Expertise.com

Best Health Insurance Agencies in Napa

2024

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Providers

featured provider = Featured Provider

1012 Clegg Court, Petaluma, CA 94954
WebsiteLicense: 0273555

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Whitman Samuelson Insurance Services, Inc., has been serving the insurance needs of residents of Napa and the surrounding communities since 1931. It compares options from a variety of insurance carriers and offers its clients choices suited for their situation. It carries individual and group health insurance plans like medical, dental, vision, and long-term disability. Additionally, it provides commercial insurance packages like business owner’s policy, directors & officers' liability, workers’ compensation, employment practices liability, errors & omissions insurance, and bonds.

  • Individual Plans
  • Life Insurance

435 Santa Rosa Avenue, Santa Rosa, CA 95404
WebsiteLicense: 0F38982

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Review Sources

Yelp
5.0 (2)

Why choose this provider?

Katherine Wong is a health insurance agent who has been serving Napa and the surrounding areas for almost three decades. She offers a variety of health insurance plans, such as Medicare Supplement insurance, supplemental health insurance, disability insurance, and individual health insurance. As a State Farm agent, Katherine can also help with policy change requests and filing of health claims. Furthermore, she can assist clients with other personal insurance needs, such as life, car, boat, disability, motorhome, and home insurance.

  • Life Insurance

2017 Redwood Road, Napa, CA 94558
WebsiteLicense: 0D58556

Expertise.com Rating

Review Sources

Yelp
4.0 (4)
Google
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Wine Valley Insurance Services, Inc., has been operating in Napa and the surrounding area for more than nine years, serving the insurance needs of its residents and local businesses. It represents many insurance companies, enabling it to offer various health insurance plans to its clients. It deals with health insurance products like the Affordable Care Act health insurance, employer-based health insurance, qualified health plans, catastrophic health plans, and HMO. Moreover, it provides commercial insurance packages for business clients.

  • Life Insurance

3427 Terra Linda Drive, Santa Rosa, CA 95404

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Alan Berman, CFP, has been serving Napa and the surrounding communities since 1978. He offers a wide selection of insurance products, including individual health, group health, 401k, and disability income insurance. Alan also assists business owners in establishing a sound financial program through services like like tax planning management, investment management, retirement strategies, and estate conversion. His website regularly publishes articles featuring important financial topics, economic trends, and recent legislation to keep clients informed and updated.

  • Individual Plans
  • Life Insurance

Arroyo Sierra Way, Santa Rosa, CA 95405
WebsiteLicense: 0D87886

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Why choose this provider?

ES Heil Insurance is an independently owned insurance broker that works with clients in Santa Rosa and its surrounding metros, including Napa. The business offers different products that range from health plans and vision and dental insurance to disability insurance and Medicare Advantage and supplement plans. Eugene Skip Heil of ES Heil Insurance utilizes his experience in the industry to guide clients through the varying policies from different carriers in order to find the policy that fits the client's financial needs.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

703 2nd Street, Santa Rosa, CA 95404
WebsiteLicense: 0G30653

Expertise.com Rating

Review Sources

Google
5.0 (1)
Facebook
5.0 (1)

Why choose this provider?

Black Rock Insurance Services has been serving individuals, families, and businesses in Napa and across the state of California. Being an independent agency, it helps its clients find a plan that includes coverages that fit their needs. It handles life insurance plans like exclusive provider organization, health maintenance organization, point of service, and preferred provider organization insurance. Additionally, it crafts other commercial and property insurance packages like BOP, workers’ compensation, commercial umbrella, homeowners', earthquake, and flood insurance plans.

  • Individual Plans
  • Life Insurance

1103 Sonoma Avenue, Santa Rosa, CA 95405
WebsiteLicense: 0C61650

Expertise.com Rating

Review Sources

Google
3.8 (4)

Why choose this provider?

Joe Ruppe is a State Farm insurance agent who serves clients in Napa. He offers health insurance solutions such as individual medical coverages, supplemental health and disability insurance, and Medicare Supplement plans. He also provides life, auto, homeowners', renters', and business insurance policies. Ruppe has been a Chairman's Circle Qualifier and a multi-year Ambassador Travel Qualifier at State Farm. He has a degree in Finance and has been the president of the Sonoma County Executives Association.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What typical life occurrences can allow you to purchase a Napa health insurance plan outside of the open enrollment period?

    In Napa, you might be able to purchase a health insurance plan outside of the open enrollment period after losing your job. A death in the family is another frequent qualifying life event because it means that you have fewer individuals to insure. On the contrary, getting married or having a child is an eligible occurrence because you might now need to cover additional individuals.

  • Where can you go in Napa to find inexpensive health insurance once your Medicaid eligibility expires?

    You might be able to get significantly cheaper health insurance via a special enrollment period in Napa if you are no longer qualified for Medicaid or California's low-cost healthcare coverage. If you need help paying for the selected plan, see if you are eligible for a government subsidy. Since you only have 60 days to choose a new health plan and there is a tax penalty for people who don't have qualified health insurance, act swiftly.

  • If you're already covered by health insurance in Napa, do you still need to have critical illness insurance?

    Yes. Be aware that Napa health insurance might not cover all of the expenses incurred by a critical illness. Critical illness insurance can offer extra financial assistance to help pay costs like lost wages or non-medical expenses that health insurance does not cover. The price of critical illness insurance depends on the policyholder's age and well-being, the amount of coverage, and the particular illnesses covered.

  • How can you find out if your Napa health insurance will pay for your plastic surgery procedure?

    You must study the details of your health insurance plan in Napa to determine if it will pay for your plastic surgery operation. If you didn't receive a plan summary when you signed up for your health plan, contact your insurance provider to request one. You can also call your doctor's office to ask about your potential out-of-pocket expenses and whether your health insurance will pay for the surgery.

  • What rules must statutory workers in Napa follow in order to write off their health insurance premiums on their tax returns?

    For statutory employees in Napa to write off their health insurance premiums on their tax returns, they must not have a spouse who receives health insurance coverage from their employer. Health insurance for statutory employees is optional and non-deductible if they don't meet this requirement.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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