Best Mortgage Brokers in Mountain View

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Broker One Mortgage logo
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License Verified:

License: 222424

Nationwide Multistate Licensing System and Registry

Broker One Mortgage

95 First Street, Suite #120, Los Altos, CA 94022
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Business Description

Broker One Mortgage is a full-service brokerage firm that serves individual homebuyers, real estate professionals, and builders in Mountain View and other areas in California. Its team can help with 30-year and 15-year fixed-rate mortgages. It also offers adjustable-rate mortgages in a variety of terms, including 2/1 buy-down mortgages, annual or monthly ARMs, and 3/1, 5/1, or 7/1 ARMs. The firm works with clients' real estate agents, credit agencies, and attorneys. Broker One Mortgage has been in business for more than three decades.

License Verified:

License: 222424

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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C2 Financial logo
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License: 363191

Nationwide Multistate Licensing System and Registry

C2 Financial

1250 Aviation Avenue Suite 200Q, San Jose, CA 95110
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Business Description

Eric Garnicki is a senior mortgage advisor at C2 Financial Corporation, serving the residents of Mountain View. Eric offers a wide array of mortgage options, including VA, first-time homebuyer, renovation, and refinancing loans. He also works with self-employed homebuyers and senior homeowners wanting to take advantage of a reverse mortgage. Eric understands that home buying is also a platform to build better futures. He takes the time to discuss how mortgages work and provide clients with resources to help them benefit from homeownership.

License Verified:

License: 363191

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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California Capital Mortgage logo
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License Verified:

License: 306447

Nationwide Multistate Licensing System and Registry

California Capital Mortgage

99 S Almaden Blvd, Suite 600, San Jose, CA 95113
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Business Description

California Capital Mortgage is a brokerage that strives to meet the homebuying goals of individuals and families in the Mountain View area. Its team of mortgage brokers creates strategies to help clients save money through low-rate loans or low-cost refinancing programs. In addition, these brokers implement techniques that minimize mortgage problems and keep clients informed throughout the application process. The team has been serving the homeownership needs of the community since 2003. It also serves clients in Texas.

License Verified:

License: 306447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (47)
Yelp
5.0 / 5 (19)
Google
5.0 / 5 (18)
Foley Mortgage logo
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License Verified:

License: 240664

Nationwide Multistate Licensing System and Registry

Foley Mortgage

1660 Hamilton Ave. Ste. 100, San Jose, CA 95125
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Business Description

Foley Mortgage has been serving individuals and families in Mountain View and surrounding areas since 1957. It provides a wide selection of loan options for people wanting to purchase or refinance homes, such as FHA, jumbo, ARM, and VA mortgages. It also provides trust deed investments and private loans for various purposes, including probate, estate trusts, rehab projects, and investor flips. The company is a member of the NAMB, PFAC, and the California Mortgage Association.

License Verified:

License: 240664

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (15)
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Man Nguyen, MSEE logo
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License Verified:

License: 445911

Nationwide Multistate Licensing System and Registry

Man Nguyen, MSEE

167 N White Rd, San Jose, CA 95127
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Business Description

Man Nguyen, MSEE, is a loan officer and home mortgage broker who serves customers in Mountain View. He offers multiple types of common loans, including conventional, jumbo, bank statement, investor flex, FHA, and HELOC. He also provides conforming loans and Fannie Mae and Freddie Mac loans. He handles purchases, refinance, and investment transactions. Nguyen is affiliated with Realtheon Home Mortgage Loans and has closed over 200 mortgage and real estate transactions since he started in 2003.

License Verified:

License: 445911

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Mobile Home Mortgage logo
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License Verified:

License: 990544

Nationwide Multistate Licensing System and Registry

Mobile Home Mortgage

1270-C Lawrence Station Rd., Sunnyvale, CA 94089
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Business Description

Mobile Home Mortgage helps clients in Mountain View find the best loan programs that suit their needs. The company works with the industry’s leading lenders, providing different loan products such as conforming, jumbo, and mobile home loans. It also offers a refinancing option for clients looking for better loan terms. Christy, the company’s senior loan officer, leads the agency and guides customers through the process of applying for a loan. The process can be done by setting up an account on Mobile Home's website.

License Verified:

License: 990544

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Magic logo
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License Verified:

License: 331340

Nationwide Multistate Licensing System and Registry

Mortgage Magic

1625 The Alameda Suite 401, San Jose, CA 95126
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Business Description

Mortgage Magic has a varied selection of tailored loan programs that cover the financial undertakings of Mountain View-based clients. Its agents possess an average of more than 10 years of experience in funding property purchases and debt payments using different loan programs. Their roster includes a processing staff that oversees Fannie Mae and Freddie Mac applications and identifies program changes to expedite transactions for clients. For its services, the firm was previously given accolades by the local Chamber of Commerce and the Salvation Army.

License Verified:

License: 331340

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
O2 Mortgage logo
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License Verified:

License: 225953

Nationwide Multistate Licensing System and Registry

O2 Mortgage

900 E Hamilton Avenue Suite 100, Campbell, CA 95008
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Business Description

O2 Mortgage provides services to homeowners and buyers across Mountain View and the surrounding areas. The company specializes in helping individuals apply for mortgage loan programs suitable for their home purchasing needs and down payment budget. Its branch manager, David Setti, has been recognized by the Scotsman Guide as one of the top loan originators. O2 Mortgage is also licensed to provide lending services across various states, including Washington, Arizona, Colorado, Kansas, Idaho, and Texas.

License Verified:

License: 225953

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SnapFi logo
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License Verified:

License: 216565

Nationwide Multistate Licensing System and Registry

SnapFi

1155 Meridian Avenue #100, San Jose, CA 95125
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Business Description

Since 2017, SnapFi has been dealing with Mountain View clients. The company works with aspiring homeowners and provides a range of loan options, from FHA to VA mortgages. It offers an e-book titled "The Down Payment Dilemma" to educate clients on programs that help them obtain housing with minimal down payments. The company also sets up a cash-out refinance program that allows borrowers to fund kitchen or backyard remodeling projects. Its founder, Jim Campagna, is the former CEO of the San Jose-based firm Plaza Loans.

License Verified:

License: 216565

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (28)
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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