, and self- and level-funded plans. The agency also covers other insurance products and services for commercial vehicles, properties, employment practices liabilities, and workers' compensation. TSM Insurance Services also has a personal lines self-quoting feature that assists clients with their home auto insurance plans.

  • Individual Plans
  • Group Plans

5819 Chenault Drive, Modesto, CA 95356
WebsiteLicense: 0D48262

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Scott Lucas is a Medicare supplement specialist who serves the residents of Modesto. As a health and Medicare insurance broker, Scott helps his clients explore individual health insurance plans and assists persons aged 65 years or older in understanding and choosing from available Medicare supplement options. He also educates clients about the Medicare program coverage. Scott maintains a website that contains a tool for generating comparative insurance quotes. In addition, he accepts online appointments and offers information about the enrollment process.

  • Individual Plans

920 16th Street, Modesto, CA 95354
WebsiteLicense: 0I27722

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Established in 1988, Bavaro Employee Benefits & Insurance Services, Inc., is a Modesto-based insurance agency. Its founder, Nicholas Bavaro, has in-depth knowledge about various employee benefits policies. Bavaro and his team educate their clients regarding the advantages and disadvantages of employee benefits. They also help develop personalized health insurance policies for groups with the aim of meeting their clients' specific needs. In addition, Bavaro Employee Benefits & Insurance Services' health insurance options are dental and vision, long-term care, disability, and prevailing wage-hour bank health plans.

  • Group Plans
  • Group Health Benefits

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you verify what health insurance plans that are accepted by your health care provider in Modesto?

    To confirm which health insurance plans your healthcare provider in Modesto accepts, you have the option to either reach out directly to your healthcare provider in person, call their customer service, or access an insurance company's website where you can explore their roster of physicians and medical facilities within their network.

  • Are there health insurance plans for low-income individuals in Modesto?

    Yes, there are healthcare assistance programs in Modesto for people with low incomes. Medi-Cal, California's Medicaid program, is one example. This government-funded health-care program provides no-cost or low-cost medical services to individuals and families with limited income and assets. It's important to note that pregnant women, children, and people with disabilities may qualify even if their income exceeds certain Federal Poverty Level thresholds.

  • Can you get short-term health insurance in Modesto?

    Individuals in Modesto have been unable to obtain short-term health insurance plans since January 2019. You can, however, consider joining a Health Care Sharing Ministry (HCSM) as an alternative option. HCSMs are faith-based organizations that provide health plans in which members contribute to cover their medical expenses by pooling their financial resources.

  • What types of health insurance plans are available in Modesto?

    In Modesto, numerous health insurance options are available. Health Maintenance Organization (HMO) plans that require a primary care physician and referrals, Preferred Provider Organization (PPO), Point of Service (POS), and Exclusive Provider Organization (EPO) plans are among these alternatives. In addition, there are Medicare Advantage Plans designed for seniors and people with disabilities, as well as Medi-Cal Managed Care for low-income individuals.

  • How can you apply for Medicaid in Modesto?

    In Modesto, there are a number of ways to apply for Medi-Cal (Medicaid). Send your application to Stanislaus County CSA at Stanislaus County CSA, P.O. Box 42, Modesto, California 95353-0042. You can also initiate the enrollment process by calling the Customer Service Center at 1-877-652-0734, faxing your application to 209-558-2189, or completing an online application at CoveredCA.com or BenefitsCal.com. Additionally, you can submit your application in person at any CSA office.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.