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Best Life Insurance Companies in San Jose
2021

We scored 234 Life Insurance Companies in San Jose, CA and Picked the Top 14

Here are the Picks:

A New World of Opportunity Team

Be Well Insurance Solutions

Buy Health Insurance

Clinton Davis Financial Services, Inc.

DCD Financial & Insurance Services

Hawk Health Markets

High Tech Insurance Solutions

Melin Insurance Services

Nature Insurance

Noyce Insurance

One Point Business & Insurance Services

Ruben Garcia Agency

Satwant Singh Insurance Services

Silicon Valley Financial Group

Why These Life Insurance Companies?

Our goal is to connect people with the best local experts. We scored San Jose Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 234 146 14

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

A New World of Opportunity Team

A New World of Opportunity Team is an independent life insurance agency in San Jose associated with the World Financial Group Inc. Its agents offer an array of services, such as comparing the life insurance policies of multiple carriers, providing clients with impartial advice, and helping individuals enroll in health plans through California Covered. The agency also specializes in arranging insurance policies for commercial clients, drivers, and homeowners throughout the Bay Area.

Click to Call

1982 Senter Rd
San Jose, CA 95112

Website

(415) 793-8101 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Be Well Insurance Solutions

Be Well Insurance Solutions is a full-service health insurance agency serving San Jose and the neighboring cities. It specializes in individual health insurance, group health insurance, and Medicare plans. The agency has built relationships with carriers who specialize in health care policies, such as Blue Shield, Kaiser, and Health Net. Its agents are free to objectively compare rival policies, provide impartial advice, and support clients in disputes with their insurance carriers.

Click to Call

1092 Scott Blvd
Santa Clara, CA 95050

Website

(408) 615-1280 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

Buy Health Insurance

Buy Health Insurance is a California-based online agency specializing in simplifying the purchase and maintenance of health insurance. It trains its licensed agents to deal with every aspect of the process, from comparing the products of multiple specialist carriers, such as Blue Shield and United Healthcare, to checking if the client is eligible for savings and support in their state. The agency claims to be able to find the right policies, with the right health care providers, within 15 minutes.

Click to Call

2066 N Capitol Ave Ste 1049
San Jose, CA 95132

Website

(800) 793-3803 Website

Clinton Davis Financial Services, Inc.

Clinton Davis Financial Services Inc. is an insurance agency serving the San Jose metro area. The agency specializes in tailoring life insurance products offered by Guardian, one of the nation's largest carriers. These products cover every aspect of life insurance, such as term life, which ranges from 10 to 30 years, whole life, which protects the client from risk throughout their life, and mortgage protection, which covers payments while the client is unable to work.

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305 Soquel Ave Ste B
Santa Cruz, CA 95062

Website

(831) 426-8888 Website

DCD Financial & Insurance Services

DCD Financial & Insurance Services is an independent agency that's serviced the Bay Area since 1938. It offers a full suite of insurance services, which includes arranging life and health policies for individuals and their families. Its agents objectively compare the policies of multiple carriers, provide unbiased advice to clients, and ensure they fully understand their level of coverage. The company also specializes in insurance for boat owners, drivers, and businesses.

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1123 Soquel Ave Box 4209
Santa Cruz, CA 95062

Website

(831) 423-8542 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Hawk Health Markets

Hawk Health Markets is a boutique insurance agency founded by Patrick Hawk Cummins, a veteran who has sold life and health insurance as an independent agent since 1985. The agent provides impartial advice on a wide range of products from leading carriers and advocates for clients in disputes. Mr. Cummins is a certified senior Medicare health consultant and estate/retirement planner who is enrolled as a consultant with the Federal Health and Covered California exchanges.

