Bay One Real Estate Investment is a mortgage brokerage firm located in San Jose, California. Stephen Wong, their mortgage broker loan agent, has been working in the mortgage industry since 2003 and is licensed by the Bureau of Real Estate. The firm offers both fixed and ARM loan programs. Their fixed program includes 30 years, 28 years, 25 years, 20 years, 15 years, and 10 years, and their ARM program includes 10/1 ARM, 7/1 ARM, 5/1 ARM, and 3/1 ARM. Bay One Real Estate Investment provides conventional, high balance, jumbo, and investor loan services to their valued clients.