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Best Bankruptcy Attorneys in Sacramento

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2023
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Attorney Debt Reset Inc. logo
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Attorney Debt Reset Inc.

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1540 River Park Dr Suite #114a, Sacramento, CA 95815
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Attorney Debt Reset Inc. was founded in 2008 to serve families and individuals in the areas surrounding its Sacramento location who are facing bankruptcy. The firm's attorneys have years of experience preventing creditors from harassing their clients, such as garnishing their wages and repossessing their assets. The attorneys' services include filing for Chapter 7 and 13 bankruptcy, negotiating repayment plans with creditors, and advising clients on their consumer and legal rights.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Yelp
5.0 / 5 (14)
Avvo
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Benavidez Law Firm, PC logo
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Benavidez Law Firm, PC

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3838 Watt Avenue e510, Sacramento, CA 95821

Business Description

Benavidez Law Firm, PC, provides solutions to the debt problems of residents in Sacramento. It guides clients in navigating the proceedings of chapters 7 or 13 bankruptcy and either chapter conversion cases. Its legal team develops customized solutions to mitigate debt problems such as creditor harassment, business failure, and bad mortgages. Arturo Benavidez has been representing small businesses and individuals since 2006. His credentials include a fellowship at the Florence Immigrants and Refugee Rights Project.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (23)
Avvo
5.0 / 5 (23)
Yelp
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Desmond, Nolan, Livaich & Cunningham Attorneys at Law logo
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Desmond, Nolan, Livaich & Cunningham Attorneys at Law

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15th & S Building 1830 15th Street, Sacramento, CA 95811
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Since 1938, Desmond, Nolan, Livaich & Cunningham Attorneys at Law has been serving Sacramento in bankruptcy, estate planning, and real property matters. On behalf of bankruptcy estate trustees, it takes care of asset recovery, liquidation, turnover motions, and objections to claims, exemptions, and discharge. It also litigates chapters 7, 11, and 13 cases and handles impending foreclosures, collections, and repossessions. Its attorneys have supported the community through non-profit causes and as public and court officials. The firm was included in Sacramento Magazine’s 2020 Top Lawyers list.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.1 / 5 (14)
Google
5.0 / 5 (1)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Fraley & Fraley Sacramento Bankruptcy Attorneys logo

Fraley & Fraley Sacramento Bankruptcy Attorneys

1401 El Camino Avenue, Sacramento, CA 95815
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Fraley & Fraley Sacramento Bankruptcy Attorneys is a law firm that provides legal assistance in Sacramento and nearby communities. The company's professionals have over 40 years of experience in helping small businesses and individuals solve debt problems. The business helps clients obtain debt relief through chapter 7 and 13 filing options, debt negotiations, and other non-bankruptcy alternatives. The firm's founder and owner, Gary Ray Fraley, is a bankruptcy law specialist certified by the State Bar Board of Legal Specialization.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Avvo
4.5 / 5 (45)
Yelp
4.5 / 5 (25)
Google
5.0 / 5 (10)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hefner Law logo

Hefner Law

2150 River Plaza Drive, Suite 450, Sacramento, CA 95833
  • Credit Card Debt
  • Debt Settlement

Business Description

Since 1896, Hefner Law has been handling bankruptcy cases with the aim of helping debtors in Sacramento recover and rebuild. The firm's insolvency, bankruptcy, and creditor rights practice group represents individuals and businesses seeking bankruptcy court protection as chapter 11 debtors. They use practical, bottom-line solutions to deliver the best results for their clients. They also advocate for creditors in the defense or prosecution of contested matters. The firm takes on cases across Northern and Central California in state and federal courts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Khan Law logo
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Khan Law

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11 S San Joaquin St #506 , CA, Stockton, CA 95202
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Khan Law is a private debt relief agency that serves individuals and small businesses in Sacramento and the surrounding areas. It helps clients stop wage garnishment, creditor harassment, and lawsuits through filing for chapter 7 bankruptcy. It also assists with chapter 13 debt repayment plans, which stop foreclosure and vehicle repossession. Other services that the agency offers include student loan management, planning, and default resolution. Owner Alia Khan has been practicing law for more than 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Law Office of George T. Burke logo
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Law Office of George T. Burke

