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Best Bankruptcy Attorneys in Elk Grove

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Abdallah Law Group logo
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Abdallah Law Group

555 Capitol Mall Ste 766, Sacramento, CA 95814
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  • Chapter 7 Bankruptcy

Business Description

Abdallah Law Group is a real estate, litigation, and bankruptcy law firm offering legal counsel to clients in Elk Grove, Sacramento, and the rest of the Northern California area. The firm has a range of practice areas, which include corporate and business law, real estate and land use, bankruptcy, and litigation. For bankruptcy cases, the firm usually focuses on chapter 7 petitions. Managing attorney Mitchell Abdallah has experience in law practice since 2004.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Amberg Harvey, Attorneys at Law logo
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Amberg Harvey, Attorneys at Law

331 J Street, Sacramento, CA 95814
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Amberg Harvey, Attorneys at Law is a bankruptcy law firm near Elk Grove. Tom Amberg, Jr. provides legal counsel to clients dealing with chapters 12 and 13 bankruptcy. Chapter 12 offers relief to family farmers and fishermen who are having difficulty with debts, second mortgages, and credit contracts. On the other hand, chapter 13 helps them create a repayment plan for debts that cannot be discharged. Amberg assists them in filing petitions and represents them in the proceedings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
1.0 / 5 (1)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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American Dream Law Group logo
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American Dream Law Group

2115 Myers Street, Oroville, CA 95966
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The American Dream Law Group is an Elk Grove bankruptcy law firm and general practice that serves the wider Sacramento metropolitan area. The firm helps its clients get relief from their debt problems by filing for chapter 7 or 13 bankruptcy. The owner, Tracy Wood has been practicing in California for more than 20 years. He is also proficient in immigration law, estate planning, family law, and Social Security Disability claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (29)
Downey Brand logo
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Downey Brand

621 Capitol Mall, Sacramento, CA 95814
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  • Debt Settlement

Business Description

Downey Brand offers the services of legal experts from the business and litigation field, including bankruptcy attorneys. The law firm serves clients in Elk Grove, Sacramento, San Francisco, Stockton, and the rest of Northern California. The lawyers under the firm have a wide range of expertise, such as bankruptcy and insolvency. The bankruptcy lawyers have an average of 25 years of practice in state law litigation and representing cases in the bankruptcy court.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (7)

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5.0
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JTN Law logo
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JTN Law

7811 Laguna Boulevard, Elk Grove, CA 95758
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  • Debt Settlement

Business Description

JTN Law offers legal counsel through its skilled team of employment and bankruptcy attorneys to clients in the Elk Grove area facing overwhelming debts, among other issues. Founder and managing attorney Jasmin Nguyen also focuses on cases related to civil, commercial, and business litigation and real property law. The firm caters to clients in Sacramento and the metropolitan area, the Northern and Bay Areas, and the Eastern District of the state.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Law Office of Julius J. Cherry, Esq. logo
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Law Office of Julius J. Cherry, Esq.

2600 H Street, Sacramento, CA 95816
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Law Office of Julius J. Cherry, Esq. is a bankruptcy law firm that offers legal advice to clients in Elk Grove, Sacramento, and the surrounding northern districts. Founding attorney Julius J. Cherry concentrates his practice on consumer bankruptcy. He represents clients in cases such as chapter 7 and chapter 13 bankruptcies, foreclosures, and repossessions. Cherry also deals with matters related to student loans, credit scores, payday loans, and mortgage restructuring.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.3 / 5 (6)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Law Office of Seth Hanson logo
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Law Office of Seth Hanson

9245 Laguna Springs Drive, Elk Grove, CA 95758
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Law Office of Seth Hanson is a bankruptcy law firm with the main office in Roseville and over 10 other offices available by appointment including in Sacramento, Folsom, Auburn, and Elk Grove. The firm helps clients obtain debt relief and eliminate credit problems through bankruptcy and non-bankruptcy options. Founding attorney Seth Hanson established his own practice in 2006 and is focused on providing quality service and treating all clients with dignity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (18)
Facebook
5.0 / 5 (3)
Justia
10.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Michael Johnson Attorney At Law logo
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Michael Johnson Attorney At Law

