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Best Homeowners Insurance Agencies in Sunnyvale

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Alexandra Anderson logo
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License Verified:

License: 0L86736

California Department of Insurance

Alexandra Anderson

980 El Camino Real, Suite 350, Santa Clara, CA 95050
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  • Homeowners

Business Description

Alexandra Anderson operates a State Farm insurance agency that has been serving clients in Sunnyvale and nearby areas since 2004. She offers homeowners' insurance that provides coverage for homes and personal belongings in cases of unforeseen events. Alexandra also provides insurance products for automobiles, homes, properties, and businesses. For the past 17 years, her agency has been a consistent Ambassador and Honor Club qualifying office. It is also licensed to provide insurance services to clients in the states of Nevada and Arizona.

License Verified:

License: 0L86736

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eva Martin-Long logo
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License Verified:

License: 0716139

California Department of Insurance

Eva Martin-Long

10011 N Foothill Blvd, Suite 111, Cupertino, CA 95014
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  • Multiple Policy Types
  • Homeowners

Business Description

Eva Martin-Long is a State Farm agent who provides clients in the Sunnyvale metro with various insurance assistance, including homeowner's insurance. With an experience of almost 35 years, she has been helping protect the futures of policyholders by assisting them with condo insurance, renters' insurance, life insurance, and business insurance. She also assists with commercial vehicle insurance, auto insurance, earthquake insurance, and paycheck protection. Martin is backed by a team consisting of new faces and insurance veterans with over two decades of experience.

License Verified:

License: 0716139

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Yelp
5.0 / 5 (24)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
GS Insurance Solutions logo
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License Verified:

License: 0I96531

California Department of Insurance

GS Insurance Solutions

5201 Great America Parkway, Ste 320, Santa Clara, CA 95054
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  • Multiple Policy Types
  • Homeowners

Business Description

GS Insurance Solutions is a California-based privately-held agency addressing the needs of businesses and individuals in Sunnyvale. Its team assists clients in obtaining personal insurance products, including contemporary, historic, and traditional homeowners' insurance, as well as renters' insurance programs. It also caters to corporate facilities, offering services such as health plan data analysis, plan design benchmarking and modeling, and employee benefits placement and support. The agency was established in 2014 and is a member of the Pacific Interstate Insurance Brokers (PIIB).

License Verified:

License: 0I96531

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gurbinder Mavi logo
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License Verified:

License: 0F22244

California Department of Insurance

Gurbinder Mavi

988 El Monte Ave, Mountain View, CA 94040
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  • Homeowners
  • Renters
  • Life Insurance
  • Home Insurance
  • Auto Insurance

Business Description

Gurbinder Mavi is a State Farm insurance agent serving Sunnyvale residents and businesses. He offers a selection of personal and commercial insurance products, such as homeowners', renters', and personal and commercial vehicle insurance. For homeowners' insurance, he assists clients in customizing their policies with things like additional personal liability coverage and life insurance policies as part of a bundled deal. Gurbinder and his staff are multilingual, holding fluency in English, Spanish, Portuguese, Hindi, Punjabi, and Indian.

License Verified:

License: 0F22244

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (60)
Yelp
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jason Stefely logo
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License Verified:

License: 0I71956

California Department of Insurance

Jason Stefely

20395 Pacifica Dr. Suite 108, Cupertino, CA 95014
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  • Homeowners

Business Description

Jason Stefely responds to the insurance needs of the community of Cupertino and its surrounding metros, including Sunnyvale. Among the State Farm insurance products he offers include policies for homeowners, renters, and boat and motorcycle owners. Stefely has been a State Farm insurance agent since 2004 and is also a licensed agent in Oregon. In addition, he is a Chartered Financial Consultant. His agents and staff speak English and German and collectively have over 40 years of industry experience.

License Verified:

License: 0I71956

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (173)
Yelp
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nelson/Nelson Insurance Services, LLC logo
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License Verified:

License: 0H64852

California Department of Insurance

Nelson/Nelson Insurance Services, LLC

422 S Murphy Ave # 4, Sunnyvale, CA 94086
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  • Renter's Insurance

Business Description

Nelson/Nelson Insurance Services, LLC, is an independent agency that serves clients in Sunnyvale. It offers homeowners' insurance plans that provide coverage for homes and personal belongings affected by unforeseen events. The agency also provides insurance products for businesses and automobiles. It has formed partnerships with multiple insurance carriers, which allows it to offer coverage options that suit the needs and goals of clients. Nelson/Nelson Insurance Services, established in 1946, also provides consultations.

License Verified:

License: 0H64852

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Preeti Sehgal logo
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License Verified:

License: 0N03833

California Department of Insurance

Preeti Sehgal

20111 Stevens Creek Blvd, Suite 138, Cupertino, CA 95014
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  • Homeowners
  • Renters
  • Home Insurance
  • Auto Insurance

Business Description

Preeti Sehgal is a State Farm insurance agent serving the Sunnyvale area. She provides a wide range of products, including homeowners' insurance, covering home damages, personal asset losses, and injuries sustained while on the premises. Auto, life, renters', earthquake, condo, and business insurance are among the additional services she provides. She also assists in matters relating to motorcycle/RV and pet insurance, banking, annuities, payroll protection, and a personal liability umbrella. Preeti is available to clients 24/7 to help them manage the risks of ordinary life.

License Verified:

License: 0N03833

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (104)
Yelp
5.0 / 5 (18)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Uni-Safe Insurance Services logo
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License Verified:

License: 0609171

California Department of Insurance

Uni-Safe Insurance Services

PO Box 2400, Sunnyvale, CA 94087
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Uni-Safe Insurance Services caters to clients in and around the Sunnyvale community. This agency offers both personal and small business insurance, including homeowners' insurance plans. It also provides townhouse, mobile home, renters', and auto and motorcycle insurance policies. The agency assists clients in finding the right coverage for their needs and budget, representing an array of insurance providers to offer them more coverage options. Its owner, Alan Moo, has been helping clients for more than 25 years.

License Verified:

License: 0609171

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Village Insurance Services logo
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Village Insurance Services

12280 Saratoga Sunnyvale Rd #112, Saratoga, CA 95070
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Village Insurance Services is an independent agency that has been serving Sunnyvale since 1969. Its homeowners' insurance secures clients from losses in case of theft, fire, vandalism, and other unexpected damages. Personal liability coverage applies if a guest is injured or their property is destroyed due to the client's neglect. Coverage is provided for the additional living expenses homeowners incur while living in temporary residences during a home repair. Village Insurance represents several policy carriers to ensure clients find the policy that best suits them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (12)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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