Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Elk Grove

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Elk Grove Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3139Reviewed

1886Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
9245 Laguna Springs Drive, Elk Grove, CA 95758
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

SL Goodell Insurance Services Inc. is a company that assists businesses in Elk Grove and its neighboring areas with their employee benefits. The firm offers various health insurance products that include health reimbursement and savings accounts. Additionally, it has dental, vision, critical illness, long-term disability, and life insurance plans. Additional services include COBRA compliance, cafeteria plans, workers' compensation, and HR services. SL Goodell Insurance Services Inc.'s owner is Sarah Goodell, who has over 35 years of experience in the industry.

License Verified:

License: 0E75920

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9401 East Stockton Boulevard, Elk Grove, CA 95624
  • Life Insurance

Why choose this provider?

Paradigm Benefit & Insurance Solutions is a full-service and independent agency that offers insurance solutions to clients in Elk Grove and its adjoining areas. The agency represents a vast network of health insurance companies that provide coverage for a variety of health concerns. Some of its services include dental care, long-term care, and group health insurance. It also provides assistance for Covered California. Additionally, Paradigm Benefit & Insurance Solutions offers life insurance plans and annuities for individual clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2745 Elk Grove Boulevard, Elk Grove, CA 95758
  • Individual Plans
  • Life Insurance

Why choose this provider?

Providing coverage solutions for more than 50 years, Norman LaMarr is a State Farm insurance agent serving clients in Elk Grove. He carries a range of policy options, like health insurance, life insurance, and pet insurance. Norman also offers coverage for businesses, homes, properties, and vehicles. His other products include banking services. Norman LaMarr has a strong focus on integrity and on giving the same level of service that he expects to receive as a customer.

License Verified:

License: 0639775

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8933 Elk Grove Boulevard, Elk Grove, CA 95624
  • Life Insurance

Why choose this provider?

ELK Grove Insurance is an independent agency that serves the metro and the surrounding areas. It provides several insurance solutions, including health, auto, home, and life insurance. Special programs are also available for firefighters, police offices, and teachers. The agency works with several carriers, such as Safeco Insurance, Progressive, and Alliance Insurance, which allows it to match policies to client needs. Company president Jaclyn Kay has over 28 years of experience in the insurance industry. Jaclyn serves as a board member of Happy Tails Pet Sanctuary.

License Verified:

License: 0597620

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9275 East Stockton Boulevard, Suite 100, Elk Grove, CA 95624
  • Individual Plans
  • Life Insurance

Why choose this provider?

RL Wells & Associates, Inc., is a full-service insurance brokerage that has been providing insurance solutions to families and businesses in Elk Grove and its neighboring areas since 1990. Its team offers health insurance which includes dental, vision, long-term care, as well as disability. They also write policies on individual and group life insurance. They also cater to employee health benefits and annuities. RL Wells & Associates, Inc. is affiliated with other carriers like Anthem, Blue Cross, and Aetna, enabling its clients to get a wide variety of policy options.

License Verified:

License: 0617611

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (68)
Facebook
4.0 / 5 (13)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9245 Laguna Springs Drive, Elk Grove, CA 95758
  • Individual Plans
  • Life Insurance

Why choose this provider?

Provence Financial & Insurance Services has been serving personal insurance clients and business leaders since 1998. As an independent insurance firm located in Elk Grove, its agents help families and retirees maintain their financial resources by delivering universal life insurance, umbrella policies, and key person insurance. It also supplies commercial enterprises with business owner policies and workers' compensation plans. In 2021, the firm was hailed by Nationwide Insurance as one of the top 3 agencies on the West Coast.

License Verified:

License: 0L48741

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7542 Twilight Drive, Sacramento, CA 95822
  • Medicare Supplements
  • Annuities
  • Life Insurance
  • Health Insurance

Why choose this provider?

Steve Yates is an independent insurance agent who offers healthcare options for individuals and groups in Elk Grove. Apart from evaluating and selecting healthcare policies for clients, he also assists in Medicare supplements and Medigap insurance to secure gaps in coverage, whether for retirees aged over 65 or for persons with pre-existing conditions. Other offered services include annuity, life, final expense, long-term care, dental, and vision insurance. Yates represents carriers such as United Home Life, United American, Humana, and Mutual of Omaha.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Why is health insurance mandatory in Elk Grove?

    Elk Grove residents have been legally required to have health insurance since 2020, known as the state's individual mandate. The rationale is consistent with the federal mandate: expanding coverage lowers health-care costs. Furthermore, uninsured ER visits can raise treatment costs, requiring taxpayers to cover the difference. As a result, ensuring that everyone in Elk Grove has insurance benefits the entire community, both financially and health-wise.

  • How is the start date of health insurance determined in Elk Grove?

    In Elk Grove, for those who enroll during the open enrollment period, insurance begins on January 1st of the following year. Payments are not made immediately; specifics are provided by insurers or Covered California. Insurance coverage begins on the first day of the following month for those who enroll due to qualifying life events that occur outside of this time period. However, enrolling after mid-month may result in an additional month's delay.

  • How do pre-existing conditions impact health insurance rates in Elk Grove, California?

    Health insurers in Elk Grove are not allowed to exclude pre-existing conditions, a position California took even before the ACA's nationwide implementation. Furthermore, such conditions have no bearing on ACA-regulated rates, which are determined by age, location, and plan type. Income influences both the cost and available benefits of a policy because of tax credits.

  • How can self-employed individuals and small business owners in Elk Grove benefit from health insurance tax deductions?

    Independent contractors in Elk Grove can deduct up to 100% of their health insurance premiums based on their earnings. Small business owners may be able to deduct health insurance costs from federal taxes. Tax credits may be available if they contribute to their employees' health insurance. To determine credit eligibility, use the small business tax credit calculator and obtain insurance through Covered California.

  • What should Elk Grove inhabitants consider when choosing insurance after a change in employment?

    Individuals in Elk Grove who are facing job transitions can choose between continuous coverage and a personal insurance plan. While personal policies may be less expensive, the coverage details and doctor options may differ. Individuals must weigh costs against the range of benefits and physician availability before making a decision.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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