Expertise.com

Best Credit Repair Companies in Stockton

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Tracy, CA 95376Tracy, CA 95376

Accurate Credit Repair Service helps clients in Stockton obtain competitive interest rates and reduce finance charges on credit card balances. It disputes negative payment history items such as delinquencies, collection accounts, and state and federal tax liens. The company also provides document processing services and credit education about creditor and credit bureau techniques and regulations. A partnership program is also available for industries that depend on clients with good credit, including real estate, legal, and automotive.

Tracy, CA 95376Tracy, CA 95376

Website(209) 362-5858

Show Number
1407 West Fremont Street, Stockton, CA 95203
Stockton, CA 95203
  • Debt Consolidation
  • Credit Monitoring
  • Credit Dispute

Credit Advisors Council-Credit Repair Stockton is a credit repair company that serves first-time and seasoned clients in the city. It offers to counsel cardholders about their credit scores and find any unverified expenses in their financial records. The company can file to delete disputed expenses like outstanding debts, student loans, and identity theft expenses. Additionally, it can examine each credit score to help clients file for mortgage and auto loans. The company is also affiliated with Prodigy, a local financial and entrepreneur counseling business.

1407 West Fremont Street, Stockton, CA 95203
Stockton, CA 95203

Website(209) 888-0090

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1400 Mitchell Road, Modesto, CA 95351
Modesto, CA 95351
  • Credit Dispute

Jones Financial Credit Repair is a firm that restores and improves the credit scores of consumers in Stockton. It offers various services to help clients achieve their life goals, such as rebuilding credit, continuous education for raising scores, debt settlement, and dealing with collector agencies. Jones Financial Credit Repair is a credit restoration company with experience handling collectors, creditors, and credit bureaus. Its mission is to restructure clients' lost credit and financial standing and guide them to become creditworthy.

1400 Mitchell Road, Modesto, CA 95351
Modesto, CA 95351

Website(888) 664-0008

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

121 East Orangeburg Avenue, Modesto, CA 95350
Modesto, CA 95350
  • Credit Audit
  • Credit Dispute

Modesto Credit Repair is a full-service credit repair company serving residents in Stockton. The company offers a free 10-minute credit repair consultation that includes easy access to the client's Experian, TransUnion, and Equifax credit reports. Its consultants also provide credit report analysis and recommendations to help boost credit scores. Modesto Credit Repair specializes in disputing unverified, inaccurate, and obsolete information on credit reports that may include late payments, collections, charge-offs, medical bills, repossessions, and bankruptcies. The company also checks foreclosures and judgments on credit reports.

121 East Orangeburg Avenue, Modesto, CA 95350
Modesto, CA 95350

Website(209) 674-7903

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Modesto, CA 95350Modesto, CA 95350
  • Credit Monitoring
  • Debt Consolidation

Modesto Credit Solutions caters to clients in the Stockton metro and the surrounding areas. Its case analysts and advisors help individuals rebuild their credit scores by offering credit repair services. Its process includes analyzing the clients' credit profiles and writing and sending dispute letters challenging negative items, such as bankruptcies, charge-offs, closed accounts, delinquencies, inquiries, and judgments. The company's website features a client portal, allowing customers to monitor their case status and credit scores 24/7.

Modesto, CA 95350Modesto, CA 95350

Website(209) 215-2209

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2901-2929 K St, Sacramento, CA 95816
Sacramento, CA 95816

The Credit Repair Pros' specialists help clients in Stockton improve credit scores to obtain a loan, purchase a house, and finance goods they desire. The process begins with a consultation to examine the credit score and design a strategy for improving it. Its team requests copies of reports from the three main credit agencies to check for any inaccuracies, such as bankruptcy, tax liens, and charge-offs. It files a dispute with the appropriate authorities to remove any bad items that may be lowering credit scores.

2901-2929 K St, Sacramento, CA 95816
Sacramento, CA 95816

Website(916) 398-2795

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you