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2010 Harbison Dr. Ste. A-222, Vacaville, CA 95687

Business Description

Law Office of George T. Burke caters to clients in Sacramento and the surrounding communities. The firm assists individuals and small businesses seeking to file for bankruptcy. Burke and his team handle all of the paperwork associated with chapter 7, 11, and 13 bankruptcy filings. He also provides trial representation in creditor harassment, wage garnishment, repossession, and foreclosure cases. Burke has been in the legal profession since 2005 and has handled over 800 bankruptcy cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (53)
Yelp
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of James L. Keenan logo
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Law Office of James L. Keenan

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2600 H St., Sacramento, CA 95816
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Law Office of James L. Keenan offers legal representation to clients dealing with bankruptcy in Sacramento and the surrounding areas. It specializes in chapters 7 and 13 bankruptcy. It helps clients navigate the legal process of filing for bankruptcy and advises them on the best course of action unique to their case. Founding owner James L. Keenan received the Bankruptcy Attorney of the Year award by the Consumer Business Review in 2008, 2009, and 2010.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (14)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Peter G. Macaluso logo

Law Office of Peter G. Macaluso

7230 South Land Park Drive, Sacramento, CA 95825
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Peter G. Macaluso has been providing legal services to families, individuals, and small businesses in Sacramento since 2002. The firm focuses on helping its clients file for bankruptcy under chapter 7 and chapter 13 of the US Bankruptcy Code. As a debt relief agency, it also assists clients with their problems regarding home foreclosure, garnishments, repossession, and litigation. Peter Macaluso has handled over 4,000 bankruptcy cases including those under Chapter 12.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (20)
Yelp
4.0 / 5 (20)
Google
4.1 / 5 (13)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of Peter G. Macaluso logo
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Law Offices of Peter G. Macaluso

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7230 South Land Park Drive Suite #127, Sacramento, CA 95831
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Since 2002, the Law Offices of Peter G. Macaluso has been representing families, individuals, and small businesses in Sacramento. Macaluso and his team develop debt relief solutions to help clients retain their vehicles, homes, and assets from creditors. They also handle bankruptcy proceedings such as the litigation and filing of chapters 7, 12, or 13 bankruptcies. Macaluso is a member of the NACBA and NTLA and is a U.S. Marine Corps veteran. He supports the nonprofit Don Conley Boxing Club.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (20)
Yelp
4.0 / 5 (19)
Google
3.8 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Martinez Law Group logo
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Martinez Law Group

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1600 Sacramento Inn Way, Suite 116, Sacramento, CA 95815
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Martinez Law Group is a Sacramento-based firm that serves clients throughout the area. It offers legal representation to individuals and businesses dealing with bankruptcy and helps file for chapters 7 and 11. The firm's lawyers assist on matters like asset liquidation, business reorganization, and debt management. It also provides legal assistance to victims of truck, auto, and bicycle accidents. It has been operating since 1994, and its president, Gloria Martinez-Senftner, is admitted to practice law in New York, Iowa, Texas, and South Dakota.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (7)
Yelp
3.0 / 5 (2)
Avvo
5.0 / 5 (2)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MOBO Law logo

MOBO Law

1830 15th Street Suite 100 S, Sacramento, CA 95811
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

MOBO Law in Sacramento, California, assists clients throughout the metro area with bankruptcy cases, specifically cases involving chapter 7 or chapter 13 filings. Its attorneys work for both debtors and creditors, helping the former to achieve the most satisfying resolution possible while assisting the latter with recovery of the maximum possible compensation. Often, the firm works to reduce principal payments and help parties agree upon the most favorable arrangements possible, using mediation and alternative dispute resolution when able to.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Muoi Chea Attorney at Law logo
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Muoi Chea Attorney at Law

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331 J St #200, Sacramento, CA 95814
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Muoi Chea is a bankruptcy attorney who serves clients in Sacramento and the surrounding localities. Chea focuses on Chapter 7 and Chapter 13 bankruptcy filings. She offers legal assistance to consumers, small business owners, LLCs, partnerships, and corporations in achieving debt relief and eliminating creditor harassment, foreclosures, wage garnishment, and car repossessions. Chea has been practicing bankruptcy law for over 10 years. She has handled over 100 bankruptcy cases from her offices in Stockton, Fairfield, and Sacramento.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (3)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nonye Ugorji Law Corporation logo
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Nonye Ugorji Law Corporation

