Best Mortgage Refinance Companies in Vallejo

Accredited Brokers is a mortgage company that caters to home buyers and owners in Vallejo and the surrounding areas. It offers various refinance options for local borrowers looking to cash out equity or get better loan terms and rates, such as FHA Streamline and Cash-out, VA Streamline and Cash-out, HARP, conventional, and jumbo. In addition to home purchase loans, the agency assists with construction loans for remodeling and repairs. Accredited Brokers also educates clients about credit score improvement, loan document preparation, and PMIs.

Darlene Espinoza is a mortgage loan originator that offers refinancing options to clients in and around the Vallejo area. She facilitates renovation loans and investment property acquisitions. The agent also has conventional, FHA, VA, and jumbo loan programs available. She updates clients on every step of the process, from application to closing. Espinoza is an executive loan advisor and sales manager for CrossCountry Mortgage. She has been in the lending and finance industry for more than 20 years.

Guy Benjamin provides financing solutions to residents in Vallejo. He is a branch manager at Fairway Independent Mortgage Corporation, an approved lender founded in 1996. He handles fixed-rate and adjustable-rate mortgages as well as conforming, jumbo, and government-backed loan programs. He is also dedicated to educating clients who want to cash out their home equity, reduce their interest rates, and lower their loan payments. Guy Benjamin has worked in the mortgage industry for more than a decade.

Jeanine Nucum is a mortgage broker with GTG Financial Mortgage Brokers that serves clients in Vallejo and its surrounding communities. With over a decade of experience in the industry, she offers straightforward loans to those seeking a mortgage in California. The broker provides a variety of loan packages such as conventional, jumbo, FHA 203k, harp 2.0, FHA, and VA loans. She also provides exclusive VA mortgage loan programs to both active and retired military service members.

Lux Funding is a local mortgage company that serves clients in Vallejo and the surrounding areas. It offers refinance options for borrowers looking to get better rates and terms or to cash out equity. Its refinancing programs include conventional, HARP, jumbo, VA, FHA, and USDA. The agency specializes in multi-family and 30-year fixed-rate home loans. In addition, it works with clients seeking commercial loans of up to $100 million. Lux Funding has funded over $953 million in loans. It provides 24/7 customer service response.

Manufactured Home Mortgage is a mortgage lender providing mortgage refinancing solutions for people living in mobile and manufactured homes in Vallejo. It offers a variety of mortgage refinancing options for clients seeking to reduce their monthly payments, consolidate high-interest debt, or cash out their home equity for significant expenses such as home improvements. The company has been in business for over two decades and is active in several organizations, including the Manufactured Housing Institute and the California Manufactured Housing Institute.

Mitchell Mortgage provides personalized home loan services to first-time buyers and residential owners in Vallejo. It assists clients in the loan process and in choosing the ideal option that suits their needs, whether for purchasing their dream home, refinancing an outstanding loan, or consolidating debt. Its loan programs include ARM, VA, conventional, jumbo, and fixed-rate mortgages. Michael Mitchell, the proprietor, is an independent broker with more than 34 years of experience in real estate finance.

Musa Financial provides mortgage refinancing solutions to individuals and families in Vallejo and the surrounding areas. Its refinance options include FHA streamline, jumbo, VA cash out, and conventional loans. It also offers fixed-rate, graduated payment, interest only, and adjustable-rate mortgages. The professionals at Musa Financial assist clients in selecting the home loan and refinance program that best suits their needs. They guide borrowers through each step of the mortgage application process, from loan processing to closing.

Clients in the Vallejo area and surrounding metros can take advantage of Network Independent Mortgage Brokers' refinancing plans. VA, FHA, jumbo, and conventional loans are all available, as are fixed-rate and adjustable-rate mortgages. It also offers downpayment assistance for CalHFA and CHENOA, 80-10-10 NO PMI HELOC options, SBA office and warehouse financing, and reverse mortgages. George R. Kalis, the company's owner, is a Certified Veterans Loan Specialist who has been in the mortgage business since 1993. His team has over 55 years of industry experience.

Silverado Home Mortgage offers a wide variety of refinance options for local borrowers throughout Vallejo and the surrounding metros. Whether clients are looking to cash out or get a better rate and term, clients may choose from a vast selection of programs which include FHA Streamline, Cash Out, and 203k, VA Streamline and Cash Out, conventional, and jumbo loans. Loan options are also available for clients looking into purchasing their first homes or investment properties.

Solano Mortgage lists the Vallejo metro as one of its service areas. The company creates refinancing packages designed for goals such as debt consolidation, equity cash out, and term and interest rate reduction. Its mortgage professionals walk borrowers through the refinancing process, from consultation and application to underwriting and closing. Solano Mortgage has been catering to the community's needs for over 15 years. It supports the Vacaville Chambers of Commerce and the Northern Solano County Association of Realtors.

US Financial Mortgage Lending serves customers in Vallejo, helping them find the right mortgage for their dream homes. It offers refinancing services to homeowners looking to lower their monthly repayments and annual percentage rates. The firm provides various mortgage loan products, such as adjustable rates, fixed rates, FHA, conventional, Jumbo, and VA loan programs. It also has buyer assistance programs like HomePath and Home Possible. The agency is under Golden Empire Mortgage which has been in the industry for over two decades.

ZRE Funding is a full-service lender that handles inquiries and applications concerning refinancing programs for clients in Vallejo. Its consultants offer a variety of tailored options that extend throughout different terms and involve monthly payments that match the credit scores and financial capabilities of applicants. They offer comprehensive financial recommendations that are adjusted and evaluated alongside in-depth assessments of local property values and interest rates. Their programs include VA cash-out and streamline loans, as well as jumbo, conventional, and HELOC mortgages.