Best Mortgage Brokers in San Jose

101 Loan is a mortgage brokerage that serves clients in San Jose and its surrounding areas. The company guides them in choosing the right mortgage loans based on their preferences and budget. Led by Rob McCarthy, a senior mortgage planner, the business specializes in reverse mortgage, purchasing, refinancing, and commercial financing. Some of its programs include FHA and VA loans. 101 Loan has been helping residential and commercial clients with their financing needs for more than 27 years.

Access Mortgage has been delivering residential mortgage solutions in San Jose and the surrounding areas since 1989. Its team is experienced in guiding clients throughout the transaction, including pre-approvals and closings. These mortgage professionals offer home loan solutions that are customized to individual financial situations and goals. They partner with more than 20 lenders to provide low-interest rates for home purchase, refinance, reverse mortgage, jumbo, and cash-out home loans. Additionally, Access Mortgage has convenient resources and tools to determine loan options and payment estimates.

Adeline Mortgage Team is a team of mortgage professionals that source out and formulate mortgage strategies and home purchasing loans for clients in the San Jose area. Its team of NMLS-certified loan specialists is proficient in handling the entire process, from pre-approval to funding clearance. Some of the company's services include housing loans for first-time homeowners, mortgage refinancing options, and pre-approval services. The company was founded by Adeline Johnson, a mortgage professional with over 17 years of industry experience.

All Cal Financial is a company that provides mortgage brokerage services to residents of San Jose. It was founded by Jim Black, who is also one of the loan officers of the company. It offers different loan options, including highly customized financial lending solutions to meet the unique needs of its clients. Its team will help clients with mortgage prequalification and determine how their credit score looks before they even look for their first potential house.

Bay Area Loan, Inc., is a mortgage brokerage providing services to San Jose and the surrounding areas. Its team of mortgage professionals helps clients purchase a home by providing consultation services and paperwork assistance. It works with loan officers to help clients find the right loan programs for their home financing needs. It also offers different types of loans, including purchase, home equity, debt consolidation, and refinancing loans. Bay Area Loan is also available to provide refinancing advice to its clients.

Boyd Robinson is a loan officer at Welcome Home Funding, a mortgage firm that assists homeowners in San Jose. He offers different loan options that range from conventional loans to specialized types like USDA, jumbo, and FHA loans. He also provides access to modernized loan options like All In One, an offset type-mortgage solution, and HomeFundIt, a social media-style crowdfunding platform. Previous clients spoke highly of Boyd for his patience with first-time homeowners and his informative answers regarding mortgage concerns.

Care-Mor Home Loans is an online mortgage brokerage offering loan assistance to San Jose residents. Its founder and president, Ramesh Bhambhra, has been helping individuals obtain property loans based on their needs for over two decades. The entire loan process and transaction are conducted virtually. Borrowers' information is stored in a secured server and can only be accessed with loan numbers and passwords. Care-Mor Home Loans assigns a loan counselor and file manager to handle clients' mortgage loan concerns.

Commerce Home Mortgage - Los Gatos is a residential lender that has been in the industry since 1994. It comprises mortgage professionals who are capable of serving the financial needs of borrowers in San Jose and the surrounding communities. They help families achieve the dream of homeownership by offering traditional mortgage options, including conventional, reverse, jumbo, USDA, VA, and FHA. In addition, they provide non-traditional mortgage loans, such as alt-doc, prime plus, investor, and community mortgage.

Crystal Estates is a mortgage brokerage firm located in San Jose with over 14 years of experience in the industry. The firm works with various lenders to help clients determine mortgage loan options that best suit their unique situations. Crystal Estates provides guidance in securing loans including purchase loans and refinances. The firm is headed by Thai Nguyen, who has over a decade of professional experience and aims to help a range of clients from first-time buyers to experienced investors.

