Best Mortgage Refinance Companies in San Diego

Agave Home Loans helps clients in San Diego with their mortgage refinancing needs. This independent company assists them in achieving their financial objectives—remodeling their kitchen, paying off higher interest debts, or paying for college tuition—by converting existing equity to cash. Its staff members also negotiate on their clients’ behalf for the best possible terms. Co-owner Doug Wang has over seven years of experience in the mortgage industry. He guides his team in educating clients about the processes to help them make informed decisions.

America's Local Lender is a mortgage company that provides refinancing programs for clients in San Diego. Specializing in jumbo lending and investment properties, it prepares personalized solutions, such as conforming, jumbo, FHA, and VA loans. In 2018, America's Local Lender received the Customer Service Star award from the San Diego Chamber of Commerce. Its president, Patrick Gilmore, founded the company in 2016 and has held executive management positions at companies like Fannie Mae and Goldman Sachs.

San Diego-based Community Mortgage provides refinancing loans to its clients. It assists individuals who are planning to lower their monthly payments by moving from an adjustable-rate mortgage to a fixed-rate one. Community Mortgage also guides its customers toward refinancing programs that can resolve their external credit problems by redirecting cash to credit cards. In addition, it refinances standard mortgage loans, including conventional, FHA-insured, VA, jumbo, reverse, and super conforming loans.

Equis Mortgage Group has ready refinancing options for clients in Escondido and surrounding areas. This includes cash-out plans, debt consolidation, cancellation of insurance, rate updates, and fund rerouting. Its mortgage brokers and Realtors also handle the rest of the home selling/buying cycle. Programs like reverse mortgages and jumbo loans are also available. Equis Mortgage Group, which is NMLS-registered, is also doing business in Florida and Texas.  Its website also has a property listing and home valuation tool that visitors can access.

First Liberty Funding Corporation is a mortgage refinance company serving San Diego residents and the surrounding areas. The company offers loan options to clients who are looking to purchase a new home, refinance an outstanding loan, purchase an investment property, or consolidate existing debt. The loan options available include FHA, VA, USDA, rehab, and jumbo loans. The firm also has fixed-rate mortgages. Programs that allow alternative documentation for foreign nationals are also available.

Gaylord Hansen Mortgage Team - San Diego, CA aims to simplify the mortgage process for clients through personalized financial solutions. With a decade of experience in the industry, these professionals assist clients looking to refinance their homes. They conduct consultation through phone, video, or in-person to determine the client's goals. They help clients compare different mortgage options and manage the process from pre-approval to closing. The Gaylord Hansen Mortgage Team also specializes in helping first-time homebuyers and veterans.

Ideal Lending handles refinancing and mortgage matters in San Diego and nearby areas. Ivan Lanz, the company's agent, is a certified mortgage advisor and guides individuals with his certified personal mortgage analysis. This gets borrowers just terms for their needs. The firm also helps first-time buyers make the proper financial decisions by using an educational approach to refinancing for them to lower their payment, pay off high credit debts, and many other opportunities to leverage money and create wealth. Lanz’s service model has made him a top ranked mortgage originator nationally.

NOVA Home Loans is a mortgage refinance company serving clients in San Diego, founded by Ray Desmond, who has been working in the mortgage industry since 1980. The company offers several loan programs, including adjustable-rate (ARM), FHA, fixed-rate, jumbo, reverse mortgage, USDA, and VA loans. The also provide down payment assistance. Its team of loan officers guide clients to determine the right loan program. NOVA Home Loans is a sponsor of Boys and Girls Club of America.

Prospect Home Finance is a mortgage refinancing company that caters to clients in San Diego and its surrounding areas. It provides refinancing services to a variety of real estate properties such as single-detached residences, townhouses, and single-unit apartments. The company's loan officers assess each client's needs and assist them in exploring various options to find a suitable mortgage plan that meets their requirements. Prospect Home Finance has received several accolades from reputable publications and websites such as Scotsman and Kudzu.com

Shubh Mortgage is a brokerage firm that serves the San Diego metro area and surrounding localities. Through mortgage refinancing, the firm assists homeowners in lowering their monthly payments, shortening their mortgage term, or paying off their mortgage entirely. Its mortgage consultants work with a variety of lenders to find the right refinance solution for their clients' specific financial needs. The company also delivers home purchase loans for first-time and repeat homebuyers. The agency has been operating since 2007.

West Coast Mortgage Group offers mortgage refinance solutions in San Diego. This company seeks to provide a simplified lending process to homebuyers. Its mortgage brokers help clients understand various loan options such as FHA, jumbo, conventional, and USDA loans and aid in selecting appropriate products. They also assist in reverse mortgages, converting a portion of home equity to address cash needs. West Coast Mortgage Group is also a current member of the Mortgage Bankers Association.