Expertise.com

Best Credit Repair Companies in Vista

Laurels
2023
Laurels

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Credit Saint logo
FEATURED
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Free Credit Evaluation

Credit Saint

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Vista, CA
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (6432)
Yelp
2.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Vista, CA
  • Credit Repair
  • Consumer Credit Services

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

Credit Corner logo
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Credit Corner

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2571 Mast Way Suite 202, Chula Vista, CA 91914
  • Credit Monitoring

Business Description

Credit Corner caters to customers in the Vista metro and the surrounding communities. It helps clients get back their financial freedom by offering credit repair solutions. These services allow them to get easier access to auto loans, credit cards, and mortgages. The company's work process involves obtaining credit reports from the three major credit bureaus and disputing negative items, such as bankruptcies, charge-offs, and late payments. Credit Corner brings 10 years of experience in the financial industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (46)
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dedicated Credit Repair logo
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Dedicated Credit Repair

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41880 Kalmia Street Suite 145, Murrieta, CA 92562
  • Credit Monitoring
  • Credit Audit

Business Description

Dedicated Credit Repair is a family-owned remediation company that helps Vista-based clients fix score disputes by removing incorrect, untimely, and unverifiable items from their credit reports. It challenges items that violate the Fair Debt Collections Act and Fair Credit Reporting Act. It also provides clients with monthly updates. The company, which has been in operation for over 16 years, has received certification from the Organization of Compliant Credit Account Managers. It was also featured on ESPN's Real Estate Radio Hour program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (55)
Facebook
4.9 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dispute Resolutions, Inc. logo
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Dispute Resolutions, Inc.

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16776 Bernardo Center Drive Suite 212, San Diego, CA 92128
  • Credit Monitoring
  • Credit Dispute

Business Description

Dispute Resolutions, Inc., offers credit repair services for individuals and businesses throughout Vista and the surrounding metros. The company brings 35 years of experience managing credit and collection problems in Southern California, helping clients negotiate wrongful, erroneous, or obsolete listings such as bank debts, public records, student loans, and collection records. It also facilitates the correction of inaccurate credit reports with creditor validation of errors. Additional services include settlement negotiations, credit counseling, and budgeting to improve clients' credit records, histories, and ratings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elevate Credit Solutions logo
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Elevate Credit Solutions

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2003 S. El Camino Real, STE 220, Oceanside, CA 92054
  • Credit Dispute

Business Description

Elevate Credit Solutions, a certified credit consultant association, caters to the residents of Vista and the surrounding areas. It helps individuals obtain their financial goals and improve their credit profiles by providing credit repair services. Its team members remove negative items such as collections, judgments​, bankruptcies​, foreclosures, late payments​, and charge-offs. Since its founding, the firm has repaired more than 1,600 items on credit reports. Elevate Credit Solutions allows its clients to access their accounts 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (32)
Golden Financial Services logo
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Golden Financial Services

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600 Palm Ave, Imperial Beach, CA 91932
  • Debt Consolidation

Business Description

Founded in 2004, Golden Financial Services serves Vista residents. The business provides credit repair solutions to help people improve their financial situations and disputes inaccurate information in reports with bureaus and creditors. It also assists clients in choosing the appropriate credit card relief programs based on their circumstances, which include debt validation, settlement, debt consolidation, chapter 13 bankruptcy, and consumer credit counseling. The company’s CEO, Paul Paquin, has written financial and debt-related articles in blogs, including Boston.com.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (66)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kredit Rehab logo
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Kredit Rehab

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31997 Sugarbush Ln, Lake Elsinore, CA 92532
  • Credit Audit

Business Description

Kredit Rehab is a full-service credit repair company that aims to help clients in and around Vista improve their financial status. It employs a team of credit restoration counselors who provide comprehensive consultation and legally dispute unverifiable or inaccurate information in customers' credit histories. They also offer ongoing education to teach clients how to build and maintain their improved credit scores. Likewise, the company maintains an online portal where clients can track their credit score's progress 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.9 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sobak Financial logo
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Sobak Financial

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24910 Washington Ave Suite 305, Murrieta, CA 92562
  • Debt Consolidation

Business Description

Sobak Financial is a Murrieta-based company that caters to customers in the Vista metro and the surrounding communities. It offers credit repair services, helping individuals restore their credit, get them back on financial track, and lower their interest rates on their future purchases. It analyzes the clients' credit reports and challenges negative items, such as charge-offs, collections, judgments, and tax liens. The company also provides debt settlement solutions. Sobak Financial brings more than 15 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (17)
Yelp
4.0 / 5 (12)