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Best Homeowners Insurance Agencies in San Jose

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574 Blossom Hill Rd, San Jose, CA 95123
San Jose, CA 95123
  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

All Solutions Insurance LLC is an independent agency based in San Jose, California, that works with over a dozen insurance carriers to provide clients with home insurance. Agents helps homeowners draft personalized policies that protect from both loss and liability. All Solutions builds insurance plans for a wide range of buildings, from condos and townhouses to mobile homes. Additional policies cover weather damage, sinkholes, and replacement cost for personal property.

574 Blossom Hill Rd, San Jose, CA 95123
San Jose, CA 95123

Website(408) 225-4300

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

179 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5304a Monterey Hwy, San Jose, CA 95111
San Jose, CA 95111
  • Renter's Insurance
  • Condos
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Atlantida Insurance Services is a fully licensed property and casualty brokerage based in San Jose, California. Founded in 2007, the agency works with over 100 insurance carriers to provide home insurance to individuals and businesses. Standard homeowners insurance packages cover damage caused by storms and vandalism, as well as liability protection against lawsuits arising from injuries sustained on the premises. Atlantida also offers insurance services for renters, mobile homes, and special event coordinators. Agents speak English and Spanish.

5304a Monterey Hwy, San Jose, CA 95111
San Jose, CA 95111

Website(408) 362-0413

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

21721 Granada Ave, Cupertino, CA 95014
Cupertino, CA 95014
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Ciardella Insurance Services Inc., a full-service, independent insurance agency based in Cupertino, California, has served the San Francisco Bay Area since 1980. The company's agents help clients determine market value versus replacement value when choosing coverage, adding replacement cost coverage upon request. Homeowners insurance covers personal liability and provides protection against a lawsuit if anyone is injured on the property. Ciardella Insurance Services also offers auto, personal, business, and life insurance from well-known insurance underwriters.

21721 Granada Ave, Cupertino, CA 95014
Cupertino, CA 95014

Website(408) 255-1500

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

17510 Farley Rd W, Los Gatos, CA 95030
Los Gatos, CA 95030
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Located in Los Gatos, California, Don Williams & Associates Inc. is an independent insurance agency serving San Jose and the surrounding areas. It provides home and business property insurance policies from a wide range of carriers. The agency discusses the details with its clients and explains the intricacies of personal and business insurance so the client is aware of the costs and coverage. The agency also provides life, umbrella, and motorcycle insurance.

17510 Farley Rd W, Los Gatos, CA 95030
Los Gatos, CA 95030

Website(408) 402-3646

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1095 Bird Avenue, Suite 2, San Jose, CA 95125
San Jose, CA 95125
  • Multiple Carriers
  • Multiple Policy Types

Gatewood Insurance Agency Inc. is a full-service insurance company that serves the San Jose metro area. The firm assists individuals and families in securing their financial future with a homeowners' insurance policy. Its independent insurance agents have access to various carriers that can offer different coverage options tailored to the clients' specific needs. These include property coverage, personal property, liability, medical expenses, and additional living expenses. Local insurance agent Boyd Gatewood opened the firm in 1967, safeguarding the future of people and businesses.

1095 Bird Avenue, Suite 2, San Jose, CA 95125
San Jose, CA 95125

Website(408) 298-1611

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1225 West San Carlos Street, San Jose, CA 95126
San Jose, CA 95126
  • Personal Property Insurance
  • Homeowners

KIS Insurance Services offers insurance policies such as auto, home, life, and health, to people in San Jose. As an independent firm, it provides a wide range of insurance policy options from different carriers. Its homeowners' insurance policies are designed to provide clients financial safety nets in case of unexpected property losses due to disasters such as fire and flood. They also serve as the first line of defense against lawsuits from people injured at clients' properties.

1225 West San Carlos Street, San Jose, CA 95126
San Jose, CA 95126

Website(510) 657-7777

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1900 Camden Ave. Suite 204, San Jose, CA 95124
San Jose, CA 95124
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Let's Insure offers homeowners' insurance for clients in San Jose that protects their homes and personal belongings from unexpected events. As an independent insurance agency, it offers insurance products from multiple carriers, including Hamilton, Kemper, and MetLife. Its insurance specialists use industry-standard technology in assisting clients to make informed insurance coverage decisions by explaining the coverage options that are available to them. Salar Baktash established the agency with an aim to restore productive communication between insurance companies and their clients.

