Best Mortgage Refinance Companies in San Diego

5 Best San Diego Mortgage Refinance Companies

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We scored 671 Mortgage Refinance Companies in San Diego, CA and Picked the Top 5

Community Mortgage serves the San Diego metro area and offers assistance with refinance loans for home mortgages. In many cases, it assists clients who are looking to lower their monthly payments and move from an adjustable-rate mortgage to a fixed-rate mortgage. It also guides clients toward refinancing programs that can help them to resolve external credit problems by redirecting cash to things such as credit cards. Community Mortgage refinances a variety of its standard loans, which include conventional and FHA loans as well as VA loans, jumbo loans, reverse mortgages, and super conforming mortgages. This company also provides targeted services to first-time home buyers.


First Liberty Funding Corporation is a mortgage refinance company in San Diego serving clients throughout the metro area. This company offers several types of mortgage options and allows clients to refinance most types of home loans in order to achieve benefits such as lower interest rates, lower payments, reduced amortization periods, and cash for other purposes. It also provides tools that empower clients to project the financial implications of refinancing. First Liberty Funding Corporation offers several loan formats for initial mortgages, too, including conventional mortgages, fixed-rate mortgages, jumbo and super jumbo home loans, and hybrid programs. Programs are available that allow for alternative documentation and that serve the needs of foreign nationals as well.


Gaylord-Hansen Mortgage Team does business throughout the San Diego metro area and provides refinancing options to clients with a range of unique interests. This company does intimate consultations with clients to guide them towards decisions that benefit their own goals while helping them explore options for refinance plans. It manages the application process for this purpose and works with clients thereafter to help them assess options presented by various lenders. Gaylord-Hansen Mortgage Team also works closely with first-time home buyers as well as active duty military personnel and veterans to explore and apply for programs that provide status-based benefits and help them to finalize agreements.


Mission Federal Credit Union provides services for home mortgage refinance in San Diego and offers the services of mortgage lenders who assist clients in ascertaining and pursuing their goals when finalizing mortgage agreements. This credit union provides applications that help clients determine whether they qualify for refinance and other loan programs and plan for financial impacts based on calculations concerning their income and other factors. Beyond refinance agreements, Mission Federal Credit Union also offers several other types of mortgages, including competitive fixed-and adjustable-rate mortgages, jumbo loans, and commercial real estate loans. Credit union home loans and home equity loans are also available.


OneWest Bank is active throughout the San Diego metro area and helps homeowners complete application processes for mortgage refinancing agreements. This bank offers varied refinance options intended to serve clients with different needs. These refinancing options include both fixed- and adjustable-rate mortgages with interest-only and fully amortized term agreements. It also offers cross-collateralization and asset dissipation-based underwriting. OneWest Bank offers jumbo loans, too, for agreements up to $5 million in value. Its fixed-rate mortgages can be acquired with several options for repayment terms ranging from 10 to 30 years. Special FHA offers are available as well to clients who qualify.

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