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Best Homeowners Insurance Agencies in Merced

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1277 V Street, Merced, CA 95341
Merced, CA 95341
Instagram
  • Multiple Policy Types

Edmar Insurance Merced North (M3) is a Merced-based independent insurance agency that has been providing services since 1998. It offers a variety of insurance plans, including homeowners' and renters' insurance. The company helps its clients protect their homes by putting together a dwelling policy that will meet their needs. It helps make sure that the clients' property and liability will be protected. Edmar Insurance Merced North (M3) also handles auto and motorcycle insurance.

1277 V Street, Merced, CA 95341
Merced, CA 95341

InstagramWebsite(209) 390-4052

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3061 College Green Drive, Merced, CA 95348
Merced, CA 95348
  • Multiple Policy Types

Executive Edge Insurance Services is a company providing homeowners in the Merced area with custom insurance policies. This team is able to accurately appraise homes and determine the type and amount of coverage needed. As an independent agency, it can source policies from a range of carriers to provide clients with the most competitive pricing options. Executive Edge Insurance Services offers coverage for luxury homes as well as businesses and automobiles.

3061 College Green Drive, Merced, CA 95348
Merced, CA 95348

Website(209) 385-3343

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

725 West 18th Street, Merced, CA 95340
Merced, CA 95340
Instagram
  • Multiple Policy Types

Fluetsch and Busby Insurance is a family-owned and -operated independent insurance agency that has been offering insurance solutions to clients in Merced since 1912. The company provides homeowners insurance solutions that help clients protect their homes from unforeseen hazards and risks. It has a user-friendly web portal integrated into its company site that conducts an initial assessment and calculation of the property and the coverages included in different package options.

725 West 18th Street, Merced, CA 95340
Merced, CA 95340

InstagramWebsite(209) 722-1541

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

133 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2814 G Street, Merced, CA 95340
Merced, CA 95340
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

K.S. Pacific Insurance Agency is a locally-owned agency that serves the insurance needs of individuals and businesses in Merced. This small business comprises insurance agents who offer custom insurance plans for homeowners. The homeowners' insurance plan safeguards clients financially, helping pay the reconstruction or repair costs of destroyed properties under covered circumstances. It also offers insurance plans for rental properties and apartments. K.S. Pacific Insurance Agency works with trusted insurance companies like Progressive, Safeco, and Pie Insurance.

2814 G Street, Merced, CA 95340
Merced, CA 95340

InstagramWebsite(209) 354-4164

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

2554 Alabama Street, Atwater, CA 95301
Atwater, CA 95301
  • Renter's Insurance
  • Condos

Kilgore Insurance Agency is a locally owned company providing homeowners with high quality insurance policies. It consults with clients to understand their home's needs and connects them with the best carrier at the most affordable rate. This agency is capable of finding coverage for several types of dwellings, including single family homes, mobile homes, and condominiums. In addition to homeowners insurance, Kilgore Insurance Agency offers coverage for automobiles and commercial properties.

2554 Alabama Street, Atwater, CA 95301
Atwater, CA 95301

Website(877) 358-9107

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3187 Collins Drive, Merced, CA 95348
Merced, CA 95348
Instagram
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Earthquake

Leap | Carpenter | Kemps Insurance Agency has been servicing Merced since 1947, catering to its residents' insurance needs. The agency offers a selection of home insurance for homeowners, condominiums, mobile homes, and RV/motor homes. It recommends adding earthquake and flood insurance to every home insurance policy to effectively protect the clients' homes from natural disasters. Leap | Carpenter | Kemps also provides auto, personal, commercial, life, and health insurance. The agency serves the whole of California as well as other states like Arizona, Nevada, and Washington.

3187 Collins Drive, Merced, CA 95348
Merced, CA 95348

InstagramWebsite(209) 384-0727

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

2185 G Street, Merced, CA 95340
Merced, CA 95340
  • Multiple Carriers
  • Flood
  • Earthquake
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

New Horizon Insurance Services is an independent insurance agency assisting clients with their homeowners' insurance needs by reaching out to carriers and finding multiple coverage options. The company's dwelling insurance policy covers luxury homes, high-risk area homes, vacation homes, homeowners, and home renters. Its staff is equipped to help clients protect their properties built in Merced, Oakhurst, Madera, Clovis, and Fresno. Personalized home insurance is provided to safeguard clients from natural disasters, fire damage, and personal or legal liability.

2185 G Street, Merced, CA 95340
Merced, CA 95340

Website(800) 247-2643

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1124 W Olive Ave 102, Merced, CA 95348
Merced, CA 95348
  • Multiple Carriers

Peggy Biddison is a State Farm insurance agent who offers homeowners' insurance all throughout Merced County and other areas in the Central Valley and the San Francisco Bay Area. Her firm's homeowners' insurance policy protects owners of single-family homes from losses following fire or natural calamities, as well as theft and other malicious activities. It also offers auto, business, life, and health insurance. Peggy has 30 years of experience in financial services, with 15 of those as a State Farm agent.

1124 W Olive Ave 102, Merced, CA 95348
Merced, CA 95348

Website(209) 384-8811

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

114 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

840 West Olive Avenue, Merced, CA 95348
Merced, CA 95348
  • Multiple Policy Types

Quote Valley Insurance is a Merced-based full-service independent agency that helps homeowners protect their homes against disasters. The company's agents shop for different insurance policy options and guide them in selecting the best one depending on their needs. The homeowners' insurance pays for the repair or replacement of properties that have been damaged by a covered event or loss due to theft or vandalism. Also covered are liability protection and medical expenses in case someone gets injured in the home. Quote Valley Insurance also offers auto, health, life, and business insurance.

840 West Olive Avenue, Merced, CA 95348
Merced, CA 95348

Website(855) 547-8683

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

126 West Main Street, Merced, CA 95340
Merced, CA 95340
Instagram
  • Personal Property Insurance
  • Multiple Carriers
  • Fire
  • Multiple Policy Types

RC Insurance Brokers is an insurance business operating and helping homeowners since 2018. The company caters to households and businesses in Merced, Manteca, Tracy, and all of California. Its staff attends to clients' homeowners' insurance needs by identifying which protection plan in the marketplace suits their situation. Aside from shopping for insurance coverages, the company also assists in filing a claim to insurance carriers to repair or replace assets from covered events. Other personal insurance products include auto, boat, and recreational.

126 West Main Street, Merced, CA 95340
Merced, CA 95340

InstagramWebsite(209) 233-6213

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

505 West 18th Street, Merced, CA 95340
Merced, CA 95340
Instagram
  • Multiple Policy Types

Salmeri Insurance is a Merced-based company that has been providing insurance solutions for more than 55 years. This independent agency provides home insurance services to financially protect clients from damages and losses. Its team of insurance agents uses techniques, such as risk reduction and transfer, elimination, and risk assumption to reduce the cost of the insurance. They also offer health, life, agriculture, and business insurance services. Some of its product lines include Progressive, Nationwide, and Chubb.

505 West 18th Street, Merced, CA 95340
Merced, CA 95340

InstagramWebsite(800) 350-8020

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 ( Good)

Total Reviews:

6 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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