1900 Camden Ave. Suite 204, San Jose, CA 95124
San Jose, CA 95124

Website(877) 851-7867

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

71 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A+

Detail: --

860 S Winchester Blvd Suite C, San Jose, CA 95128
San Jose, CA 95128
  • Renter's Insurance
  • Homeowners
  • Multiple Policy Types

Mike Walsh is an insurance agent working at State Farm. He provides services to individuals, families, and businesses in the San Jose metro and the surrounding communities. His line of products include homeowners', auto, health, life, and property insurance policies. He also offers boat, condo, liability umbrella, pet, and renters' insurance plans. Besides being an insurance professional, Walsh stays involved in his community by supporting the Branham Hills Little League and the Pioneer Booster Club.

860 S Winchester Blvd Suite C, San Jose, CA 95128
San Jose, CA 95128

Website(408) 248-9000

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

60 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15005 Concord Cir # 110, Morgan Hill, CA 95037
Morgan Hill, CA 95037
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Pacific Diversified Insurance Service helps clients throughout the San Jose, California, metro area with home insurance policies by guiding them through the process of procuring coverage for structural damage, personal property, and liabilities associated with third parties. Outside of standard coverage packages, this agency also assists with earthquake and flood insurance. Its other property insurance services include renters insurance for clients in lease agreements and condominium insurance for clients living in multifamily dwellings or commercial buildings.

15005 Concord Cir # 110, Morgan Hill, CA 95037
Morgan Hill, CA 95037

Website(408) 842-2131

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1038 Leigh Ave, Suite 201, San Jose, CA 95126
San Jose, CA 95126
  • Homeowners

Red Wave Insurance Services caters to individuals and families in the San Jose metro. It deals with a range of personal lines of insurance, including homeowners' plans. The company offers dwelling, replacement cost, liability, personal property, and property damage coverages to protect clients from financial losses caused by natural disasters and theft. Its team also helps clients acquire personal umbrella, renters', condominium, and classic car insurance. Red Wave Insurance Services is a member of the Santa Clara County Association of Realtors.

1038 Leigh Ave, Suite 201, San Jose, CA 95126
San Jose, CA 95126

Website(408) 641-0733

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

696 E Santa Clara Street, Suite 110, San Jose, CA 95112
San Jose, CA 95112
  • Renter's Insurance
  • Condos
  • Homeowners

Rolando Suarez caters to clients in San Jose in need of auto, property, business, and homeowners' insurance products. His agency also provides life, health, and pet insurance coverages. In pursuit of helping customers identify insurance coverages suitable for their needs, he and his 4-member team guide clients in creating an asset protection plan and in processing claims. Suarez started his first agency in 2015 after having joined the State Farm family for more than 10 years.

696 E Santa Clara Street, Suite 110, San Jose, CA 95112
San Jose, CA 95112

Website(408) 642-1399

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

78 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2774 Aborn Road, San Jose, CA 95121
San Jose, CA 95121
  • Renter's Insurance
  • Homeowners

Satwant Singh Insurance Services offers products to families and individuals in the San Jose metro. It aims to protect policyholders' investment properties and valuable items through its customized homeowners' insurance coverages. The independent company also helps clients acquire other personal and business plans, such as renters', life, auto, and workers' compensation insurance. Its specialists work with multiple carriers like The Hartford, MAPFRE, and Allied Insurance. Founded in 2010, Satwant Singh Insurance Services houses staff who can communicate with Punjabi, Hindi, and Telugu-speaking clients.

2774 Aborn Road, San Jose, CA 95121
San Jose, CA 95121

Website(408) 771-2438

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

44 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

974 Story Rd, San Jose, CA 95122
San Jose, CA 95122
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Founded in 2011, T.A.O. Insurance & Financial Services is an independent insurance agency serving customers in the San Jose, California, metro area. T.A.O. works with a variety of carriers, including Foremost, John Hancock, Safeco, The Hartford, and Viking. The agency provides packaged homeowners insurance policies, which cover both damage to the physical structure and contents of the home and liability for injuries to others on the property. T.A.O. also offers auto, business, life, and health insurance.

974 Story Rd, San Jose, CA 95122
San Jose, CA 95122

Website(408) 293-2853

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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