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Best Homeowners Insurance Agencies in San Jose

Why These Homeowners Insurance Agencies?

Our goal is to connect people with the best local experts. We scored San Jose Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 547 332 11

Our Selection Criteria:

  • 1. Reputation

    A history of delighted customers and outstanding service.

  • 2. Credibility

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Experience

    Masters of their craft, based on years of practical experience and education.

  • 4. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Adobe Insurance Brokers, LLC.

Adobe Insurance Brokers LLC helps residents of San Jose, California protect their homes and the personal belongings they keep inside by offering a variety of home insurance solutions. Customers can create a custom policy by selection from coverage options such as property or dwelling coverage, medical coverage and personal property coverage. Those who want complete coverage can opt for an umbrella insurance policy, which comes with additional liability coverage. Adobe Insurance Brokers also provides renters, landlord, flood and earthquake insurance.

60 W Main Ave Ste 11B
Morgan Hill, CA 95037


All Solutions Insurance LLC

All Solutions Insurance LLC is an independent agency based in San Jose, California, that works with over a dozen insurance carriers to provide clients with home insurance. Agents helps homeowners draft personalized policies that protect from both loss and liability. All Solutions builds insurance plans for a wide range of buildings, from condos and townhouses to mobile homes. Additional policies cover weather damage, sinkholes, and replacement cost for personal property.

574 Blossom Hill Rd
San Jose, CA 95123


Atlantida Insurance Services

Atlantida Insurance Services is a fully licensed property and casualty brokerage based in San Jose, California. Founded in 2007, the agency works with over 100 insurance carriers to provide home insurance to individuals and businesses. Standard homeowners insurance packages cover damage caused by storms and vandalism, as well as liability protection against lawsuits arising from injuries sustained on the premises. Atlantida also offers insurance services for renters, mobile homes, and special event coordinators. Agents speak English and Spanish.

5304a Monterey Hwy
San Jose, CA 95111


Ciardella Insurance Services, Inc.

Ciardella Insurance Services Inc., a full-service, independent insurance agency based in Cupertino, California, has served the San Francisco Bay Area since 1980. The company's agents help clients determine market value versus replacement value when choosing coverage, adding replacement cost coverage upon request. Homeowners insurance covers personal liability and provides protection against a lawsuit if anyone is injured on the property. Ciardella Insurance Services also offers auto, personal, business, and life insurance from well-known insurance underwriters.

21721 Granada Ave
Cupertino, CA 95014


Destiny Rose Insurance Services

Destiny Rose Insurance Services is an independent home insurance specialist based in San Jose, California. The agency provides its clients with advice and expertise, helping them find the best coverage within their budget from its list of insurance providers. Home insurance policies typically include coverage for structural damage to the home and outbuildings like garages and sheds. It can also provide coverage for personal belongings and liability costs if a visitor is injured in the client's property.

2635 Cunningham Ave Ste F
San Jose, CA 95148


Don Williams & Associates, Inc.

Located in Los Gatos, California, Don Williams & Associates Inc. is an independent insurance agency serving San Jose and the surrounding areas. It provides home and business property insurance policies from a wide range of carriers. The agency discusses the details with its clients and explains the intricacies of personal and business insurance so the client is aware of the costs and coverage. The agency also provides life, umbrella, and motorcycle insurance.

17510 Farley Rd W
Los Gatos, CA 95030


Harrington Insurance Agency

Founded in 1972, Harrington Insurance Agency helps homeowners throughout the San Jose, California, area obtain the right insurance protection. The agency helps clients obtain everything from basic policies that may just cover structural damage to packages that also cover property damage, personal property replacement costs, living expenses, and liability protection to specialty insurance options, such as flood and earthquake coverage. Brokers provide each client with undivided attention and the agency offers many self-service options online.

6920 Santa Teresa Blvd Ste 101
San Jose, CA 95119


LGS Insurance Services

LGS Insurance Services is a Los Gatos, California, insurance agency with over 27 years in the industry serving the greater San Jose area. The company's home insurance policy options include property, liability, renters, condo, mobile home, landlords, and in-home business insurance that covers fire, weather damage, and theft. Discounted home and auto insurance packages are offered that feature a guaranteed full-year policy, On Your Side insurance protection, and customer service 24 hours a day.

16450 Los Gatos Blvd Ste 212
Los Gatos, CA 95032


Pacific Diversified Insurance Service

Pacific Diversified Insurance Service helps clients throughout the San Jose, California, metro area with home insurance policies by guiding them through the process of procuring coverage for structural damage, personal property, and liabilities associated with third parties. Outside of standard coverage packages, this agency also assists with earthquake and flood insurance. Its other property insurance services include renters insurance for clients in lease agreements and condominium insurance for clients living in multifamily dwellings or commercial buildings.

15005 Concord Cir # 110
Morgan Hill, CA 95037


Shirley A Wilson Insurance Services

Shirley A. Wilson Insurance Services was founded in 1984 and provides home insurance for both homeowners and renters in Morgan Hill and Sunnyvale, California. The agency works with a variety of insurance companies, including Mercury, Geovera, and Foremost to provide the best policies to clients at affordable rates. The company also offers automobile as well as business and commercial insurance. Shirley A. Wilson Insurance Services prides itself on a professional business model that puts clients' interests first.

15585 Monterey St Ste H
Morgan Hill, CA 95037


T.A.O. Insurance & Financial Services

Founded in 2011, T.A.O. Insurance & Financial Services is an independent insurance agency serving customers in the San Jose, California, metro area. T.A.O. works with a variety of carriers, including Foremost, John Hancock, Safeco, The Hartford, and Viking. The agency provides packaged homeowners insurance policies, which cover both damage to the physical structure and contents of the home and liability for injuries to others on the property. T.A.O. also offers auto, business, life, and health insurance.

974 Story Rd
San Jose, CA 95122


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