Best Homeowners Insurance Agencies in Vacaville

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Larson & Hartung Insurance logo

Larson & Hartung Insurance

1361 Oliver Rd, Fairfield, CA 94534
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  • Personal Property Insurance
  • Multiple Policy Types

Larson & Hartung Insurance is an independent agency near Vacaville that serves personal and commercial insurance products. It writes homeowners' insurance package policies that financially protect clients' residential and personal properties from damages caused by covered events, which could include fire, explosion, hail, and theft. Typically covered in the policies are the home itself and contents, such as furniture and clothing. Liability protection from lawsuits in the event that a guest gets injured on the property is also covered. The agents can also increase policy limits or list special coverage options depending on clients' needs.

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Personal Express Insurance logo

Personal Express Insurance

Bakersfield, CA
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  • Renter's Insurance
  • Multiple Policy Types

Founded in 1984, Personal Express Insurance Agency is located near Vacaville. This agency helps its clients to select insurance policies from top carriers, such as Berkshire Hathaway and Travelers. Its agents strive to help clients determine the right types of policies to suit their coverage needs and shop around on their behalf to find the best rates for the coverage they need. Personal Express Insurance received Best of Bakersfield awards in 2018 and 2019.

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Rohwer Insurance Agency logo

Rohwer Insurance Agency

275 North First Street, Dixon, CA 95620
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  • Homeowners

Rohwer Insurance Agency primarily assists families, individuals, and businesses near Vacaville. As an independent insurance agency, its professionals shop for policies from various reputable insurance carriers on the market. They can help homeowners select plans that offer the appropriate coverage for risks specific to their homes and properties. The firm also focuses on tailoring policies according to clients' financial backgrounds. Established in 1946, Rohwer Insurance Agency also carries several insurance products, including farm and ranch insurance and commercial insurance.

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Solano Insurance Services logo

Solano Insurance Services

2210 Boynton Avenue, Fairfield, CA 94533
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Condos

Solano Insurance Services is an independent insurance agency in Fairfield, California that offers insurance solutions to clients in the Vacaville metro. The company provides financial protection for homes through its homeowners' insurance plans. These cover the cost of expenses for repairs and replacements in the event of a disaster, an emergency situation, or other forms of damage and losses. The company is committed to delivering tailored and personal insurance plans that suit its clients' budgets and needs.

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Steele Insurance Agency, Inc. logo

Steele Insurance Agency, Inc.

1411 Oliver Road, Fairfield, CA 94534
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  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Steele Insurance Agency, Inc. is an independent insurance agency that has been providing insurance policies since 1992. Serving Vacaville and the surrounding areas, its home insurance protects the home and the owner from losses brought by events such as fire, vandalism, and theft. It will also protect the owner from liabilities whenever someone gets injured on their property. Clients can opt for a comprehensive policy that includes protection from hail, smoke, and falling objects.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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