Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Salinas

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Salinas Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

94

Reviewed

58

Curated

5

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
422 North Main Street, Salinas, CA 93901
  • Multiple Carriers

Why choose this provider?

Slxinsurance.com is a car insurance agency that has been operating in Salinas and surrounding communities for the last 15 years. The agency helps clients find the right auto insurance coverage that fits their needs. It offers a personalized assessment of their unique situation and is dedicated to protecting clients' assets. Other insurance products offered by the company include home, flood, fire, and theft insurance. Skinsurance.com accepts appointments for individual or business evaluation so it can advise clients better.

License Verified:

License: 0E67774

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (86)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21 West Laurel Drive, Salinas, CA 93906
  • Bundling Option

Why choose this provider?

Maria Narez is an auto insurance agent in Salinas that represents American National Insurance. With 11 years of insurance experience under her belt, she can help her clients find the right insurance coverage that fits their needs and budget. American National Insurance's variety of car insurance coverage includes collisions and comprehensive risks, together with roadside assistance, as well as gap and ACE insurance. Narez also provides insurance plans for classic cars, homes, businesses, and farms and ranches.

License Verified:

License: 0F61343

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7 North Hebbron Avenue, Salinas, CA 93905
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Amezcua Insurance has been providing insurance solutions in the Salinas metro for more than 20 years. The firm specializes in crafting auto, home, life, and business insurance policies. Amezcua's auto policy has liability coverage that can pay for damages or injuries and any financial responsibilities of the policyholder in the event of an accident. As an independent agency, it aims to provide a professional yet friendly service to establish a long-lasting relationship with its clients.

License Verified:

License: 0I46537

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (81)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
102 Lincoln Avenue, Salinas, CA 93901
  • Bundling Option

Why choose this provider?

Gonzalez & Associates Insurance Services, Inc., has been insuring families and businesses in the Salinas area since 2002. It customizes policy for personal or commercial auto, and helps its clients survey over 30 insurance carriers to find the coverage and rate that best suits their requirements. The firm can also write policies for homeowners, life and health, commercial and general liability, as well as special events coverages. Gonzalez & Associates Insurance office has bilingual agents to serve Spanish-speaking customers.

License Verified:

License: 0D65297

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.2 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1283 North Main Street, Salinas, CA 93906
  • Bundling Option

Why choose this provider?

Established in 2000, Dennis Dominguez - Insurance Services is a provider of auto insurance products to drivers near Salinas. The independent agency helps clients analyze the limits and exclusions of their insurance coverage and customizes it to fit their specific needs. Its agents offer car insurance products that mitigate against financial risks including liability for bodily injury and property damage. In addition, Dennis Dominguez - Insurance Services also offers home and health insurance.

License Verified:

License: 0C94333

California Department Of Insurance

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is it required to obtain full coverage auto insurance in Salinas?

    No, full coverage auto insurance is not required in Salinas. However, there are some situations where having this coverage may be advantageous. Full coverage may help to protect your investment if you drive a new or leased car, as well as if you own an expensive or luxury vehicle. Additionally, having comprehensive coverage can assist you in the event of an accident if you live in an area with hazardous driving conditions, such as one with a high crime rate or bad weather.

  • Does Salinas car insurance cover harm suffered when a car collides with a curb?

    Yes, if your Salinas car insurance policy includes collision coverage, it should help to cover any damage to your vehicle caused by hitting a curb. Collision insurance covers damage to your car caused by another vehicle, regardless of who caused the accident. If the curb is damaged as well, your liability insurance may cover the necessary repairs if you are at fault.

  • Is rim damage covered by your car insurance in Salinas?

    Yes, the collision coverage on your Salinas car insurance will cover the cost of repairing or replacing a damaged rim if the damage was caused by a collision with a curb. Your insurance, however, will not cover any of the damage if the cost of repair is less than your deductible. If you have customized rims, you must purchase additional coverage, such as custom parts and equipment coverage, to ensure that the entire value of the rims is covered.

  • Do parking tickets increase the cost of your Salinas auto insurance?

    No, your Salinas car insurance rate is unlikely to rise as a result of a parking violation. Typically, these tickets are not reported to your state's DMV, recorded on your driver's license, or reported to your car insurance company. If you do not pay these types of fines within the time frame specified, it may have an effect on your credit-based insurance score and raise the cost of your insurance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.