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Best Homeowners Insurance Agencies in Napa

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2023
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Argos Insurance Services logo
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Argos Insurance Services

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1000 West College Avenue, Santa Rosa, CA 95401
  • Multiple Policy Types
  • Renter's Insurance

Business Description

With two offices in the area, Argos Insurance Services is an insurance agency serving the people of Napa and the surrounding cities. The company offers standard homeowners insurance plans that cover the cost of repairs for damage done to clients' homes by high-speed winds and fires. It also has add-ons to clients' existing insurance plans that cover damage from earthquakes and flooding. Additionally, Argos Insurance Services sells packages for clients' cars, businesses, and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eddie Sandoval - State Farm Insurance Agent logo
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Eddie Sandoval - State Farm Insurance Agent

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2780 Stony Point Road, Santa Rosa, CA 95407
  • Multiple Policy Types

Business Description

Eddie Sandoval is an insurance agent near Napa who works with State Farm Insurance. The agent has been working in the insurance field for over 20 years, and he offers homeowners insurance packages to cover the cost of repairs for clients' homes that have been damaged due to storms and fires. His plans also protect the contents and visitors of the home. Additionally, Sandoval sells plans for cars, businesses, and pets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (52)
Yelp
4.5 / 5 (10)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jaffe Insurance Agency logo
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Jaffe Insurance Agency

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1500 Zinfandel Lane, St. Helena, CA 94574
  • Renter's Insurance
  • Multiple Policy Types
  • Fire

Business Description

Jaffe Insurance Agency is an insurance company that has been working with the residents of Napa since 1948. The agency is independent and represents a number of insurance providers, including Progressive, Blue Shield of California, and Mercury. Its team uses these connections to provide clients with a range of options for their homeowners insurance packages. It also offers insurance packages for renters and RV owners. Additionally, the company sells policies to cover cars and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (49)
Facebook
5.0 / 5 (6)
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Narvaez Insurance Services logo
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Narvaez Insurance Services

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2205 Main Street, Napa, CA 94558
  • Multiple Policy Types

Business Description

Narvaez Insurance Services is an insurance agency working with the people of Napa and the surrounding communities. The company's founder, Bernardo Narvaez, has been working in the insurance industry for over a decade, and his team sells homeowners insurance for vacant, primary, and seasonal residences. The team also sells insurance for investment properties that are occupied by tenants. Additionally, Narvaez Insurance Services offers policies to cover companies from workers' compensation claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (56)
Facebook
5.0 / 5 (7)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New Redwood Insurance Services logo
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New Redwood Insurance Services

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929 Golf Course Drive, Rohnert Park, CA 94928
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

New Redwood Insurance Services is an insurance agency that has been working with the people of Napa since 2012. The company offers homeowners insurance packages with a variety of discount options, such as newly built home, green home, and protective device discounts. Its team has additional experience selling insurance policies for RV owners and home renters. New Redwood Insurance Services also has boat, automobile, professional and general liability, and workers' compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.3 / 5 (24)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sonoma Valley Insurance Agency, Inc. logo
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Sonoma Valley Insurance Agency, Inc.

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122 Calistoga Road 103, Santa Rosa, CA 95409
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Sonoma Valley Insurance Agency Inc. is an insurance agency that has been working with the residents of Napa for over 25 years. The company sells customized homeowners insurance packages that provide coverage for clients' homes and belongings in the event of theft, vandalism, and natural disasters. The policies may also cover visitors in the home who sustain injuries. The agency works with a variety of providers, such as The Hartford, Allied Insurance, and MetLife.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.