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Best Life Insurance Companies in San Jose

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1982 Senter Rd, San Jose, CA 95112
San Jose, CA 95112

A New World of Opportunity Team is an independent life insurance agency in San Jose associated with the World Financial Group Inc. Its agents offer an array of services, such as comparing the life insurance policies of multiple carriers, providing clients with impartial advice, and helping individuals enroll in health plans through California Covered. The agency also specializes in arranging insurance policies for commercial clients, drivers, and homeowners throughout the Bay Area.

1982 Senter Rd, San Jose, CA 95112
San Jose, CA 95112

Website(415) 793-8101

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

120 Campbell Avenue, Campbell, CA 95008
Campbell, CA 95008
Instagram
  • Life Insurance
  • Health Insurance

Angela Frangieh is an insurance agent that works for individuals in the San Jose area. She offers life, homeowner's, renter's, and health insurance. She also handles business, property, auto, and pet insurances. Her team addresses client concerns in English, Spanish, Armenian, Farsi, Assyrian, and Arabic. Along with her team, Angela sets on giving inclusive insurance plans, ensuring clients that their respective capacities and circumstances are considered. Angela Frangieh has been providing insurance assistance for over 10 years.

120 Campbell Avenue, Campbell, CA 95008
Campbell, CA 95008

InstagramWebsite(408) 260-3370

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

55 (Best)

Score Consistency:

Consistent (Best)

1465 Park Avenue, San Jose, CA 95126
San Jose, CA 95126
Instagram
  • Life Insurance
  • Health Insurance
  • Personal Insurance
  • Home and Auto Insurance

Angela Frangieh runs an agency through State Farm. She caters to individuals, families, and businesses in San Jose and the surrounding communities. Her line of products includes term, whole, and universal life insurance policies, which can pay for college, debts, and mortgages. Frangieh also provides property, pet, home, health, and auto insurance plans. Her agency has been a qualifier for various State Farm awards, including Ambassador Travel and Lifetime President’s Club. Her team includes Spanish-speaking members, allowing it to serve a broader range of clients.

1465 Park Avenue, San Jose, CA 95126
San Jose, CA 95126

InstagramWebsite(855) 733-7333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

289 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

1816 Tully Road, San Jose, CA 95122
San Jose, CA 95122
Instagram
  • Medicare Supplement Insurance
  • United Healthcare
  • Medicare Advantage Plans
  • Dental Insurance
  • Long Term Care
  • Final Expense
  • Medicare Insurance
  • Disability Insurance
  • Supplemental Health Insurance
  • Medicare
  • Market Place
  • Multiple Carriers
  • Individual Plans
  • Medicare Supplements
  • Term Insurance
  • Dental
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Bay Area Health Solutions is an independent agency started by U.S. Army veteran Gary Church. He is a life and health insurance agent who has been serving clients in San Jose and nearby areas for the last 19 years. He offers various types of life insurance policies, including term, universal, whole, and final expense insurance. In addition, Gary is available to work with seniors and helps them understand current Medicare benefits. Bay Area Health Solutions also offers other products such as travel, disability, and supplemental insurance policies.

1816 Tully Road, San Jose, CA 95122
San Jose, CA 95122

InstagramWebsite(408) 903-4624

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1092 Scott Blvd, Santa Clara, CA 95050
Santa Clara, CA 95050

Be Well Insurance Solutions is a full-service health insurance agency serving San Jose and the neighboring cities. It specializes in individual health insurance, group health insurance, and Medicare plans. The agency has built relationships with carriers who specialize in health care policies, such as Blue Shield, Kaiser, and Health Net. Its agents are free to objectively compare rival policies, provide impartial advice, and support clients in disputes with their insurance carriers.

1092 Scott Blvd, Santa Clara, CA 95050
Santa Clara, CA 95050

Website(408) 615-1280

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2066 N Capitol Ave Ste 1049, San Jose, CA 95132
San Jose, CA 95132

Buy Health Insurance is a California-based online agency specializing in simplifying the purchase and maintenance of health insurance. It trains its licensed agents to deal with every aspect of the process, from comparing the products of multiple specialist carriers, such as Blue Shield and United Healthcare, to checking if the client is eligible for savings and support in their state. The agency claims to be able to find the right policies, with the right health care providers, within 15 minutes.

2066 N Capitol Ave Ste 1049, San Jose, CA 95132
San Jose, CA 95132

Website(800) 793-3803

Show Number
San Jose, CASan Jose, CA
  • Life Insurance

Cal-Valley Insurance Services is an independent insurance provider serving individuals and families in San Jose and the surrounding communities. Established in 1984, the company helps clients obtain life insurance policies that will keep them financially supported even during unpredictable life events. Insurance types offered include term, universal, and whole life insurance, which all vary in terms of period, flexibility, and limits. Cal-Valley Insurance Services also provides other personal insurance plans for cars, homes, and valuable possessions.

