Laurels
Best Mortgage
Brokers in
San Jose
2017

Why These Mortgage Brokers?

Our goal is to connect people with the best local experts. We scored mortgage brokers on more than 25 variables across five categories, and analysed the results to give you a hand-picked list of the best mortgage brokers in San Jose, CA.

ReviewedCuratedTop Picks24815619

Our Selection Criteria:

  • 1. Reputation

    A history of delighted customers and outstanding service.

  • 2. Credibility

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Experience

    Masters of their craft, based on years of practical experience and education.

  • 4. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

101 Loan

101 Loan is a mortgage brokerage firm located in Campbell, California with over 25 years of experience. The agency expertly assists clients with purchasing homes and refinancing, offering access to over 40 mortgage brokers. This mortgage brokerage company provides exceptional service with low rates, low fees, and timely closings. 101 Loan is a Zillow 5-Star Lender and an Equal Housing Lender with over 130 5 star reviews on Yelp.

Campbell, CA(408) 377-4123

Website

Affinity Mortgage

Affinity Mortgage is a mortgage brokerage firm located in Campbell, California. This firm offers options including FHA 203k loans, Harp 2.0, conventional loans, FHA loans, VA loans, jumbo loans, and both fixed and adjustable loan programs. The team makes the loan process simple, straightforward, and fast while providing the lowest rates available for their valued clients. Affinity Mortgage is affiliated with the Equal Housing Opportunity agency.

Campbell, CA(408) 687-6109

Website

Amerimac Cal-West Financial

Amerimac Cal-West Financial is a mortgage brokerage firm located in San Jose, California. Their loan options include refinanced loans, residential refinancing, purchase loans, commercial loans, reverse mortgages, military and VA loans, and Home Ownership Accelerator. This firm's loan agents boast over 18 years of experience, and all are fully licensed through the Nationwide Mortgage Licensing System. Amerimac Cal-West Financial is a Better Business Bureau accredited business.

San Jose, CA(408) 559-4444

Website

Arcus Lending, Inc.

Arcus Lending, Inc. is a mortgage brokerage firm located in San Jose, California. Loan options include conventional home loans, jumbo mortgages, FHA loans, VA loans, HomePath mortgages, 203k rehab mortgages, and 80/10/10 Loans. Their mission is simply to deliver the best mortgage possible. Arcus Lending, Inc. has been seen on ABC News, CBS, Fox News, NBC, USA Today, Yahoo News, and Houston Chronicle and is a proud Equal Housing Lender.

San Jose, CA(855) 644-0443

Website

Bay Area Loan, Inc.

Bay Area Loan, Inc. is a mortgage brokerage firm located in San Jose, California. Their loan options include conventional loans, conforming loans, FHA loans, VA loans, RHS loan programs, state and local housing programs, jumbo loans, B/C Loans, location efficient mortgages, and fixed rate mortgages. Bay Area Loan, Inc. is pleased to furnish their clients with free reports and a free quote.

San Jose, CA(408) 371-2172

Website

Bay One Real Estate Investment

Bay One Real Estate Investment is a mortgage brokerage firm located in San Jose, California. Stephen Wong, their mortgage broker loan agent, has been working in the mortgage industry since 2003 and is licensed by the Bureau of Real Estate. The firm offers both fixed and ARM loan programs. Their fixed program includes 30 years, 28 years, 25 years, 20 years, 15 years, and 10 years, and their ARM program includes 10/1 ARM, 7/1 ARM, 5/1 ARM, and 3/1 ARM. Bay One Real Estate Investment provides conventional, high balance, jumbo, and investor loan services to their valued clients.

San Jose, CA(408) 780-8228

Website

Client 1st Home Loans

Client 1st Home Loans is a mortgage brokerage firm with offices located in San Jose and Campbell, California. This mortgage lending agency has over 25 years of experience in the industry, expertly assisting clients with purchasing, refinancing, investing in, or selling properties. Client 1st Home Loans is committed to providing superior, unparalleled service to their customers.

San Jose, CA(408) 500-0656

Website

Foley Mortgage Group

Foley Mortgage Group is a mortgage brokerage firm in San Jose, California that has been providing loans since 1957. Their types of home loans include those for first time home buyers, home loans for purchase or refinance, conforming loans, adjustable rate mortgages, jumbo mortgages, federal housing administration, veterans affairs, and reverse mortgages. Foley Mortgage Group is a professional member of the California Association of Realtors, Santa Clara County Association of Realtors, R Realtor, California Mortgage Association, CAMP, NAMB, and AREAA.

San Jose, CA(408) 264-9000

Website

Gold Star Mortgage Financial Group

Gold Star Mortgage Financial Group is a mortgage brokerage firm located in San Jose, California, established in 2000 by Daniel Milstein. With over 30 branches nationwide, they provide direct, local lending services. In 2013, Gold Star Mortgage Financial Group won Ellie Mae Hall of Fame award for their Outstanding Loan Origination Process and is a proud Equal Housing Lender.

