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Best Credit Repair Companies in Merced

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2023
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Credit Saint logo
FEATURED
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Free Credit Evaluation

Credit Saint

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Merced, CA
  • Credit Repair
  • Credit building
  • Money Back Guarantee
  • Credit Restoration
  • Credit Audit

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6377)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Merced, CA
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)

Price: Free Credit Report Consultation

Fresno All Star Credit Repair logo
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Fresno All Star Credit Repair

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1228 P St. #105, Merced, CA 93721
  • Credit Dispute

Business Description

Fresno All Star Credit Repair serves middle-income individuals and families in Merced. It offers credit repair services, including credit report evaluation and analysis, and credit score consultation. Its team helps repair credit by disputing negative items and the accuracy of the client's credit report. It works with collection agencies and credit bureaus to correct inaccuracies and negotiate the debt. The company particularly assists clients who need better credit scores to buy, rent or refinance a home. It has staff members who can speak Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.9 / 5 (15)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jai Ho Credit Repair logo
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Jai Ho Credit Repair

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1733 Yosemite Blvd, Modesto, CA 95354
  • Credit Monitoring

Business Description

Jai Ho Credit Repair helps individuals in Merced and nearby areas who are struggling with their credit scores. The company features a team of credit restoration counselors who identify and challenge unverifiable or erroneous information in customers' credit histories. They also enable clients to understand their reports and achieve good credit. Additionally, the company offers 24/7 credit monitoring and alerts powered by TransUnion to keep clients aware of the changes to their ratings.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Jones Financial Credit Repair logo
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Jones Financial Credit Repair

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Modesto, CA 95351
  • Debt Consolidation

Business Description

Jones Financial Credit Repair has been serving clients in Merced and nearby areas for eight years. It offers a wide range of services, from financial consulting and management to debt consolidation and cancellation. It offers credit monitoring services to individuals and couples, such as examining credit reports for erroneous personal information, determining how to correct the inaccuracies, and boosting their credit ratings. Complete loan restoration is also possible through credit enhancement and the elimination of outstanding accounts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Mary Castillo Avalos logo
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Mary Castillo Avalos

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907 6th St, Los Banos, CA 93635
  • Credit Monitoring

Business Description

Mary Castillo Avalos is a financial counselor and small business coach who serves the community in Merced. She offers credit counseling services to help individuals and businesses get their finances in order. She reviews her clients’ reports and analyzes their financial histories in order to ascertain whether they qualify for new loans and lines of credit or major purchases. Her other services include bookkeeping, financial management, small business administration, and personal development. Avalos carries over 20 years of professional experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Modesto Credit Solutions logo
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Modesto Credit Solutions

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​Modesto, CA 95350
  • Credit Monitoring

Business Description

Modesto Credit Solutions aims to help individuals in Merced and the nearby areas improve their credit scores and financial status. The credit repair company assists clients through personalized consultations, accurate representation, and ongoing education. Its credit repair process includes deleting bad credit records incurred from bankruptcies, collections, repossessions, late payments, and charge-offs, thus giving clients access to better rates and opportunities. An online portal is also available for clients to check their scores.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail