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Best Credit Repair Companies in Fresno

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Fresno, CAFresno, CA

Credit Saint provides credit repair services and guidance for clients in Fresno. With more than a decade of expertise, it offers to evaluate a consumer's credit score to negotiate or challenge inaccurate, unverified, outdated, biased, and incomplete information. These include collections, charge-offs, judgments, foreclosures, and late payments. It also aids in understanding a credit score's impact on interest rates and loans, as well as in optimizing a positive report when paying bills. Credit Saint also provides clients with a credit monitoring system during its intervention.

Fresno, CAFresno, CA

Website(857) 587-0995

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5293 North First Street, Fresno, CA 93710
Fresno, CA 93710
Instagram

Credit Pulse is a credit repair company near Fresno that aims to assist clients in launching their business. This company offers personal credit options and programs that will help improve the credit scores of individual clients. These include credit repair, disputes, and bankruptcies. The Business Loans & Credit Lines, on the other hand, help entrepreneurs and executives navigate the complex process of enhancing business credit scores. This company also offers the Credit Starter for existing business with no business credit.

5293 North First Street, Fresno, CA 93710
Fresno, CA 93710

InstagramWebsite(559) 761-9421

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

1228 P St Ste 105, Fresno, CA 93721
Fresno, CA 93721

Fresno All Star Credit Repair is a veteran-owned credit repair agency in Fresno. It provides credit report evaluation and analysis, then creates a schedule to help middle-income families repair credit. The repair specialists contact collection agencies and credit bureaus to challenge discrepancies in credit reports. They assist in determining and correcting bankruptcies, liens, late payments, repossessions, and charge-offs. The staff also works on fixing credit issues resulting from collections, judgments, and foreclosures. Fresno All Star Credit Repair helps negotiate credit card debt and provides customized credit score and report consultation services. The company offers credit information via reading materials to help clients build and maintain good credit.

1228 P St Ste 105, Fresno, CA 93721
Fresno, CA 93721

Website(559) 907-1230

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2555 E Perrin Ave Ste 116, Fresno, CA 93720
Fresno, CA 93720

J. L. Taylor & Associates provides a range of credit repair services in Fresno and surrounding areas. Its comprehensive process begins with experienced credit repair professionals looking through clients' TransUnion, Experian, and Equifax credit reports to find inconsistencies, errors, and outdated information. The company then puts together a personalized plan to dispute these issues and get items removed from clients' credit reports. It has experience in dealing with such items as bankruptcies and foreclosures, and it provides clients with ongoing financial education and advice. J.L. Taylor & Associates also offers access to a credit education program with informative webinars on how to build and maintain credit.

2555 E Perrin Ave Ste 116, Fresno, CA 93720
Fresno, CA 93720

Website(559) 472-3147

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

710 Van Ness Ave # 192, Fresno, CA 93721
Fresno, CA 93721

Founded in 2017, Legacy Financial Services is a financial management company providing credit repair services in the Fresno area. It helps individuals and businesses get out of debt and improve their credit scores. Services include credit report auditing, extensive dispute analysis, and credit building, with the company providing various payment packages. Clients have 24/7 access to the customer portal to get live status updates. Legacy Financial Services offers credit education and tips to enhance faster credit score growth. Additional services include tax preparation to limit the amount due or get maximum returns. Founder Sabrina Green has over 11 years of experience in the corporate accounting industry.

710 Van Ness Ave # 192, Fresno, CA 93721
Fresno, CA 93721

Website(559) 825-6707

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3106 S Mooney Blvd, Visalia, CA 93277
Visalia, CA 93277

Locally operated Recovery Credit Repair Inc. serves Fresno and surrounding areas with financial services. Its professionals review credit reports from the three major bureaus and provide customized analysis. They handle the credit reporting dispute process by developing and printing dispute letters and contacting creditors and credit reporting agencies on behalf of clients. The firm challenges the removal of items, such as collections, late payments, foreclosures, short sale, and tax liens. It can also execute advanced dispute tactics to hold reporting agencies accountable to federal laws. Additionally, its specialists assist in student loan issues, identity theft protection, and tax preparation. Recovery Credit Repair Inc. offers 24/7 online progress monitoring.

3106 S Mooney Blvd, Visalia, CA 93277
Visalia, CA 93277

Website(559) 372-2823

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2613 E Ashlan Ave, Fresno, CA 93726
Fresno, CA 93726
  • Credit Monitoring

The Futurewards Firm Inc is a credit repair agency serving the Fresno metro and neighboring areas. Whether the clients have unpaid credit cards, bank loans, or medical bills, the agency helps fix their credit scores through disputes. Its process includes credit history analysis, credit dispute submissions, result reviews, and further dispute submissions. The Futurewards Firm has successfully removed late payments, collections, and negative accounts from clients' credit reports. It also provides clients with a protection program that includes identity monitoring, credit monitoring and building, and budgeting.

2613 E Ashlan Ave, Fresno, CA 93726
Fresno, CA 93726

Website(559) 416-0328

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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