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Laurels

Best Credit Repair Companies in Oceanside
2021

We scored 126 Credit Repair Companies in Oceanside, CA and Picked the Top 4

Here are the Picks:

Baby Boomers Financial

Credit Diva

Credit Repair

Elevate Credit Solutions

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored Oceanside Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 126 77 4

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Baby Boomers Financial

  • Credit Dispute
  • Credit Audit
  • Credit Monitoring

Baby Boomers Financial is a credit repair company serving Oceanside. It takes care of credit restoration, disputes, and debt settlements on behalf of clients. It handles late payments, charge-offs, bankruptcies, liens, repossessions, and foreclosures. Mel Zadeghi, the CEO, built the company after recovering from a mortgage crisis. With 15 years of experience himself, Mel leads a team with over 50 years of collective experience in the industry. Baby Boomers Financial also serves Spanish-speaking customers.

Click to Call

402 West Broadway
San Diego, CA 92101

Website

(833) 700-6835 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Diva

  • Credit Monitoring

With over 17 years of experience, Credit Diva provides support to Oceanside clients in raising their credit standing. The agency helps consumers repair their credit records by cleaning up negative items, such as collections, charge-offs, repossessions, tax liens, student loans, and evictions. It deals with credit bureaus on the client's behalf to ensure that inaccurate claims are removed from the credit report. The company's professionals also lend their expertise on credit scoring through educational events, such as luncheons and webinars.

Click to Call

888 Prospect Street
San Diego, CA 92037

Website

(866) 207-7198 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Repair

  • Credit Monitoring
  • Debt Consolidation

Credit Repair's team of professionals aims to provide Oceanside residents with comprehensive credit restoration services. The company challenges obsolete, inaccurate, and unverified information that may negatively impact clients' credit scores. By doing so, the company is able to eliminate credit report mistakes that may prevent its clients from getting approved for personal loans, car purchases, mortgages, or new leases. Additionally, Credit Repair helps clients get approved for lower interest rates on refinancing and credit cards.

Click to Call

2206 Palomar Airport Rd
Oceanside, CA

Website

(844) 564-1711 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Elevate Credit Solutions

  • Credit Audit
  • Credit Monitoring

Elevate Credit Solutions offers credit counseling services to residents of Oceanside and its surrounding communities. It is a financial consulting and credit restoration company that assists clients in restoring their credit ratings by identifying unverifiable information in clients' credit histories. Its agents legally dispute these negative records with credit bureaus and educate clients on the basics of credit so they can be more empowered to maintain their good credit standing. The agency is also affiliated with Credit Consultants Association.

Click to Call

2003 South El Camino Real
Oceanside, CA 92054

Website Instagram

(888) 490-3555 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

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