San Jose, CASan Jose, CA

Website(408) 323-2280

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

305 Soquel Ave Ste B, Santa Cruz, CA 95062
Santa Cruz, CA 95062

Clinton Davis Financial Services Inc. is an insurance agency serving the San Jose metro area. The agency specializes in tailoring life insurance products offered by Guardian, one of the nation's largest carriers. These products cover every aspect of life insurance, such as term life, which ranges from 10 to 30 years, whole life, which protects the client from risk throughout their life, and mortgage protection, which covers payments while the client is unable to work.

305 Soquel Ave Ste B, Santa Cruz, CA 95062
Santa Cruz, CA 95062

Website(831) 426-8888

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1405 South Bascom Avenue, San Jose, CA 95128
San Jose, CA 95128
  • Life Insurance
  • Health Insurance
  • Group Plans
  • Term Life Insurance

Courtney Financial & Real Estate Services is a family-owned and family-operated insurance company that serves clients in San Jose. Its staff has more than 100 years of combined experience in the industry. It is led by owner Larrie J. Courtney who is a lifetime member of the Million Dollar Round Table. Courtney Financial provides a range of insurance options, including universal and term life insurance, health insurance, property insurance, and casualty insurance. Additionally, it offers real estate services for both home buyers and sellers.

1405 South Bascom Avenue, San Jose, CA 95128
San Jose, CA 95128

Website(408) 298-5433

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Variable (Good)

1123 Soquel Ave Box 4209, Santa Cruz, CA 95062
Santa Cruz, CA 95062

DCD Financial & Insurance Services is an independent agency that's serviced the Bay Area since 1938. It offers a full suite of insurance services, which includes arranging life and health policies for individuals and their families. Its agents objectively compare the policies of multiple carriers, provide unbiased advice to clients, and ensure they fully understand their level of coverage. The company also specializes in insurance for boat owners, drivers, and businesses.

1123 Soquel Ave Box 4209, Santa Cruz, CA 95062
Santa Cruz, CA 95062

Website(831) 423-8542

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

74 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

17510 Farley Road West, Los Gatos, CA 95030
Los Gatos, CA 95030
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Don Williams & Associates is a family-owned and family-operated life insurance company serving San Jose and its surrounding areas since 1961. It offers an extensive array of personal insurance services that cover vehicles, homeowners, life, travel, and specialty dwelling options. It also has business insurance services including professional liability, workers compensation, contractors, builders risk, and business property insurance. Don Williams & Associates partners with mortgage brokers and Realtors who function as part of the company's in-house team.

17510 Farley Road West, Los Gatos, CA 95030
Los Gatos, CA 95030

Website(408) 402-3646

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2020 Fourth Street, Livermore, CA 94550
Livermore, CA 94550
  • Life Insurance

Gene Morgan Insurance Agency is a family-owned and family-operated independent agency providing its services to clients in San Jose. It offers two types of life insurance, which are term life insurance and universal life insurance. Both types of life insurance aim to protect the client's family in the event of death by paying off debt and paying for their children's education. Gene Morgan founded the agency in 1953. The ownership has since passed down to his son and granddaughter, Mike and Michelle.

2020 Fourth Street, Livermore, CA 94550
Livermore, CA 94550

Website(925) 447-2565

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Aptos, CA 95003Aptos, CA 95003

Hawk Health Markets is a boutique insurance agency founded by Patrick Hawk Cummins, a veteran who has sold life and health insurance as an independent agent since 1985. The agent provides impartial advice on a wide range of products from leading carriers and advocates for clients in disputes. Mr. Cummins is a certified senior Medicare health consultant and estate/retirement planner who is enrolled as a consultant with the Federal Health and Covered California exchanges.

Aptos, CA 95003Aptos, CA 95003

Website(408) 791-1742

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

1669 Flanigan Dr, San Jose, CA 95121
San Jose, CA 95121

High Tech Insurance Solutions is an independent health insurance company in San Jose, with additional offices in Fremont, enabling its agents to serve clients throughout the Bay Area. Its health insurance clients are typically individuals looking for plans that will cover basic-to-complex medical treatments and businesses who want to offer their employees health insurance that is either partly, fully, or personally funded. Additionally, the agency can arrange life, home, auto, and farm insurance for individuals.

