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Best Homeowners Insurance Agencies in San Jose

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2023
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All Solutions Insurance LLC logo

All Solutions Insurance LLC

574 Blossom Hill Rd, San Jose, CA 95123
  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

Business Description

All Solutions Insurance LLC is an independent agency based in San Jose, California, that works with over a dozen insurance carriers to provide clients with home insurance. Agents helps homeowners draft personalized policies that protect from both loss and liability. All Solutions builds insurance plans for a wide range of buildings, from condos and townhouses to mobile homes. Additional policies cover weather damage, sinkholes, and replacement cost for personal property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (11)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ciardella Insurance Services, Inc. logo

Ciardella Insurance Services, Inc.

21721 Granada Ave, Cupertino, CA 95014
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Ciardella Insurance Services Inc., a full-service, independent insurance agency based in Cupertino, California, has served the San Francisco Bay Area since 1980. The company's agents help clients determine market value versus replacement value when choosing coverage, adding replacement cost coverage upon request. Homeowners insurance covers personal liability and provides protection against a lawsuit if anyone is injured on the property. Ciardella Insurance Services also offers auto, personal, business, and life insurance from well-known insurance underwriters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Don Williams & Associates, Inc. logo

Don Williams & Associates, Inc.

17510 Farley Rd W, Los Gatos, CA 95030
  • Renter's Insurance
  • Condos
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Located in Los Gatos, California, Don Williams & Associates Inc. is an independent insurance agency serving San Jose and the surrounding areas. It provides home and business property insurance policies from a wide range of carriers. The agency discusses the details with its clients and explains the intricacies of personal and business insurance so the client is aware of the costs and coverage. The agency also provides life, umbrella, and motorcycle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (51)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gatewood Insurance Agency Inc. logo

License Verified:

License: 0748161

California Department of Insurance

Gatewood Insurance Agency Inc.

1095 Bird Avenue, Suite 2, San Jose, CA 95125
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Gatewood Insurance Agency Inc. is a full-service insurance company that serves the San Jose metro area. The firm assists individuals and families in securing their financial future with a homeowners' insurance policy. Its independent insurance agents have access to various carriers that can offer different coverage options tailored to the clients' specific needs. These include property coverage, personal property, liability, medical expenses, and additional living expenses. Local insurance agent Boyd Gatewood opened the firm in 1967, safeguarding the future of people and businesses.

License Verified:

License: 0748161

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (4)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KIS Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0G19775

California Department of Insurance

KIS Insurance Services

Visit WebsiteWebsite
1225 West San Carlos Street, San Jose, CA 95126
  • Personal Property Insurance
  • Homeowners

Business Description

KIS Insurance Services offers insurance policies such as auto, home, life, and health, to people in San Jose. As an independent firm, it provides a wide range of insurance policy options from different carriers. Its homeowners' insurance policies are designed to provide clients financial safety nets in case of unexpected property losses due to disasters such as fire and flood. They also serve as the first line of defense against lawsuits from people injured at clients' properties.

License Verified:

License: 0G19775

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (12)
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Let's Insure logo
Visit WebsiteWebsite

License Verified:

License: 0E00902

California Department of Insurance

Let's Insure

Visit WebsiteWebsite
1900 Camden Ave. Suite 204, San Jose, CA 95124
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Multiple Carriers
  • Multiple Policy Types
  • Homeowners

Business Description

Let's Insure offers homeowners' insurance for clients in San Jose that protects their homes and personal belongings from unexpected events. As an independent insurance agency, it offers insurance products from multiple carriers, including Hamilton, Kemper, and MetLife. Its insurance specialists use industry-standard technology in assisting clients to make informed insurance coverage decisions by explaining the coverage options that are available to them. Salar Baktash established the agency with an aim to restore productive communication between insurance companies and their clients.

License Verified:

License: 0E00902

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (42)
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mike Walsh logo

License Verified:

License: 4029426

California Department of Insurance

Mike Walsh

860 S Winchester Blvd Suite C, San Jose, CA 95128
  • Renter's Insurance
  • Homeowners
  • Multiple Policy Types

Business Description

Mike Walsh is an insurance agent working at State Farm. He provides services to individuals, families, and businesses in the San Jose metro and the surrounding communities. His line of products include homeowners', auto, health, life, and property insurance policies. He also offers boat, condo, liability umbrella, pet, and renters' insurance plans. Besides being an insurance professional, Walsh stays involved in his community by supporting the Branham Hills Little League and the Pioneer Booster Club.

License Verified:

License: 4029426

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (71)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Red Wave Insurance Services logo

License Verified:

License: 0I49883

California Department of Insurance

Red Wave Insurance Services

1038 Leigh Ave, Suite 201, San Jose, CA 95126
  • Homeowners

Business Description

Red Wave Insurance Services caters to individuals and families in the San Jose metro. It deals with a range of personal lines of insurance, including homeowners' plans. The company offers dwelling, replacement cost, liability, personal property, and property damage coverages to protect clients from financial losses caused by natural disasters and theft. Its team also helps clients acquire personal umbrella, renters', condominium, and classic car insurance. Red Wave Insurance Services is a member of the Santa Clara County Association of Realtors.

License Verified:

License: 0I49883

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (28)
Yelp
4.5 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rolando Suarez logo
Visit WebsiteWebsite

License Verified:

License: 0H30454

California Department of Insurance

Rolando Suarez

Visit WebsiteWebsite
696 E Santa Clara Street, Suite 110, San Jose, CA 95112
  • Renter's Insurance
  • Condos
  • Homeowners

Business Description

Rolando Suarez caters to clients in San Jose in need of auto, property, business, and homeowners' insurance products. His agency also provides life, health, and pet insurance coverages. In pursuit of helping customers identify insurance coverages suitable for their needs, he and his 4-member team guide clients in creating an asset protection plan and in processing claims. Suarez started his first agency in 2015 after having joined the State Farm family for more than 10 years.

License Verified:

License: 0H30454

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (116)
Yelp
4.5 / 5 (26)
Facebook
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Satwant Singh Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0H11256

California Department of Insurance

Satwant Singh Insurance Services

Visit WebsiteWebsite
2774 Aborn Road, San Jose, CA 95121
  • Renter's Insurance
  • Homeowners

Business Description

Satwant Singh Insurance Services offers products to families and individuals in the San Jose metro. It aims to protect policyholders' investment properties and valuable items through its customized homeowners' insurance coverages. The independent company also helps clients acquire other personal and business plans, such as renters', life, auto, and workers' compensation insurance. Its specialists work with multiple carriers like The Hartford, MAPFRE, and Allied Insurance. Founded in 2010, Satwant Singh Insurance Services houses staff who can communicate with Punjabi, Hindi, and Telugu-speaking clients.

License Verified:

License: 0H11256

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (22)
Yelp
4.5 / 5 (20)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
T.A.O. Insurance & Financial Services logo

T.A.O. Insurance & Financial Services

974 Story Rd, San Jose, CA 95122
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Founded in 2011, T.A.O. Insurance & Financial Services is an independent insurance agency serving customers in the San Jose, California, metro area. T.A.O. works with a variety of carriers, including Foremost, John Hancock, Safeco, The Hartford, and Viking. The agency provides packaged homeowners insurance policies, which cover both damage to the physical structure and contents of the home and liability for injuries to others on the property. T.A.O. also offers auto, business, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (15)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.