Click to Call

Aptos, CA 95003

Website

(408) 791-1742 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

High Tech Insurance Solutions

High Tech Insurance Solutions is an independent health insurance company in San Jose, with additional offices in Fremont, enabling its agents to serve clients throughout the Bay Area. Its health insurance clients are typically individuals looking for plans that will cover basic-to-complex medical treatments and businesses who want to offer their employees health insurance that is either partly, fully, or personally funded. Additionally, the agency can arrange life, home, auto, and farm insurance for individuals.

Click to Call

1669 Flanigan Dr
San Jose, CA 95121

Website

(408) 440-5490 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 (Better)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

Melin Insurance Services

Melin Insurance Services is an independent life insurance agency in San Jose. Its agents are free to compare the policies of many leading carriers, such as Nationwide and Allianz, provide clients with objective advice, and support them in disputes with their insurance providers. The agency also specializes in arranging disability and long-term care policies and designing group health plans for small-to-midsize businesses throughout the Bay Area. Additionally, the agency finds the best policies for drivers and homeowners.

Click to Call

2598 Mabury Sq
San Jose, CA 95133

Website

(408) 272-1700 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Nature Insurance

Nature Insurance Agency Services is a family-owned agency serving the Bay Area and DFW, Texas. Its independent agents offer objective advice on many types of life insurance and annuities provided by leading carriers. The agents talk clients through the pros and cons of each policy and advise on the best types, such as term life for people who want to pay off their mortgages and whole life for those leaving financial legacies for loved ones.

Click to Call

2162 Ringwood Ave
San Jose, CA 95131

Website

(408) 476-0166 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Noyce Insurance

Noyce Insurance is an independent insurance agency providing a full portfolio of services to the residents and businesses of San Jose and the entire Bay Area. Its life and health insurance products are suitable for individuals looking to manage various types of risk, and businesses who want group products that benefit their employees. Policies include whole life and term life, mortgage protection, disability, Medicare supplements, and long-term care. The agency also offers business interruption and company liability insurance.

Click to Call

15466 Los Gatos Blvd Ste 203
Los Gatos, CA 95032

Website

(408) 399-6669 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

One Point Business & Insurance Services

Founded more than two decades ago, One Point Business & Insurance Services is a health insurance company in San Jose, and Castle Rock, Colorado. The agency focuses exclusively on small-to-midsize businesses in all sectors. Its services include designing group health plans that enable businesses to offer their employees an array of health insurance options. The agency conducts client account reviews every quarter to ensure businesses continue to have the best policies for their needs.

Click to Call

950 S Bascom Ave Ste 2118
San Jose, CA 95128

Website

(408) 280-2100 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

Ruben Garcia Agency

Ruben Garcia CSFP LUTCF is a life insurance company in San Jose that specializes in all forms of life insurance related to individuals, businesses, and estate planning. Mr. Garcia has helped clients find the coverage they need since 1983. His company's services include designing group life and health plans for small businesses and helping individuals plan for their retirement with various forms of insurance, including IRAs, 401(K) plans, and 401(K) rollovers.

Click to Call

1798 Technology dr #178
San Jose, CA 95110

Website

(408) 903-6104 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Satwant Singh Insurance Services

Satwant Singh Insurance Services is a well-established agency serving the Bay Area. Its licensed agents offer impartial advice and objectively compare policies from multiple carriers for their clients, such as term life for people who want to pay off a debt in a specified period and whole life for those who want coverage throughout their years. The agency also specializes in auto and home insurance and various business-related insurance services.

Click to Call

2774 Aborn Rd
San Jose, CA 95121

Website

(408) 273-6001 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

Silicon Valley Financial Group

Silicon Valley Financial Group is a family-owned life insurance company in San Jose, founded in 1953 to help individuals plan for their financial futures and protect their estates for descendants. The agency has experience in many forms of insurance, from arranging individual life plans and policies that cover disability and long-term care to designing group health products and a wide range of retirement plans. It can also help to arrange college funding and profit-sharing plans.

Click to Call

950 S Bascom Ave Ste 2112
San Jose, CA 95128

Website

(408) 280-0800 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

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