Best Health Insurance Agencies in Salinas

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California's Affordable  Health Care Coverage logo
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California's Affordable Health Care Coverage

933 North Main Street, Salinas, CA 93906
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  • Individual Plans
  • Life Insurance

Business Description

California's Affordable Health Care Coverage is an agency that provides health insurance plans for individuals and families in Salinas. The insurance agents at this firm are CMS certified and have the product knowledge to enroll and assist clients in selecting health insurance plans through the Affordable Care Act. The health care plan has annual limits coverage for physician, pharmacy, and hospital benefits. The agency also offers group medical insurance for employers with 1 to 50 employees eligible for health coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clock Insurance & Financial Solutions, Inc. logo
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License Verified:

License: 0K28529

California Department of Insurance

Clock Insurance & Financial Solutions, Inc.

21 West Laurel Drive, Salinas, CA 93906
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  • Individual Plans
  • Life Insurance

Business Description

Clock Insurance & Financial Solutions, Inc. is an insurance agency in Salinas offering health insurance, homeowners' insurance, automobile insurance, and life insurance. The company also caters to clients looking for assistance in vehicle registration, finances, notary public, and marriage officiation. Its team of agents offers individual or group benefits, Medicare, and Covered California under its health insurance line. They also present businesses with workers' compensation insurance, general liability, and property coverage.

License Verified:

License: 0K28529

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Daniel Insurance Agency Inc logo
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License Verified:

License: 0K81507

California Department of Insurance

Daniel Insurance Agency Inc

1283 North Main Street, Salinas, CA 93906
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  • Life Insurance

Business Description

Founded in 2013, Daniel Insurance Agency, Inc., is an insurance service provider that specializes in health insurance products. Based in Salinas, its service offerings include Medicare insurance, dental and vision insurance plans, and health sharing plans. It also provides under-65 health insurance as well as travel health insurance, critical illness health insurance, and accidental health insurance policies. Gerald Daniel established the company focusing on health insurance plans. He holds extensive experience in the industry.

License Verified:

License: 0K81507

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Enrique Ramirez logo
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License Verified:

License: 0D64722

California Department of Insurance

Enrique Ramirez

1269 North Davis Road, Salinas, CA 93907
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  • Individual Plans
  • Life Insurance

Business Description

Enrique Ramirez is a State Farm Insurance agent catering to Salinas residents and the surrounding areas. He opened his own legacy agency in Soledad in 2002 and since then, he has been offering his services to the community. His team of bilingual professionals is prepared to help clients with their health insurance policies, alongside auto, homeowners, renters, motorcycles, and life insurance. Enrique also offers assistance with pet medical insurance. Enrique serves as a Planning Commissioner in Greenfield.

License Verified:

License: 0D64722

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Gonzales & Associates Insurance Services, Inc. logo
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License Verified:

License: 4091558

California Department of Insurance

Gonzales & Associates Insurance Services, Inc.

102 Lincoln Avenue, Salinas, CA 93901
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  • Life Insurance

Business Description

Gonzalez & Associates Insurance Services, Inc., has been assisting locals of Salinas and its neighboring areas with their insurance needs since 2002. As an independent insurance agency, its agents work with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. Aside from health insurance, other services being offered include life insurance, commercial insurance, and special events insurance. It is affiliated with health providers which include Anthem, Aetna, United Agricultural Benefit Trust, and Kaiser Permanente.

License Verified:

License: 4091558

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lemus Insurance & Financial Services Inc. logo
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License Verified:

License: 0M22095

California Department of Insurance

Lemus Insurance & Financial Services Inc.

454 East Alisal Street, Salinas, CA 93905
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  • Individual Plans
  • Group Plans

Business Description

Lemus Insurance & Financial Services, Inc. is a family-owned insurance agency based in Salinas that provides individuals and businesses with a variety of policy options that cover protection for their employees and other assets. Its bilingual team caters to a diverse set of clients looking for insurance solutions for life and health needs such as dental and vision. disability, and critical illness. Its team also assists in the screening process of getting a Medicare plan. Meanwhile, businesses are supported through group health insurance plans. Patty Lemus, its owner, has been inspired by her father with Lemus Insurance.

License Verified:

License: 0M22095

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michele Campbell Insurance Services logo
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License Verified:

License: 0K19088

California Department of Insurance

Michele Campbell Insurance Services

60 4th Street Suite 102, Gilroy, CA 95020
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  • Life Insurance
  • Health Insurance

Business Description

Michele Campbell Insurance Services is an insurance agency that serves clients in Salinas. It specializes in providing various types of health insurance policies, including Medicare supplements insurance, Medicare Advantage plans, Medicare Part D plans, and dental insurance. It also offers two types of life insurance policies, such as term life and whole life insurance. To educate people about the insurance industry, Michele Campbell Insurance Services hosts events around the San Francisco Bay Area. The owner, Michelle Campbell, has more than 30 years of experience in the insurance industry.

License Verified:

License: 0K19088

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Municipalities, Colleges, Schools Insurance Group logo
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Municipalities, Colleges, Schools Insurance Group

76 Stephanie Drive, Salinas, CA 93901
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  • Individual Plans

Business Description

Municipalities, Colleges, Schools Insurance Group (MCSIG) provides health care and wellness programs for its clients located in the Salinas area. It offers insurance plans with medical, pharmacy, dental, vision, behavioral health, and chiropractic health coverage to cater to the needs of its customers and help them achieve their health and fitness goals. In addition, the company has partnered with Altais with Everside Health, BridgeHealth, Teladoc, and Transcarent to promote accessible early detection and preventative care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Relation logo
Visit WebsiteWebsite

License Verified:

License: 0F89850

California Department of Insurance

Relation

201 Monterey Salinas Highway, Salinas, CA 93908
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  • Life Insurance

Business Description

Relation is a Salinas-based insurance agency that assists individuals, families, and business owners with their insurance needs. Since its founding in 2007, the agency has represented a vast network of health insurance companies that provide coverage for a variety of health concerns. Its health services are mainly designed for employees and students which include domestic student health, supplemental vision and dental, and international student health plans. Additionally, the agency has comprehensive protection plans for students undergoing cultural exchange programs.

License Verified:

License: 0F89850

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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