Elizabeth Alejo is a bilingual senior mortgage loan officer with nearly three decades of experience in the industry. She has expert knowledge of the Hispanic real estate market, specializing in assisting first-time homebuyers. She guides clients in San Jose through loan pre-approvals and mortgage processing. Her loan products include ITIN loans, downpayment assistance programs, FHA and USDA mortgage loans, and private money investor loans. Alejo is also a recipient of the Bank of the West's Circle of Excellence and President's Club awards in 2009.

Elva Wormley is a mortgage consultant with C2 Financial Corporation who serves the San Jose metro and the surrounding areas. She offers loan services for homebuyers such as fixed-rate mortgages, adjustable-rate mortgages, balloon mortgages, stated income programs, imperfect credit programs, and first-time buyers programs. Elva has been in the mortgage industry since 1981, and nearly 80% of her business comes from satisfied clients' referrals. She guides them throughout the entire process and presents all available options, allowing clients to make informed financial decisions.

Foley Mortgage has been providing its services to homeowners and businesses in San Jose since 1957. The firm originates, funds, and services various loans, including hard money loans, conforming loans, jumbo mortgages, reverse mortgages, and VA loans. Owner Eugene F. Foley has arranged home loans for families and real estate loans for small businesses and has offered income to investors. The firm is a member of the California Mortgage Association and the California Association of Realtors.

Franny Yen is a mortgage specialist for The Loan Story, serving San Jose and the Silicon Valley area. She has over 20 years of experience assisting clients in their refinancing, purchase loans, mortgage plannings, loan processing, and even credit score boosting. Currently, her focus is on long-term home loan programs such as fixed-rate mortgages, adjustable-rate mortgages, and investor loans. Most clients. Past clients often mention their appreciation of her attention to detail and her transparency in dealing with them.

Golden Eagle Mortgage Group offers brokerage services to homeowners in San Jose and neighboring communities. It helps first-time applicants understand different types of loan programs, from conventional to specialized options. These options include FHA, VA, jumbo, asset depletion, and 20-year mortgage programs. The group can also customize refinancing options for existing homeowners or those unsatisfied with their current loan programs. Golden Eagle Mortgage Group believes in giving back to the community and has held a toy drive for children in need.

Founded in 2007, GoldenPoint Finance is a San Jose-based mortgage brokerage offering loan packages to commercial and residential clients. The company provides programs based on clients' financial plans and needs. Owner Trisha La offers 18 years of real estate and mortgage experience. She partners with various lenders to accommodate every individual's loan concerns. She offers adjustable-rate mortgages, fixed-rate mortgages, FHA loans, and jumbo loans. Additionally, loan programs for apartments, construction, and multi-family homes are available.

InstaMortgage Inc. is a tech-focused mortgage lender helping clients in San Jose and throughout America in securing better financing for their homes. It offers a wide range of mortgage programs, including VA, FHA, jumbo, and conventional loans. Founder and CEO Shashank Shekhar is a best-selling author frequently quoted in national media for his mortgage expertise. In addition, Shekhar's writing has been published in Forbes, Housing Wire, and Huffington Post. InstaMortgage has been included in the Inc. 500's list of fastest-growing private companies in America from 2017 to 2021.

Loan Pros, Inc., is a mortgage brokerage firm serving customers in the San Jose area and the whole of California. Established in 1992 by owner Tina Broyles, the company has been helping clients purchase or refinance their homes, lower their mortgage rates, and withdraw money from their mortgages. It offers construction, home, refinance, reverse mortgage, and home equity loans. Also available are CalHFA, VA, and FHA loans. Loan Pros is a Best and Honorary Broker in Milpitas awardee.

Michael Ryan is a mortgage broker who serves clients in San Jose. He offers loan options for borrowers, such as fixed-rate refinance and purchase home loans, reverse mortgage loans, commercial and SBA financing, VA and FHA home loans. He has more than 30 years of experience in the industry. He is committed to ensuring that his clients receive the loans that suit their needs by monitoring international and national interest rate movements. He is also familiar with the interaction between loans and real estate purchase agreements, appraisals, and underwriting.

