Best Credit Repair Companies in Escondido

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Credit Saint logo
FEATURED
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Free credit evaluation

Credit Saint

Escondido, CA
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5320)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Price: Free credit evaluation

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Credit Saint

Credit Corner logo
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Credit Corner

2571 Mast Way, Chula Vista, CA 91914
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  • Credit Dispute

Business Description

Credit Corner is an experienced financial services company committed to help customers improve credit scores, organize credit, plan and schedule, remove negative claims, track progress, and maintain good credit. CC offers customized and effective financial restoration plans. Addressing each member’s unique situation, CC cooperates with customers for a timely meeting of financial freedom goals. It reviews customer mortgage loans and gives straight answers on available options. The team alleviates worries through clear and honest communication for the process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Corner

Credit Diva logo
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Credit Diva

888 Prospect Street, San Diego, CA 92037
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  • Credit Dispute

Business Description

Credit Diva is an Arkansas credit repair agency serving individuals in Escondido and Rogers. It has been operating for over 17 years. The firm specializes in personal and business credit restoration, debt negotiation, and seminars. Additionally, the company enjoys a glowing reputation in the community for its efficiency in client education, innovative credit restoration methods, and results-driven services. Credit Diva strives to help clients improve their credit standings, equipping them to achieve a financially secure future.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (27)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Diva

Jonas Victor logo
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Jonas Victor

7474 El Cajon Boulevard, La Mesa, CA 91942
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  • Credit Audit

Business Description

Jonas Victor is a credit repair specialist that serves individuals and families in Escondido and the neighboring areas. He provides personalized reviews of all three credit bureaus' reports and uses disputing strategies to challenge negative entries on credit scores such as foreclosures, bankruptcies, and repossessions. In addition, he educates clients on the proper use of credit. CEO and owner Jonas Victor, also known as "Mr. Credit Guy," helped one client boost her credit score by 40 points in three weeks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Jonas Victor

San Diego Credit Solutions logo
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San Diego Credit Solutions

100 East San Marcos Boulevard, San Marcos, CA 92069
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  • Debt Consolidation

Business Description

San Diego Credit Solutions is a credit repair company owned and operated by credit expert Frank Kriticos. It offers its credit restoration services to individuals in the Escondido area. The company helps clients remove collections, bankruptcies, late payments, foreclosures, liens, and repossessions from their credit reports and prevent them from being reported again. Kriticos founded San Diego Credit Solutions in 2007. He previously worked as a police officer and mortgage banker before focusing his attention on providing credit repair services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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San Diego Credit Solutions

Shoreline Credit Repair logo
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Shoreline Credit Repair

10601 Tierrasanta Boulevard, San Diego, CA 92124
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  • Credit Dispute

Business Description

Shoreline Credit Repair offers to examine and boost the credit scores of clients in Escondido. It looks at each client's prior debts, open accounts, card histories, and other factors to pinpoint unsettled problems. The company then pairs each client with an account specialist to remove bad records, provide paperwork updates, and handle credit disputes. The specialist can advise first-time customers on credit scores and how it affects their interest rates. Clients can contact their specialists via phone or e-mail.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Shoreline Credit Repair

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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