Best Mortgage Refinance Companies in Concord

Acurus Home Loans addresses the mortgage refinancing needs of people in Concord and the surrounding areas. It helps clients choose programs like USDA, FHA, VA, and jumbo loans based on their financial capacity. Its mortgage rate options include fixed-rate, adjustable ARM, interest-only, and graduated payments. The company also offers FICO, home equity conversion, and home loans for self-employed individuals. It has been assisting customers in purchasing their dream homes through its refinancing services for over 20 years.

Ahmed Group serves homebuyers, real estate professionals, and home builders in Concord. It is a full-service firm that provides solutions in every area of mortgage lending, from home buying to refinancing. Its programs include conforming and jumbo loans. It seeks to provide clients with a wide range of loan options by working with multiple lenders. Its loan officers also give regular loan updates. The business has a learning center and mortgage calculators on its website.

Avenir Mortgage Planners handles the needs of homeowners in Concord and the surrounding areas. The company provides clients with various mortgage planning strategies, which include helping them get lower interest rates, get lower monthly payments, decrease loan terms, and remove an Adjustable Rate Mortgage. It has been in operation for 20 years and has completed more than 3,000 loans. Greg Lartilleux, the owner, president, and mortgage planner of Avenir Mortgage Planners, has been helping clients with their mortgage planning needs since 2002.

Catalyst Mortgage, a member of the Mortgage Bankers Association, has been serving Concord's first-time homebuyers, existing homeowners, and property investors since 2005. Its staff members, who have over 50 years of combined experience, help homeowners who want to refinance their FHA loans. They guide them through the FHA Streamline Refinance program, which allows them to reduce their current home's interest rate quickly and with less paperwork. Catalyst Mortgage also strives to ignite a difference in the community by raising funds to serve meals to low-income families.

Craig Heitz is a mortgage professional who offers services for clients in Concord and nearby locations. Heitz collaborates with clients in finding the right mortgage that meets their unique financial goals. He provides clients with VA, FHA, and USDA RD loans with increased qualifying ratios, smaller down payments, and a 500 FICO score requirement. In addition, he recommends NEXA new as a financing solution for qualified borrowers with financial hardship, including BK or short sale. He received his CMA certification in 2020.

Haven Home Lending has mortgage refinancing services ready for clients located in the Concord metro and nearby areas. It works on refinance analysis requests, and then delivers options to clients and presents to them the interest rates and terms they can next take on. The firm also handles 203K, HARP FHA, VA, and USDA loans, and is also associated with Fannie Mae and Freddie Mac. Owner Fiorella Giusti-Barrera custom-design mortgages to client specifications, and educates them in matters of property finance.

Solano Mortgage takes care of the refinancing needs of customers in and around the Concord metro. Its loan officers aim to help clients increase their monthly cash flow by working to create a refinance package that suits their needs. This may include resetting mortgage terms with a lower interest rate or longer term to reduce monthly payments, consolidating first and second mortgages, or cashing out some equity. Solano Mortgage founder Jim Porter has over three decades of experience in the mortgage industry.

TMC Financing is a lender serving the Concord community and has a multi-region reach. The company assists SBA 504 loan holders in refinancing real estate to solve matters such as cash access, debt payment, and monthly payment reduction. Its loan professionals advise clients regarding prevailing interest rates and guide them in accomplishing the refinancing process, from application and appraisal to funding. Since its creation in 1981, TMC Financing has provided $10 billion in funding to over 6,000 businesses.

West Coast Mortgage Group handles the refinancing needs of homeowners throughout Concord and the nearby communities. The company has been in operation since 2004. Its loan officers help clients reduce monthly payments, cash out some of their equity, or consolidate existing debts through FHA streamline refinancing. Additionally, the company offers a wide array of mortgage loan options, including conventional, VA, jumbo, FHA, and USDA mortgages. Reverse mortgages are also available for homeowners 62 years and older.