9245 Laguna Springs Dr, Ste 200, Elk Grove, CA 95758
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Michael Johnson Attorney At Law offers the legal services of probate and bankruptcy lawyers in the northern and eastern districts of California. With the main office in Elk Grove, the firm concentrates on chapter 7 and chapter 13 when it comes to bankruptcy cases. Founding attorney Michael Johnson is a member of the United States Bankruptcy Court, currently in the eastern district and formerly in the northern district. He is also a member of the Sacramento Valley Bankruptcy Forum.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (3)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Prime Legal Center logo
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Prime Legal Center

9245 Laguna Springs Drive, Elk Grove, CA 95758
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Prime Legal Center is a bankruptcy law firm with an office in Elk Grove. Werner Janden Ogsaen has been practicing debt settlement and bankruptcy law since 2007. He guides debtors not only in filing chapters 7, 11, and 13 petitions but also in all stages of bankruptcy proceedings. These include coordination with creditors, termination of second or third mortgages, negotiations of auto loan interest rates, prevention of lawsuits, and appearances in meetings of creditors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (8)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (5)
Roy Law Offices logo
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Roy Law Offices

770 L Street, Sacramento, CA 95814
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Matthew D. Roy offers the services of a bankruptcy attorney who has more than 10 years of experience in handling Northern California's bankruptcy cases. Matthew D. Roy serves Elk Grove and other areas in the Greater Sacramento metropolitan area. He handles both chapter 7 and chapter 13 bankruptcies. His other practice areas are family law, criminal defense, and probate law. Roy has been a member of the American Bar Association since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Avvo
5.0 / 5 (23)
Google
4.7 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
The Law Offices of Mike McEnroe logo
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The Law Offices of Mike McEnroe

14203 Main Street, Amador City, CA 95601
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  • Debt Settlement

Business Description

The Law Offices of Mike McEnroe is a bankruptcy law firm that provides legal representation to clients in Elk Grove, Amador City, and the rest of the California community. Founding lawyer Mike McEnroe started his law practice in 1976. The firm advises debtors struggling with financial problems, and gives bankruptcy and non-bankruptcy options to choose from depending on the client's unique situation. For clients who decide to file for bankruptcy, the firm ensures that the right timing is taken.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Wolff & Wolff logo
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Wolff & Wolff

8861 Williamson Dr, Ste 30, Elk Grove, CA 95624
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Wolff & Wolff is a bankruptcy law firm attending to individuals and businesses in Elk Grove and the rest of Northern California. For 25 years, Ruby A. Wolff and her life and work partner Mark A. Wolff represent clients in all aspects of bankruptcy cases including lawsuits and settlements. In particular, the firm mostly handles chapter 7, 11, 12, and 13 bankruptcy cases. Mark Wolff is part of the Bankruptcy Clerk’s Attorney Advisory Committee for the eastern district of California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Wyatt Law Corp logo
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Wyatt Law Corp

901 H Street, Sacramento, CA 95814
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Wyatt Law Corp is a law firm near Elk Grove owned by a family of attorneys offering more than four decades of experience. Its bankruptcy attorneys handle every stage of bankruptcy petitions, from initial consultation to the discharge of clients' debts. They focus on chapter 7 cases, which allow individuals and families to eliminate or consolidate most or all unsecured debts. Through this petition, the attorneys can help clients receive protection against wage garnishments, lawsuits, and foreclosures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (18)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Young & Lazzarini logo
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Young & Lazzarini

770 L Street, Sacramento, CA 95814
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Young & Lazzarini is a full-service law firm in Elk Grove that handles complex business litigations and general legal issues, including bankruptcy and creditors' rights. The company assists both individual and business debtors in obtaining bankruptcy relief through chapter 7, chapter 11, and chapter 13 filings. Bankruptcy lawyers at the firm also represent clients in adversary proceedings, as well as help businesses in reorganizing their operations after bankruptcy. Other practice areas include civil law, contracts, business entity formations, and probate litigation.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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