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Best Local Car Insurance Agencies in Perris

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Crusberg-Decker Insurance Services, Inc. logo
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License Verified:

License: 0D91080

California Department Of Insurance

Crusberg-Decker Insurance Services, Inc.

7365 Carnelian Street, Rancho Cucamonga, CA 91730
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  • Multiple Carriers

Business Description

Crusberg-Decker Insurance Services, Inc. is a privately owned family business that provides the residents of Perris and the nearby cities with insurance services. Established in 1952, the company represents several carriers to tailor clients' specific needs. Its team of experts offers insurance services for autos, boats, and motorcycles. With several options of coverages, the insurance includes liability for property damage, personal injury, and vacation. Additionally, the company provides roadside assistance for clients needing auto labor.

License Verified:

License: 0D91080

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DMV - Perris logo
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License Verified:

License: 0L58073

California Department of Insurance

DMV - Perris

802 Navajo Road, Perris, CA 92570
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  • Motorcyle & ATV
  • Home & Auto Insurance

Business Description

Perris DMV & Car Insurance Services is a local insurance company that caters to the insurance needs of clients in Perris and nearby communities. The independent insurance firm assists individuals and commercial operators in securing their vehicles with a car insurance policy. Its insurance agents represent multiple carriers that offer a variety of coverage options, such as bodily injury liability, property damage, medical payments, comprehensive, and collision coverage. They also assist clients with DMV registration requirements.

License Verified:

License: 0L58073

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (122)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Erika's Insurance logo
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License Verified:

License: 0H58321

California Department Of Insurance

Erika's Insurance

2560 North Perris Boulevard, Perris, CA 92571
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  • Multiple Carriers

Business Description

Erika's Insurance is an insurance agency that serves clients in Perris. With insurance experts who also speak Spanish, the agency offers auto insurance policies to drivers, including those who are considered high-risk. Its policies provide a range of coverage including comprehensive, collision, and liability. Additionally, it assists clients in complying with state requirements and DMV-related services. Founded in 2008, the agency also serves clients in Ontario, Corona, and Huntington Park.

License Verified:

License: 0H58321

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (77)
Yelp
3.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mexican Insurance Store logo
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License Verified:

License: 0C24601

California Department Of Insurance

Mexican Insurance Store

3819 Saint Austell Way, Perris, CA 92571
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  • Multiple Carriers

Business Description

Mexican Insurance Store is a Mexican car insurance provider located in Perris that has been in business since 1979. Its professional staff has nearly 80 years of combined experience in the industry and can help drivers obtain protection plans that go beyond the usual repair coverage. For convenience, the company processes every transaction online and all policies purchased are transmitted to a database that can be accessed by the appropriate authorities in Mexico instantly.

License Verified:

License: 0C24601

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (35)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pete Peterson logo
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License Verified:

License: 0E95583

California Department Of Insurance

Pete Peterson

1688 North Perris Boulevard, Perris, CA 92571
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  • Multiple Carriers

Business Description

Pete Peterson is a State Farm insurance agent servicing the Perris community since 2006. State Farm offers a wide range of car insurance coverages, including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. The personalized insurance options also include collision and comprehensive insurance coverages, which offer protection from damage caused by an accident or theft and natural disasters. Peterson served in the US Marine Corps and US Navy.

License Verified:

License: 0E95583

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (74)
Facebook
5.0 / 5 (12)
Yelp
1.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Placas Insurance & DMV Services logo
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License Verified:

License: 0L58073

California Department Of Insurance

Placas Insurance & DMV Services

2560 North Perris Boulevard, Perris, CA 92571
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  • Multiple Carriers
  • Boats

Business Description

Placas Insurance & DMV Services is a car insurance agency based in Perris. It has been offering its services to the community since 1999. Believing that having auto insurance is a great way to protect oneself from damages and losses caused by an accident, the agency offers a wide range of coverage that clients can choose from. It represents over 25 insurance carriers, including Infinity, Allstate, and Geico. In addition to car insurance, Placas Insurance & DMV Services also offers insurance for homes and businesses.

License Verified:

License: 0L58073

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tony Moreno Insurance logo
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License Verified:

License: 0I06311

California Department of Insurance

Tony Moreno Insurance

393 Wilkerson Avenue, Perris, CA 92570
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  • Home & Auto Insurance
  • Home Insurance

Business Description

Tony Moreno Insurance offers automobile insurance to drivers in Perris and the surrounding areas. Its team of agents guides clients through different insurance options to cover new or pre-owned vehicles. They also help clients create customized plans that meet their individual needs. In addition to car insurance, the firm also provides options for motorcycle insurance including ATVs, street bikes, and custom motorcycles. Established in 1999, the company represents various insurance providers of good reputation with prompt claims service.

License Verified:

License: 0I06311

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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