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Best Local Car Insurance Agencies in Milpitas

2024

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Providers

Last updated:

Website
1061 Monroe Street, Santa Clara, CA 95050
  • Multiple Carriers

Why choose this provider?

SURE88 Insurance Brokers LLC is an insurance agency that services the residents of the Milpitas metro and the surrounding areas. The company has a team of insurance experts that guides clients through their options in protecting themselves, their vehicles, and their properties. It offers options for auto insurance coverage that help protect clients from unforeseen expenses caused by traffic accidents, collisions, and losses. The company also insures other vehicles such as motorcycles, boats, and RVs.

License Verified:

License: 0I98737

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1879 Lundy Avenue, San Jose, CA 95131
  • Multiple Carriers

Why choose this provider?

ISU Insurance Services - Cheung & Associates Inc. is a local independent insurance agency based in San Jose that provides insurance solutions to Milpitas clients. The agency offers a range of personal insurance like auto insurance. Its staff provides consultation services to help clients find their specific needs and also presents them with quotes for a variety of insurance options. Aside from insurance, the agency also has employer solutions and specialty programs. ISU is led by Certified Insurance Counselor Christina Cheung.

License Verified:

License: 0F74494

California Department Of Insurance

Website
1645a South Main Street, Milpitas, CA 95035
  • Motorcyle & ATV

Why choose this provider?

Westwind Insurance Agency, Inc., offers car insurance policies to vehicle owners in Milpitas. The company’s experienced associates help drivers create or adjust an auto insurance policy that will suit the needs, expectations, and priorities of clients. They work with numerous insurance carriers to put together a comprehensive coverage plan that will provide financial support in the event of an automotive emergency. For the convenience of customers, Westwind Insurance Agency, Inc., has made a query form available on its website.

License Verified:

License: 0I67518

California Department of Insurance

Website
391 Jacklin Road, Milpitas, CA 95035
  • Bundling Option

Why choose this provider?

Thang Vo is an insurance agent of State Farm serving Milpitas. He has been representing the company since 2012, with his multi-lingual team that speaks English, Spanish, Hindi, and Vietnamese. With State Farm, Thang offers collision coverage to prevent financial losses to the insured car-owner after a collision or if it hits a fixed object. It also has liability coverage to protect the client from losses or lawsuits after causing physical injuries to another person. His mission is to support the individuals in his community through insurance.

License Verified:

License: 0K31966

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (108)
Facebook
4.8 / 5 (19)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 Serra Way, Milpitas, CA 95035
  • Home & Auto Insurance
  • Home Insurance

Why choose this provider?

David M. Souza Insurance Agency Inc. is a Milpitas-based provider of local car insurance policies. The agency has been operating for 42 years. As part of the Farmers Insurance Group of Companies, it helps clients choose the right auto coverage for their needs. Auto coverage options include liability coverage, collision coverage, and comprehensive coverage. Clients may also customize their policy by adding other features, such as personal injury protection, rental car reimbursement, and towing and roadside service.

License Verified:

License: 0485031

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1038 Leigh Avenue, San Jose, CA 95126
  • Bundling Option

Why choose this provider?

Red Wave Insurance Services delivers personal and business insurance products to clients in Milpitas. It offers auto insurance policies that provide financial protection for vehicles owned by the policyholder or by a spouse who lives in the same household. Standard auto policies include liability, bodily injury, property damage, medical payment, and uninsured or underinsured motorist coverages. The company's agents can also offer additional coverages based on the clients' needs and requirements. The agency's goal is to establish lasting relationships with clients, both large and small.

License Verified:

License: 0I49883

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Will you pay a higher or lower insurance premium if you only drive once a week in Milpitas?

    You will probably have a lower car insurance premium if you only go out once a week to, say, pick up groceries around Milpitas. Mileage or commute length matters in insurance rates throughout California. Compared to an office worker who drives every day and has a higher chance of getting into an accident, companies might consider you less risky to insure.

  • Is auto insurance cheap in Milpitas?

    Yes, auto insurance rates are generally less expensive in Milpitas when compared to both statewide and national averages. Milpitas residents pay around $136 per month. The average cost of car insurance in California is $148, and throughout the U.S., $144. This does not mean everyone in Milpitas will pay less than the average American. Insurers calculate rates based on various other factors, like zip codes.

  • If the crime rate is high in your Milpitas neighborhood, what should you do to keep your insurance rates down?

    Taking precautions can help keep your vehicle safe and your premium down if you live in a crime-prone area in Milpitas. Such measures include parking your car in a gated garage and installing anti-theft devices. You can also invest in a GPS tracker, rearview camera, and blind spot monitor and ask your insurer whether they offer discounts for safety features.

  • How do you know if you need comprehensive auto insurance in Milpitas?

    Having comprehensive coverage in Milpitas is optional, but a good start to figuring out whether you need one is considering the vehicle you drive. If you have a high-end car, it might be practical to get a comprehensive policy since it will reimburse the full value of your car in the event of a covered loss. A lender may require comprehensive coverage if your car is being financed.

  • Can you get your car insured through California’s Low Cost Automobile insurance program if your four-person family in Milpitas earns $70,000 annually?

    Yes, you could get your car insured through CLCA in this case, provided you meet the other criteria. The program’s eligibility requirements include income limits based on the driver’s household size. A family of four in Milpitas must not earn more than $75,000 to qualify. You must also be a licensed driver in California, own a car worth $25,000 at most, use your vehicle for personal purposes, and have a good driving history in order to apply.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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