San Jose, CA(408) 314-5280

Website

Kal Financial

Kal Financial is a mortgage brokerage firm located in Campbell, California, operating as a branch of the American Financial Network, Inc. Their loan products include 30-year fixed, 15-year fixed, 10-year ARM, 7-year ARM, 5-year ARM, 3-year ARM hybrid, and 1-year ARM. The 1-year ARM includes the 1-year T-bill, 1-year T-average, and 1-year T-spot. Kal Financial team members are experts at providing low rates.

Campbell, CA(877) 271-4212

Website

Michael Aning

Michael Aning is a mortgage broker located in Campbell, California. This broker expertly assists their client whether buying a home, refinancing, or making changes to cash flow. Their team members are highly professional mortgage planning specialists who deliver unmatched concierge service. Michael Aning's objective is to direct their client’s mortgage transaction with exceptional accuracy while providing stellar service.

Campbell, CA(408) 444-5626

Website

Mortgage Magic

Mortgage Magic is a mortgage brokerage firm located in San Jose, California. They have been in business for over 25 years since their establishment on April 1st, 1990. This firm offers mortgage types include conforming loans, jumbo loans, adjustable rate mortgages, FHA Loans, VA loans, and reverse mortgages. Mortgage Magic is an Equal Housing Lender and winner of the Salvation Army’s Golden Kettle award.

San Jose, CA(408) 975-2400

Website

Newport Financial & Realty Inc.

Newport Financial & Realty Inc. is a mortgage brokerage firm located in San Jose, California. The firm assists clients with purchasing new homes, refinancing mortgages, and cashing out equity. Their refinancing options include reducing the customer’s monthly payments, cashing out, consolidating debt, and obtaining shorter-term loans. Newport Financial & Realty Inc. is proud to be affiliated with the Equal Housing Opportunity agency.

San Jose, CA(408) 816-7975

Website

North Star Mortgage and Realty

North Star Mortgage and Realty is a mortgage brokerage firm located in San Jose, California, serving the Silicon Valley/Bay Area and surrounding counties. Their loan options include conventional home loans, FHA home loans, VA home loans, jumbo loans, portfolio loans, reverse mortgages, second mortgages, and first-time buyer options. North Star Mortgage and Realty is proudly associated with the Equal Housing Opportunity agency.

San Jose, CA(408) 402-5236

Website

Princeton Capital, Etrafficers, Inc.

Princeton Capital, Etrafficers, Inc. is a mortgage brokerage firm established in 1993 and located in Los Gatos, California. This highly experienced mortgage lending agency is both a mortgage banker and mortgage broker. The firm is pleased to have won the Top Places to Work award in 2014, 2016, and several other years. Princeton Capital, Etrafficers, Inc. is proud to be an Equal Housing Lender and a Better Business Bureau accredited business.

Los Gatos, CA(408) 355-2000

Website

Stevensen & Neal Realtors

Stevensen & Neal Realtors is a real estate and mortgage brokerage firm located in Campbell, California. This firm excels at assisting clients with purchasing, selling, and refinancing property, all while saving time and money. Stevensen & Neal Realtors is associated with R Realtor, Equal Housing Opportunity agency, and Multiple Listing Service.

Campbell, CA(408) 370-1020

Website

Thai & Crystal Estates

Thai & Crystal Estates is a mortgage brokerage firm located in San Jose, California. With over 14 years of experience in the industry, they have the expertise to provide outstanding service. This firm offers mortgage loans including both purchase loans and refinances. Their broker/CEO Thai Nguyen is a Zillow Premier Agent, making Thai & Crystal Estates the clear choice for realty.

San Jose, CA(408) 998-1966

Website

The Hill Team

The Hill Team is a mortgage brokerage firm located in San Jose, California. Established in 1996, they are honored to serve the residents of San Jose and the Greater Bay Area. Their mortgage options include fixed rate mortgage, adjustable rate mortgage, jumbo loan, interest only, FHA loans, VA loans, USDA loan, and reverse mortgage. With their refinancing services, The Hill Team can help consolidate a client’s debt, lower payments, secure a cash-out, and prevent payments from rising.

San Jose, CA(408) 626-0394

Website

The Loan Story Richard Wang Mortgage Broker

The Loan Story Richard Wang Mortgage Broker is a mortgage brokerage firm located in Santa Clara, California. This mortgage lending agency assists clients with buying homes, refinancing, and cash-outs. The firm also provides residential purchase loans for primary, vacation and investment properties, all while helping customers save money. The Loan Story Richard Wang Mortgage Broker finds ways to make their client’s dreams come true as a proud Zillow 5-Star Lender.

Santa Clara, CA(408) 567-0808

Website

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