Best Bankruptcy Attorneys in Folsom

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Bankruptcy Law Group, PC logo
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Bankruptcy Law Group, PC

2377 Gold Meadow Way, Gold River, CA 95670
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • IRS Tax Debt

Business Description

Bankruptcy Law Group, PC is a law firm that assists clients who have mounting debt in Folsom and nearby areas. The bankruptcy attorneys at this firm offer guidance in the entire bankruptcy qualification process, helping clients decide if it's the best option. They are experienced in filing both chapter 7 and chapter 13 bankruptcies. Bankruptcy Law Group, PC also provides non-bankruptcy solutions which are debt settlements and debt management programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (18)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Borton Petrini LLP logo
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Borton Petrini LLP

8950 Cal Center Drive, Sacramento, CA 95826
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Creditor Representation

Business Description

Borton Petrini, LLP, is a multi-disciplinary law firm in Folsom with ten other offices throughout California. As a debt relief agency, its bankruptcy attorneys are dedicated to helping individuals and businesses file for chapter 7 or 13 bankruptcy. They can help clients determine which type of bankruptcy best suits their financial situations. The legal practitioners at this law office also advise creditors about their obligations throughout bankruptcy or adversary proceedings. With more than 115 years of experience in the field, this firm also handles employment law and business litigation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
5.0 / 5 (2)
Google
2.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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Hill & Morris Attorneys At Law logo
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Hill & Morris Attorneys At Law

5150 Sunrise Boulevard, Fair Oaks, CA 95628
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  • Debt Settlement

Business Description

Hill & Morris Attorneys at Law caters to the legal needs of residents in Folsom and the surrounding areas. Led by principal bankruptcy lawyer Cindy Lee Hill, the company assists individuals, families, and small business owners who are facing financial struggles to obtain debt relief and regain financial capacity. The firm focuses on chapter 7 and 13 bankruptcy, helping qualified debtors eliminate their unsecured debt and establish a repayment plan suitable to their financial capacity. The firm also handles probate law, wills and trusts, and estate planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Gerald L. White logo
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Law Office of Gerald L. White

Folsom, CA 95630
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Established in 1982, the Law Office of Gerald L. White is a bankruptcy law firm that serves people facing financial difficulties in Folsom. It represents sole proprietors, married couples, corporations, and individuals. Law Office of Gerald L. White assists eligible petitioners in filing for chapter 7 bankruptcy to eliminate various unsecured debts. It also focuses on chapter 13 bankruptcy, which creates a debt repayment plan for petitioners with regular income. The firm's attorney, Gerald L. White, is a certified legal specialist in bankruptcy law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Litchney Law Firm logo
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Litchney Law Firm

2260 Douglas Boulevard, Roseville, CA 95661
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Litchney Law Firm helps individuals and businesses in Folsom who are seeking to file bankruptcy. The firm's bankruptcy lawyers have assisted more than 9,000 clients with improving their financial situations. They can offer sound legal counsel for cases concerning unsecured loans, debt stemming from repossessed cars, and business loans. The law office guides its clients throughout the process of debt settlement by preparing financial statements and settlement estimates. It also coordinates with collection companies on clients' behalf.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Liviakis Law Firm logo
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Liviakis Law Firm

2377 Gold Meadow Way, Gold River, CA 95670
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Liviakis Law Firm offers legal counsel for families, businesses, and individuals in Folsom who are contemplating filing for bankruptcy. Led by Mik Liviakis, this firm has been providing legal services for more than a decade. As a bankruptcy lawyer, Liviakis can help clients decide which type of bankruptcy will help them obtain the most favorable result and relief from debt. He can also help those who have been threatened with foreclosure and wage garnishments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Rumley Law logo
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Rumley Law

915 Highland Pointe Drive, Roseville, CA 95678
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  • Chapter 7 Bankruptcy
  • Credit Card Debt

Business Description

Rumley Law is a law firm that assists in filing bankruptcy-related matters in Folsom and nearby areas. The firm's bankruptcy attorneys serve small businesses and families. They help clients in dealing with the bankruptcy process, from conducting a means test to facilitating a credit counseling course. Rumley Law focuses on filing chapter 7 bankruptcy to help discharge debts such as medical bills, old judgments, and credit card debts. Other legal areas of practice include estate planning and probate law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (4)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Sacramento Bankruptcy Lawyer logo
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Sacramento Bankruptcy Lawyer

915 Highland Pointe Drive, Roseville, CA 95678
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Sacramento Bankruptcy Lawyer is a law firm headed by bankruptcy attorney Pauldeep Bains. It provides legal representation to clients in Folsom, Roseville, Sacramento, and the rest of the surrounding California areas. Bains discusses legal and financial options with his clients and helps them with the process of filing for chapters 7 or 13 bankruptcy. He also assists with filing for emergency bankruptcy, and bankruptcy in relation to divorce. Bains has been recognized as one of the Top 40 Lawyers Under 40 by the American Society of Legal Advocates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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The Bankruptcy Group logo
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The Bankruptcy Group

850 Iron Point Road, Folsom, CA 95630
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Bankruptcy Group is a law firm serving families and individuals in Folsom. Its bankruptcy lawyers aim to educate their clients about the laws surrounding Chapter 7 and Chapter 13 bankruptcy. They also provide legal counsel for businesses that need to be reorganized through Chapter 11 bankruptcy. The firm offers step-by-step assistance in the entire legal process, starting from choosing the right type of bankruptcy to file through the ultimate discharging of clients' debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Law Offices of Gabriel Liberman logo
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The Law Offices of Gabriel Liberman

850 Iron Point Road, Folsom, CA 95630
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Gabriel Liberman in Folsom helps people who are struggling with debts through its bankruptcy services. The firm's team of experienced bankruptcy lawyers works with chapters 7, 11, and 13 bankruptcies for businesses and individuals. They provide consultations to help those who are considering filing for bankruptcy determine if they are making the right decision. They also give an in-depth explanation of each bankruptcy chapter to help clients choose the most suitable option for their situation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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