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2775 Cottage Way, Suite 36, Sacramento, CA 95825
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

The Nonye Ugorji Law Corporation has been representing individuals and businesses in Sacramento and the neighboring communities since 2006. It assists clients who are overwhelmed with financial burdens, such as debts, medical bills, and unemployment, in filing for bankruptcy. Its team of lawyers helps them protect their properties from foreclosure, garnishment, and repossession. Nonye Ugorji, the firm's founder, has handled more than 400 bankruptcy cases while working in the Bankruptcy Trustee's office. She is a member of The Sacramento Valley Bankruptcy Forum.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (7)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oak View Law Group logo
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Oak View Law Group

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11899 Edgewood Road, Auburn, CA 95603
  • Credit Card Debt
  • Debt Settlement

Business Description

Oak View Law Group focuses on consumer law practice and serves Sacramento. It offers legal representation on matters concerning bankruptcy, debt settlement, debt consolidation, and collection abuse. Its bankruptcy attorneys walk clients through the legal process, determining whether bankruptcy is applicable in their circumstances. These situations include job loss, financial incapacity, and huge debts. They seek to prepare clients for bankruptcy declarations to avoid petition dismissal. Moreover, they handle liquidation and debt adjustment cases, aiming to preserve properties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (107)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sacramento Law Group LLP logo
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Sacramento Law Group LLP

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3800 Watt Ave #255, Sacramento, CA 95821
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Sacramento Law Group LLP advises clients on the different financial tools that they can use to deal with debt problems. Adam Garcia is a bankruptcy attorney who has helped individuals near Citrus Heights eliminate debts through Chapter 7 bankruptcy. He assists them in detailing their assets, sorting assets as exempt and non-exempt, and attaining discharge of some debts. Once clients have filed bankruptcy, he ensures that collection actions of creditors will be halted.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.5 / 5 (12)
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stutz Law Office logo
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Stutz Law Office

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9343 Tech Center Dr., Suite 160, Sacramento, CA 95826
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Stutz Law Office serves clients involved in personal injury, family, and debt relief matters in and around Sacramento. The firm handles chapters 13 and 7 bankruptcy cases. It helps clients overcome financial challenges through IRS representation and debt reorganization and negotiation. Its team of attorneys uses more than a decade of collective legal experience in representing clients facing an IRS audit in mediation and other alternative dispute resolutions. In addition, Stutz Law Office is available 24/7 to answer queries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (39)
Yelp
4.5 / 5 (18)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Law Office of Barry H. Spitzer logo
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The Law Office of Barry H. Spitzer

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980 9th Street, Sacramento, CA 95814
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Barry H. Spitzer represents clients in Sacramento in bankruptcy matters. Spitzer, who has been practicing bankruptcy law since 1992, draws on his experience to help clients find their way out of debt and help them obtain a fresh start. His firm handles chapters 7 and 13 bankruptcies for individuals and small businesses. The firm also offers bankruptcy litigation services in the case of adversary proceedings filed by the creditor, bankruptcy trustee, or debtor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services withExpertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

Frequently Asked Questions

  • What does a bankruptcy attorney do?

    Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

  • What happens when you file bankruptcy?

    Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

    Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

  • Can you file bankruptcy on student loans?

    Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

  • What is bankruptcy fraud?

    Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

    • Hiding assets by transferring them to another person or entity
    • Intentionally omitting assets when reporting to the court
    • Destroying or withholding required documents
    • Knowingly making false statements to bankruptcy trustees or creditors
  • How long is bankruptcy on public record?

    How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

  • Does bankruptcy clear tax debt?

    Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

    • Federal income tax debt related to current properly filed tax returns
    • Honestly incurred with no fraud or evasion
    • At least three years old
    • Assessed at least 240 days before bankruptcy filings

    Existing liens are not eliminated with bankruptcy.


  • Can they take my car in Chapter 7 bankruptcy?

    In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.