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Best Local Car Insurance Agencies in Murrieta

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Access West Insurance Services - Murrieta logo
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License Verified:

License: 0663077

California Department Of Insurance

Access West Insurance Services - Murrieta

40675 California Oaks Road, Murrieta, CA 92562
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  • Multiple Carriers

Business Description

Access West Insurance Services is an independent insurance agency based in Murrieta that provides insurance products to clients in the metro. The firm writes for its clients auto insurance policies that fulfill state-required coverage for liabilities. Add-ons can be availed to include coverage for property damage, medical payments, physical damage, and uninsured motorists. The company believes that flexible insurance plans and maximum benefits are necessary to protect the best interests of its clients.

License Verified:

License: 0663077

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
4.4 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Advantage America Insurance logo
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License Verified:

License: 0H79335

California Department Of Insurance

Advantage America Insurance

41197 Golden Gate Circle, Murrieta, CA 92562
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  • Bundling Option

Business Description

Advantage America Insurance is an independent insurance company that serves the residents of Murrieta. It provides auto insurance policies to help clients pay off property damage, medical injuries, and repairs for their cars. The company considers a driver's history in recommending optional coverages, such as death compensation and towing services. Advantage America also reviews a client's existing policy for possible deductibles. Additionally, it provides vehicle insurance for classic cars, RVs, motorcycles, ATVs, and boats.

License Verified:

License: 0H79335

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.6 / 5 (10)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Amy Blackwell logo
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License Verified:

License: 0M54791

California Department Of Insurance

Amy Blackwell

40414 California Oaks Road, Murrieta, CA 92562
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  • Bundling Option

Business Description

Amy Blackwell is a Murrieta State Farm insurance agent who offers different personal and commercial insurance to her community. Together with her team, she provides quotes for auto and home insurance to help protect her clients' vehicles and properties. They also provide condo and renters' insurance as well as life and insurance. The other areas they cover are Lake Elsinore, Menifee, Temecula, and Wildomar. Blackwell is a Murrieta Wildomar Chamber of Commerce ambassador and a Habitat for Humanity volunteer.

License Verified:

License: 0M54791

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bulen & Associates Insurance Services logo
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License Verified:

License: 0643782

California Department Of Insurance

Bulen & Associates Insurance Services

40750 Symphony Park Lane, Murrieta, CA 92562
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  • Bundling Option

Business Description

Bulen & Associates Insurance Services is a Murrieta-based independent insurance agency that was established in 1929. It offers auto insurance plans that have been structured to provide clients the most comprehensive protection possible. The auto insurance policy shields vehicle owners' assets and income in case of loss, injury, or damage because of an accident they caused or that was someone else's fault. Bulen & Associates Insurance Services maintains strong relationships with highly rated insurance carriers and is licensed to operate in many other states.

License Verified:

License: 0643782

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Countryside Insurance Agency logo
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License Verified:

License: 0M65618

California Department Of Insurance

Countryside Insurance Agency

40395 Winchester Road, Temecula, CA 92591
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Countryside Insurance Agency is a full-service insurance business servicing the Murrieta metro. It is founded by Neil Feduniw, a three-time winner of the SMC Inland Empire Laurel Award. Neil and his team offer a wide variety of insurance products, including the auto policy that they customize based on the clients' requirements. It includes liability, comprehension, and collision coverage, and other additional coverages such as medical expenses, emergency road assistance, and protection against uninsured motorists.

License Verified:

License: 0M65618

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
diamondvalleyins.com logo
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License Verified:

License: 0H94716

California Department Of Insurance

diamondvalleyins.com

41856 Ivy Street, Murrieta, CA 92562
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Diamond Valley Insurance Services is an independent insurance firm serving individuals, families, and businesses in Murrieta. Its agents search for auto insurance plans for motorists looking to insure their vehicles. In order to deliver quotes, they work with multiple carriers to find the coverage types that will suit the client’s needs and priorities. Timothy Baker, the owner and president of Diamond Valley Insurance Services, believes that the company plays the crucial role of a client's insurance advocate.

License Verified:

License: 0H94716

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fadaie Insurance Services, Inc. - Temecula logo
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License Verified:

License: 0G61081

California Department Of Insurance

Fadaie Insurance Services, Inc. - Temecula

27290 Madison Avenue, Temecula, CA 92590
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  • Multiple Carriers

Business Description

Fadaie Insurance Services, Inc., which is based in Temecula, assists clients in various areas including auto insurance. The agents of the firm furnish plans that include liability insurance, which covers bodily injuries or property damage a policyholder is legally responsible for. They also provide insurance policies for owners of recreational vehicles, boats, and motorcycles. The insurance advisors of the company reside in Southern California and are knowledgeable of the risks unique to those living in the area.

License Verified:

License: 0G61081

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (167)
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rancho Cal Insurance Services logo
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License Verified:

License: 0H64854

California Department Of Insurance

Rancho Cal Insurance Services

29930 Hunter Road, Murrieta, CA 92563
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  • Multiple Carriers

Business Description

Rancho Cal Insurance Services is a multi-line insurance solutions company that has been serving the Murrieta metro and surrounding localities for more than 10 years. Established in 2008, the firm helps individuals, families, and business owners minimize financial risks involving their vehicles through an auto insurance policy. Its independent insurance agents shop for coverage options among multiple providers. Some of the basic auto policies they offer include bodily injury liability, property damage liability, comprehensive, collision, medical payments, and car rental insurance. They also insure motorcycles, RVs, and boats.

License Verified:

License: 0H64854

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SGB Insurance Services, Inc. logo
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License Verified:

License: 0E81015

California Department Of Insurance

SGB Insurance Services, Inc.

32100 Clinton Keith Road, Wildomar, CA 92595
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  • Multiple Carriers

Business Description

SGB Insurance Services, Inc., is an independent agency that has been servicing Murrieta and surrounding communities since 1989. It offers customized car insurance plans for various types of vehicles. The company's agents shop from more than 100 companies to find the right auto coverage options that suit clients' insurance needs and to help them make well-informed decisions. SGB Insurance Services, Inc., has an app that allows clients to avail of the firm's services and conveniently contact an agent during office hours.

License Verified:

License: 0E81015

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (33)
Yelp
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stromsoe Insurance Agency logo
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License Verified:

License: 0D06577

California Department Of Insurance

Stromsoe Insurance Agency

24910 Las Brisas Road, Murrieta, CA 92562
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  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

Stromsoe Insurance Agency is an independent insurance firm located in Murrieta that provides auto insurance coverage to motorists from all over California. To give clients options to choose from, the agency’s team sources quotes from more than 17 insurance companies. The types of insurance Stromsoe Insurance Agency can help clients with include liability, collision, and comprehensive coverages. In addition to these services, the firm can also assist customers with getting homeowners, business, and life insurance.

License Verified:

License: 0D06577

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Winchester & Associates Insurance Service logo
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License Verified:

License: 0G58158

California Department Of Insurance

Winchester & Associates Insurance Service

41856 Ivy Street, Murrieta, CA 92562
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  • Multiple Carriers

Business Description

Winchester & Associates Insurance Service works with multiple insurance carriers to provide various auto insurance products to Murrieta individuals. The locally owned business helps car owners protect their families and vehicles from liabilities and financial obligations, as policyholders' insurance companies can shoulder covered damages and events. Furthermore, its agents can adjust insurance policies based on consumers' needs and priorities. Founder Suzy Lacy has been a resident in Murrieta for over 20 years. She assists each client to obtain the policy that gives them adequate protection.

License Verified:

License: 0G58158

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (8)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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