Expertise.com

Best Financial Advisors in Oceanside

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Financial Advisors FAQs 〉

Providers

Last updated:

Website
5780 Fleet Street, Carlsbad, CA 92008
  • Certified Financial Planner (CFP)
  • Tax Planning

Why choose this provider?

Anchor Bay Capital serves clients in Carlsbad, Oceanside, and nearby areas. The company offers financial planning and investment management services such as business and family succession planning, strategy and asset allocation, and retirement planning. Retirees are guided by the company by working as fiduciaries to monitor retirement plans and create the necessary adjustments dictated by the current market. Scott Spiering, founder and chief investment strategist of Anchor Bay Capital, has been in the financial services industry since 1987.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6120 Paseo Del Norte, Carlsbad, CA 92011
  • Retirement Planning

Why choose this provider?

Serving Oceanside and its surrounding communities, Guide My Finances has been helping clients in make financial decisions, for their particular needs, since 2003. The company provides financial planning services on a flat-rate basis and specializes in working with clients with rental real estate and stock compensation as well as business owners and those approaching retirement. Guide My Finances founder Jackie Mazur is a Certified Financial Planner and a Certified Divorce Financial Analyst.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (12)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5200 El Camino Real, Carlsbad, CA 92010
  • Certified Financial Planner (CFP)

Why choose this provider?

Coronado Investment Advisors, LLC, is a firm that has been serving Oceanside and surrounding communities since 2016. It assists individuals with investment decision-making by providing customized portfolio management solutions through active asset allocation and individual security selection. Its team utilizes a conservative to a highly aggressive approach to investment and trading strategies. One of the firm's partners, L. Michael Ladd, has been dealing with currency markets, fixed income, and world's equity for over 20 years.

Website
1808 Aston Avenue, Carlsbad, CA 92008
  • Estate Planning
  • Retirement Planning

Why choose this provider?

Cornerstone Wealth Advisors, Inc., is an investment advisory firm serving Oceanside and the surrounding areas. It offers services such as wealth management, financial planning, retirement planning, and wealth protection strategies. Its financial planning services include portfolio management strategies, risk management strategies, Social Security recommendations, and risk-appropriate asset allocation. Denise Barrett, the CEO and co-founder of Cornerstone Wealth Advisors, established the firm in 2010. She has more than 30 years of experience in the financial services industry.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
703 Palomar Airport Road, Carlsbad, CA 92011
  • Insurance Products

Why choose this provider?

Serving Oceanside, Wellspring Divorce Advisors assists individuals and couples who are undergoing a divorce sort through complicated financial matters. To help clients and their lawyers make informed decisions, it creates net worth statements, analyze cash flow and pension benefits, report on asset division distributions, and make income and tax projections. In addition, it offers divorce options such as mediation, collaborative divorce, and litigation. With a focus on long-term consequences, its legal advisors also handle post-divorce financial planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Website
2710 Loker Avenue West, Carlsbad, CA 92010
  • Estate Planning

Why choose this provider?

Frank Financial Advisors is an independent firm that serves Oceanside residents. Its four-step financial planning process involves developing financial plans that consider clients' financial, professional, and personal ecologies. The professionals from this firm also create strategic plans, implement strategic tactics, and monitor changing conditions. Their other services include portfolio management, insurance protection, and employee retirement plan development. Frank Financial Advisors has been serving clients across the country since 2003. It is led by Todd E. Frank, a CPA and PFS with nearly 30 years of experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5927 Balfour Court, Carlsbad, CA 92008
  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning

Why choose this provider?

Carlsbad Wealth Advisory Group, Inc., caters to clients in the Oceanside metro and the surrounding areas. This firm provides advice and assistance with clients' charitable giving, executive benefits, and estate, retirement, and tax planning. It also offers investment management services, such as asset allocation and diversification. Carlsbad Wealth Advisory Group was established in 2008. David L. George, the CEO, holds a bachelor's degree in Finance. He is a Certified Financial Planner with more than 18 years of experience in the industry.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2101 South El Camino Real, Oceanside, CA 92054
  • Certified Financial Planner (CFP)
  • Retirement Planning

Why choose this provider?

North County Financial offers financial guidance to clients in the Oceanside area. Its advisor, Jeff, is a Certified Financial Planning Professional who has been in the industry for over 30 years. He specializes in investment and retirement planning, reviewing clients' retirement accounts to determine the plans that will help them reach their financial goals. Jeff also offers life and health insurance, business owner's policies, and professional liability insurance. Furthermore, he served in various advisory boards for hospitals across San Diego County.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
533 2nd Street, Encinitas, CA 92024
  • Certified Financial Planner (CFP)

Why choose this provider?

Stone Steps Financial is a financial planning firm that helps individuals and families in the Oceanside area with the complexities of financial navigation. The firm offers financial life management that entails investment management assistance. Its founder, Scott R. Frank, was named as one of the Investment News 40 Under 40 and has contributed to numerous articles on personal finance for the Los Angeles Times, CNBC, The Washington Post, and USA Today. He gives back to the community by co-hosting a weekly podcast, Real Personal Finance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
5.0 / 5 (8)

Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What constitutes a financial plan in Oceanside?

    A financial plan consists of your relevant and personal data and an assessment of where you are today relative to your goals. A financial advisor in Oceanside helps you create your financial plan by guiding you through defining your life goals and gathering and refining details. They help implement the financial plan and monitor and periodically review and revise it if necessary.

  • Does Oceanside allow individuals to deduct 529 plan contributions on their taxes?

    No. Contributions to 529 accounts in Oceanside are not tax-deductible. California is one of seven states where the income tax system does not permit tax deductions for contributions. The good news is that investment growth is free from state and federal taxes. Plus, the earnings portion of withdrawals used for qualified education expenses is federal and California state income tax-free.

  • What are the qualified expenses for a 529 plan in Oceanside?

    A 529 plan covers expenses needed for someone's education in Oceanside. This includes tuition, room and board, technology items, books and supplies, student loan repayment, and IRA rollover. Note that qualified expenses should only be within the cost estimates made by the school that the 529 beneficiary will be attending.

  • How can you minimize your tax liability in Oceanside through Qualified Charitable Distributions (QCDs)?

    If you are 72 years old or older, you can use Qualified Charitable Distributions (QCDs) directly from your individual retirement account (IRA) to donate to your preferred IRS-qualified charity in Oceanside. The gift will not qualify for a charitable deduction. Instead, this will allow you to deduct the amount transferred to the charity from your taxable income. Note that the maximum amount you may donate is $100,000 per year. If your spouse also has an IRA, you can donate $100,000 each, but remember to donate the same amount.

  • Can you set up a Roth IRA for a teenager in Oceanside?

    Yes. If your teenage child has earned an income in Oceanside, you can set up a Roth IRA for them. Note that the amount cannot exceed the teenage child's income. However, you can contribute to their Roth IRA through your $15,000 yearly gift tax exclusion. Note that since your child is a minor, you act as the custodian of the account until the time comes that he/she can take it over.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.