1669 Flanigan Dr, San Jose, CA 95121
San Jose, CA 95121

Website(408) 440-5490

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1900 Camden Ave. Suite 204, San Jose, CA 95124
San Jose, CA 95124
  • Life Insurance

Let's Insure is an independent insurance agency that serves both residential and commercial clients from San Jose and the surrounding areas. It provides two types of term life insurance plans, annual renewable term and level premium term insurance. It also offers various permanent life insurance plans, including whole life, variable life, variable universal, and universal life insurance. Other types of insurance that the company provides include auto, home, and pet insurance. Let's Insure has been in operation for more than two decades.

1900 Camden Ave. Suite 204, San Jose, CA 95124
San Jose, CA 95124

Website(877) 851-7867

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

71 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A+

Detail: --

2598 Mabury Sq, San Jose, CA 95133
San Jose, CA 95133

Melin Insurance Services is an independent life insurance agency in San Jose. Its agents are free to compare the policies of many leading carriers, such as Nationwide and Allianz, provide clients with objective advice, and support them in disputes with their insurance providers. The agency also specializes in arranging disability and long-term care policies and designing group health plans for small-to-midsize businesses throughout the Bay Area. Additionally, the agency finds the best policies for drivers and homeowners.

2598 Mabury Sq, San Jose, CA 95133
San Jose, CA 95133

Website(408) 272-1700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2162 Ringwood Ave, San Jose, CA 95131
San Jose, CA 95131

Nature Insurance Agency Services is a family-owned agency serving the Bay Area and DFW, Texas. Its independent agents offer objective advice on many types of life insurance and annuities provided by leading carriers. The agents talk clients through the pros and cons of each policy and advise on the best types, such as term life for people who want to pay off their mortgages and whole life for those leaving financial legacies for loved ones.

2162 Ringwood Ave, San Jose, CA 95131
San Jose, CA 95131

Website(408) 476-0166

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

15466 Los Gatos Blvd Ste 203, Los Gatos, CA 95032
Los Gatos, CA 95032

Noyce Insurance is an independent insurance agency providing a full portfolio of services to the residents and businesses of San Jose and the entire Bay Area. Its life and health insurance products are suitable for individuals looking to manage various types of risk, and businesses who want group products that benefit their employees. Policies include whole life and term life, mortgage protection, disability, Medicare supplements, and long-term care. The agency also offers business interruption and company liability insurance.

15466 Los Gatos Blvd Ste 203, Los Gatos, CA 95032
Los Gatos, CA 95032

Website(408) 399-6669

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

950 S Bascom Ave Ste 2118, San Jose, CA 95128
San Jose, CA 95128

Founded more than two decades ago, One Point Business & Insurance Services is a health insurance company in San Jose, and Castle Rock, Colorado. The agency focuses exclusively on small-to-midsize businesses in all sectors. Its services include designing group health plans that enable businesses to offer their employees an array of health insurance options. The agency conducts client account reviews every quarter to ensure businesses continue to have the best policies for their needs.

950 S Bascom Ave Ste 2118, San Jose, CA 95128
San Jose, CA 95128

Website(408) 280-2100

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

2774 Aborn Rd, San Jose, CA 95121
San Jose, CA 95121

Satwant Singh Insurance Services is a well-established agency serving the Bay Area. Its licensed agents offer impartial advice and objectively compare policies from multiple carriers for their clients, such as term life for people who want to pay off a debt in a specified period and whole life for those who want coverage throughout their years. The agency also specializes in auto and home insurance and various business-related insurance services.

2774 Aborn Rd, San Jose, CA 95121
San Jose, CA 95121

Website(408) 273-6001

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

44 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2055 Junction Avenue, San Jose, CA 95131
San Jose, CA 95131
  • Life Insurance

Shepherd & Associates Insurance Services, Inc. is an independent agency that provides insurance solutions for the public sector, nonprofit organizations, and businesses in San Jose and nearby areas. Its founder and treasurer Ron Shepherd started the business in 1994, specializing in program implementation, development, and management. Shepherd & Associates Insurance Services has access to over 100 insurance carriers and delivers personalized life insurance plans for every client. Additionally, other personal policies available are personal umbrella, homeowners', auto, and renters' coverage.

2055 Junction Avenue, San Jose, CA 95131
San Jose, CA 95131

Website(408) 526-1112

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

950 S Bascom Ave Ste 2112, San Jose, CA 95128
San Jose, CA 95128

Silicon Valley Financial Group is a family-owned life insurance company in San Jose, founded in 1953 to help individuals plan for their financial futures and protect their estates for descendants. The agency has experience in many forms of insurance, from arranging individual life plans and policies that cover disability and long-term care to designing group health products and a wide range of retirement plans. It can also help to arrange college funding and profit-sharing plans.

950 S Bascom Ave Ste 2112, San Jose, CA 95128
San Jose, CA 95128

Website(408) 280-0800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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