Best Homeowners Insurance Agencies in Salinas

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AAA Salinas Branch logo
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AAA Salinas Branch

1019 Post Drive, Salinas, CA 93907
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

AAA Salinas Branch offers a wide range of insurance plans to its customers aside from roadside service. Its homeowners' insurance offers several discounts for its policies as well as a package bundle covering auto insurance. AAA has created the Business Resource Groups, which is composed of team members promoting the well-being of the company and developing a relationship with the community. It prides itself on being a diverse workplace with advocacy on women empowerment, people with disabilities, and the LGBTQ community. It also offers renters' and condo insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (341)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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AAA Salinas Branch

Amezcua Insurance logo
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Amezcua Insurance

7 N Hebbron Ave, Salinas, CA 93905
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  • Multiple Policy Types

Business Description

Amezcua Insurance is an independent homeowners' insurance agency in Salinas that has been serving clients in the area for more than 20 years. It offers standard home insurance, which covers the main structure, personal property, liability, loss of use, and medical expenses. The agency also provides several home insurance options, including credit card forgery and depositors forgery coverage endorsement, guaranteed replacement cost, inflation guard endorsement, and theft coverage protection endorsement. Amezcua Insurance also offers auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (82)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Amezcua Insurance

Cowell & Smith Insurance Agency logo
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Cowell & Smith Insurance Agency

1860 North Main Street, Salinas, CA 93906
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  • Fire

Business Description

Cowell & Smith Insurance Agency provides coverage plans for homeowners in Salinas. The company discusses with each client what to cover, from the structure itself to the shed and garage. It offers financial protection for damages caused by fire, storms, and vandalism. The agency also inspects each property's area and risk level to inform clients of their insurance options. It also provides coverage for automobiles and home renters. Cowell & Smith has been operating for over 70 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Cowell & Smith Insurance Agency

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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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