How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

6 Best Napa Homeowners Insurance Agencies

Argos Insurance Services

1000 West College Avenue, Santa Rosa, CA 95401

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Multiple Policy Types
Renter's Insurance

With two offices in the area, Argos Insurance Services is an insurance agency serving the people of Napa and the surrounding cities. The company offers standard homeowners insurance plans that cover the cost of repairs for damage done to clients' homes by high-speed winds and fires. It also has add-ons to clients' existing insurance plans that cover damage from earthquakes and flooding. Additionally, Argos Insurance Services sells packages for clients' cars, businesses, and motorcycles.

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Eddie Sandoval - State Farm Insurance Agent

2780 Stony Point Road, Santa Rosa, CA 95407

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Multiple Policy Types

Eddie Sandoval is an insurance agent near Napa who works with State Farm Insurance. The agent has been working in the insurance field for over 20 years, and he offers homeowners insurance packages to cover the cost of repairs for clients' homes that have been damaged due to storms and fires. His plans also protect the contents and visitors of the home. Additionally, Sandoval sells plans for cars, businesses, and pets.

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Jaffe Insurance Agency

1500 Zinfandel Lane, St. Helena, CA 94574

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Renter's Insurance
Multiple Policy Types
Fire

Jaffe Insurance Agency is an insurance company that has been working with the residents of Napa since 1948. The agency is independent and represents a number of insurance providers, including Progressive, Blue Shield of California, and Mercury. Its team uses these connections to provide clients with a range of options for their homeowners insurance packages. It also offers insurance packages for renters and RV owners. Additionally, the company sells policies to cover cars and businesses.

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Narvaez Insurance Services

2205 Main Street, Napa, CA 94558

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Multiple Policy Types

Narvaez Insurance Services is an insurance agency working with the people of Napa and the surrounding communities. The company's founder, Bernardo Narvaez, has been working in the insurance industry for over a decade, and his team sells homeowners insurance for vacant, primary, and seasonal residences. The team also sells insurance for investment properties that are occupied by tenants. Additionally, Narvaez Insurance Services offers policies to cover companies from workers' compensation claims.

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New Redwood Insurance Services

929 Golf Course Drive, Rohnert Park, CA 94928

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Personal Property Insurance
Multiple Policy Types

New Redwood Insurance Services is an insurance agency that has been working with the people of Napa since 2012. The company offers homeowners insurance packages with a variety of discount options, such as newly built home, green home, and protective device discounts. Its team has additional experience selling insurance policies for RV owners and home renters. New Redwood Insurance Services also has boat, automobile, professional and general liability, and workers' compensation insurance.

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Sonoma Valley Insurance Agency, Inc.

122 Calistoga Road 103, Santa Rosa, CA 95409

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Personal Property Insurance
Multiple Policy Types

Sonoma Valley Insurance Agency Inc. is an insurance agency that has been working with the residents of Napa for over 25 years. The company sells customized homeowners insurance packages that provide coverage for clients' homes and belongings in the event of theft, vandalism, and natural disasters. The policies may also cover visitors in the home who sustain injuries. The agency works with a variety of providers, such as The Hartford, Allied Insurance, and MetLife.

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Best Homeowners Insurance Agencies in Napa

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Homeowners Insurance Agencies FAQs

Argos Insurance Services

Eddie Sandoval - State Farm Insurance Agent

Jaffe Insurance Agency

Narvaez Insurance Services

New Redwood Insurance Services

Sonoma Valley Insurance Agency, Inc.

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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