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Best Homeowners Insurance Agencies in Vallejo

2023

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Website
301 Georgia St Suite 323, Vallejo, CA 94590
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Hindsight Insurance Services carries life, property, and business insurance products in Vallejo. This company represents different insurance carriers, such as Zurich, Hagerty, and Guard Insurance Group, and helps clients search for applicable insurance plans. Its home insurance options cover losses or damages arising from properties and liabilities. Property coverages include home repairs, other structural works, and personal properties, with compensation limits for theft and specific items, like medals and banknotes. Homeowners also receive financial compensation for liability defense expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1644 Tennessee Street, Vallejo, CA 94590
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

MCIA Insurance Services, LLC, provides insurance protection to homeowners and renters in Vallejo. Its team assists clients in creating custom home insurance policies that can address their needs. Some of the coverage options that the homeowners' insurance may include are personal belongings, structure, bodily injury lawsuits, and additional living expenses. As an independent agency, the company partners with various carriers such as Mercury Insurance Group and Alliance United Insurance Company. It also offers auto and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 De Long Avenue, Novato, CA 94945
  • Multiple Policy Types

Why choose this provider?

Geoff Shepherd State Farm Insurance Agent is available five days a week to help residents of the Vallejo area obtain homeowners insurance. Agent Geoff Shepherd works with his clients to determine which State Farm products are most appropriate for their needs and offers them several options to suit a range of budgets. In addition to home insurance, this agency also sells auto, life, renters, and hospital income insurance policies. Mr. Shepherd is licensed to sell insurance products throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2631 Sonoma Boulevard, Vallejo, CA 94590
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Gilberto Pimentel is a Farmers Insurance agent serving clients in Vallejo. He specializes in personalized homeowners' insurance plans for clients in need of home insurance protection. He offers the Farmers Smart Plan Home program, which has three tiers of basic coverage—standard, enhanced, and premier, all of which are customizable depending on the needs of the client. He provides home insurance for traditional homeowners, condo owners, mobile home owners, specialty home owners, and vacant home owners. Gilberto has been in the industry for over eight years and caters to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.4 / 5 (25)
Yelp
1.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
638 1st St c, Benicia, CA 94510
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Jeffrey Wong Insurance Agency is a locally-operated independent agency serving individuals, families, and businesses in the city of Vallejo and the surrounding areas. The agency works with a wide range of insurance companies, such as Nationwide Independent and Hartford Insurance, to ensure clients get the best options of homeowners' insurance coverage and policies. Its homeowners' insurance options include homeowners' liability, property, condo, and renters' insurance. In addition, Jeffrey Wong Insurance Agency also provides insurance for mobile homes, scheduled properties, landlords, and in-home businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (45)
Google
4.9 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

  • What is the average cost of homeowners' insurance in Vallejo?

    The average cost of homeowners' insurance in Vallejo is around $884 per year or roughly $74 per month for a policy with $200,000 in dwelling coverage. For $300,000 in dwelling coverage, the cost is about $1,183 or $99 per month. This amount is considered to be less than the state average of $1,380.

  • What are the different ways to save money on homeowners' insurance in Vallejo?

    There are different ways you can save money on homeowners' insurance in Vallejo. The most common ones include getting a multi-policy discount by purchasing a homeowners' and automobile insurance from the same company and earning a loyalty discount by staying with the same insurance company. You can also earn a security equipment discount by installing safety and security devices in your home.

  • Can your insurance company cancel your homeowners' insurance policy after 60 days in Vallejo?

    No, your insurance company cannot cancel your homeowners' insurance policy if it has been in effect for more than 60 days. However, if you fail to pay the premium or you commit fraud and seriously misrepresent yourself in your application, the insurer may be able to cancel the policy after the said period.

  • Can homeowners' insurance cover medical expenses for a guest injured in your home in Vallejo?

    Yes, the medical payments coverage on a homeowner's insurance can pay for necessary medical expenses. It can cover bodily injury claims involving third parties, such as your guest, but cannot provide medical payment coverage for your own injuries or the injuries of those who live in your home in Vallejo.

  • Can homeowners' insurance in Vallejo cover damage caused by termites?

    No, standard homeowners' insurance policies in Vallejo do not cover damage caused by termites. They typically cover problems that are considered to be sudden and accidental and not problems caused by poor maintenance. Damage caused by termite infestations are considered by insurance companies to be preventable with proper maintenance.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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