Established in 1990, Mortgage Magic is a San Jose-based mortgage brokerage firm. The firm can assist clients in acquiring an array of financing options, ranging from HELOC and reverse mortgage to jumbo loans and adjustable rate mortgages. Its loan officers have an average of 14 years of industry experience. The company has helped nearly 700 clients achieve their mortgaging needs. Mortgage Magic has received the Golden Kettle award from Salvation Army and has been previously featured in The Business Journal.

Platinum Realty Group And Finance, Inc., is a mortgage broker assisting clients in San Jose with their financial concerns and needs. Particularly, its loan brokers and agents help residential clients who are planning to purchase, sell, or refinance their homes by guiding them through the mortgage process and real estate transaction. The company was established with the mission to provide financial services that focus on the individual needs of its clients. Platinum Realty Group and Finance founder Kelly Yip has been serving the real estate and mortgage industry since 2012.

Veridian Mortgage provides its services to residential clients in San Jose. The company has access to over one hundred lenders with loan solutions for home purchasing or mortgage refinancing. For first-time customers, the company offers educational resources about the loaning process, including presentations and seminars. For transparency, it conducts weekly meetings with clients, informing them of multiple potential scenarios for each loan plan. Previous clients have credited the company for its assistance in attaining their loan goals and resolving issues.

Rita Roysental is a senior mortgage consultant at Bayview Residential Broker that serves first-time and experienced homebuyers in San Jose and its surrounding areas. She provides professional assistance and guidance throughout the entire home refinancing and buying process. She also helps clients choose the right loan according to their needs. The company offers various programs that include reverse mortgage, fixed- and adjustable-rate, FHA, and VA loans. Rita is also a real estate agent with experience in the financial services industry.

Robert Bachman is a mortgage professional affiliated with New American Funding that serves San Jose and the surrounding areas. He specializes in providing assistance with residential real estate purchases, refinancing, and home equity loans. He offers FHA loans, VA loans, Fannie Mae HomePath, jumbo loans, and non-conforming portfolio products. He is also experienced in the mortgage banking industry and in loan origination. Robert gives professional advice and support to clients helping them make sound home financing decisions.

Stephen Wong is a mortgage broker under BayOne Real Estate Investment Corp. helping San Jose homeowners find loan solutions for their purchase or refinancing needs. With experience in mortgages spanning 10 years, he is knowledgeable in the different areas of home loans, namely credit counseling, personal finance, and lending programs. Wong works with first-time homebuyers in identifying which loan options best fit their needs. He specializes in conventional loans, HARP programs, and PLUS loans.

Stevensen & Neal Realtors Community Trust Mortgage is an agency that delivers funding services to individuals and families who dream of homeownership in San Jose and the surrounding areas. The company's broker, Mark W. Stevensen, provides a wide range of mortgage loan options. Home loan programs offered are fixed and adjustable rates, as well as FHA and VA loans. In addition, Stevensen & Neal Realtors Community Trust Mortgage serves the real estate needs of both buyers and sellers.

Tina Elias is a loan officer at the mortgage brokerage The Loan Story. She assists her clients in finding and selecting a loan program that would best suit them. Elias also provides an analysis of their financial situation based on factors such as credit score, loan size, the type of property, and the type of transaction. Additionally, she deals with underwriting, closing documentation, and loan closing. Elias has more than 15 years of experience in the mortgage industry.

Todd Flesner is a senior loan officer based in San Jose. He specializes in a wide range of financing options, including construction, investment property, jumbo, and VA loans. Whether clients are purchasing or refinancing mortgages, he is committed to guiding them throughout the lending process, from coordinating with the title company and underwriters to closing. Flesner, who has been working in the mortgage industry since 1999, has a background in nonprofit management. He also used to work at the YMCA.